Saldo: Finance Tracker

Personal income & expense log

Free · Designed for iPad. Not verified for macOS.

Saldo is a personal finance tracker built for clarity over complexity. Every income and expense goes in as a transaction — your running balance is computed automatically. No spreadsheets, no end-of-month arithmetic. Quick entry Amount first, category in one tap. The date defaults to today. A transaction takes under 5 seconds. KASA — monthly overview Income, expenses, net result, and running balance for any month at a glance. Scroll back through history without any manual work. Reports & charts Filter by date range, category, or type. View trends month over month and see exactly where your money goes. Loan tracker Track interest-free loans to family and friends separately from your main balance. These entries stay off your ledger — they show you what is owed without distorting your financial picture. Offline-first Add transactions without an internet connection. Changes queue locally and sync automatically the moment you come back online. Push notifications Set a daily reminder to log your spending. Receive an alert before and on the due date of any loan you are tracking. Biometric lock Protect the app with Face ID or fingerprint. Your financial data stays private even if someone else picks up your phone. Multi-currency Choose RSD, EUR, or BAM as your base currency. RSD exchange rates are fetched daily from the National Bank of Serbia. BAM is fixed at 1 EUR = 1.95583 BAM. Dark and light theme Follows your system preference, or lock to your favourite. Export and import Export your transactions to Excel or CSV at any time. Import previous months from existing spreadsheets. Privacy Saldo does not show ads, does not sell your data, and does not train AI models with your information. Your financial data is stored securely and belongs to you.

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A small update: sharper text and a few fixes. What's new in 2.0.2: • Sharper text — bold and semibold labels now use the real Plus Jakarta Sans weights instead of a faked bold • "Share Saldo with friends" now includes a download link • The What's new screen shows the full app version in its title • We added anonymous usage statistics (no personal data, no ad tracking) so we know what to improve

The developer, Dzenan Kosuta, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info
    • Identifiers
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Location
    • Identifiers
    • Usage Data

Privacy practices may vary based, for example, on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Provider
Dzenan Kosuta
Size
55.8 MB
Category
Finance
Compatibility
Requires iOS 16.4 or later.
  • iPhone
    Requires iOS 16.4 or later.
  • iPad
    Requires iPadOS 16.4 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English and 10 more
  • English, Bosnian, French, German, Indonesian, Portuguese, Russian, Serbian, Spanish, Tajik, Uzbek
Age Rating
4+
Copyright
© 2026 Saldo