Krak: Money App & Card
Cashback, APY & Rewards
Only for iPhone
Free
iPhone
Send and receive money instantly with Krak – the fast, secure, and easy way to pay anyone, anytime. No banks. No hassle. Just tap and go.
The app for all your money. Get cashback on everyday purchases, and put your assets to work. No hidden fees, no monthly minimums, no catch.
Download Krak and open an account in minutes.
SPEND AND GET CASHBACK
• Earn up to 2% cashback in GBP or BTC on everyday spend
• No monthly fees, no minimum balance, no surprises
• Works everywhere Mastercard is accepted, in-app or added to your mobile wallet
• Real-time transaction alerts and 24/7 fraud monitoring
GET PAID, PAY BILLS
• Get up to £250 monthly bonus, for qualifying salary activity
• Start using your vIBAN and get paid into Krak, send money to other banks and pay bills
EXCLUSIVE DISCOUNTS & EARNINGS
• Access 4- and 5-star hotels at members-only rates at up to 60% off
• Earn up to 6% cashback at checkout on travel in app via Krak Concierge
CRYPTO, DONE SIMPLY
• Buy, sell, and hold Ethereum, Solana and 600+ other assets with zero complexity
• No jargon, no trading-desk energy, just a way to make your money work harder
• Transfer assets to and from your Krak balance in just a few taps.
Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong.
Trusted by over 380,000 customers worldwide
• Your money is safeguarded and your crypto is backed by transparent Proof-of-Reserves on major assets.
• 24/7 in-app support. Find answers instantly, or get help from our support team.
Open an account, make a deposit, and put your money to work.
DISCLAIMER
Rate depends on average assets held with Krak, Kraken and Kraken Pro. T&Cs apply. See Support Center for more info.
Geo restrictions and T&Cs apply.
Krak is a global money app. Krak Card is issued by Monavate Limited, authorised by the Financial Conduct Authority to carry on electronic money activities and related payment services (FRN: 901097). E-money and payment services are provided by Payward Services Limited, authorised by the FCA under the E-Money Regulations 2011 (FRN: 1010381). Mastercard is a registered trademark of Mastercard International Incorporated; the card is issued pursuant to a licence from Mastercard.
A variable spread will apply when spending across assets. Third-party ATM fees may apply.
Krak Concierge is powered by Entravel. Kraken is not a travel agent. Prices and refund policies are set by the provider. Krak may receive a commission from Entravel on completed stays. Geo restrictions apply.
Terms of Service:
https://krak.app/legal/terms-of-service
Ratings & Reviews
- This app has not received enough ratings or reviews to display an overview.
We’re always making sure Krak is easy, safe and secure for you to use.
This release contains various improvements and fixes.
The developer, Kraken, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Location
- Contact Info
- User Content
- Search History
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- Payward, Inc.
- Size
- 304.4 MB
- Category
- Finance
- Compatibility
Requires iOS 16.6 or later.
- iPhone
Requires iOS 16.6 or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 21 more
- English, Bengali, Czech, Danish, Dutch, Finnish, French, German, Greek, Hungarian, Italian, Malay, Norwegian Bokmål, Polish, Portuguese, Romanian, Russian, Simplified Chinese, Spanish, Swedish, Ukrainian, Vietnamese
- Age Rating
4+
- 4+
- This app is rated 4+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls. - In-App Controls
Age Assurance
- Copyright
- © Payward, Inc.

