Kowri: The Way to Pay
Kowri is your intelligent financial companion, created to simplify payments and revolutionize how you manage money across Africa.
We built Kowri because financial management shouldn’t be stressful. From delayed transactions to poor support and fragmented services, we’ve all been there. Kowri changes that. Designed to work securely, seamlessly, and intelligently, Kowri is the way to pay.
Everything in One App
Kowri is more than a payments app—it’s a platform that connects your entire financial world. Whether you’re paying for utilities, transferring money, managing subscriptions, or buying car insurance, Kowri gives you the tools to handle it all in one place.
What You Can Do with Kowri
• Link All Your Accounts: Connect your bank accounts, mobile money wallets, and debit or credit cards for seamless transactions.
• Make Secure Payments: Pay bills like electricity, water, or car insurance, all from your app.
• Send Money Anywhere: Transfer money instantly to Kowri users, bank accounts, or mobile money wallets.
• QR Code Payments: Share or receive payments effortlessly with your personal QR code.
• Discover Businesses Nearby: Find and transact with local businesses that accept Kowri.
• Plan for Wealth: Get personalized insights, automate recurring payments, and track your spending trends—all from a beautifully redesigned dashboard.
Say goodbye to frustration. Say hello to Kowri.
Download now and experience the smarter way to pay and grow your wealth.
[:mav: 3.2.1]
more Get into the Game: We’ve given your dashboard a fresh, limited-edition World Cup theme to match the season's energy.
Your Half-Year Money Story: Take a look back at your financial journey! View a personalized summary of your money lifestyle and spending habits over the last six months.
Flexible Ghana Card Verification: Identity verification just got smoother. We now accept alphanumeric Ghana Card numbers to ensure everyone is covered.
Bug Fixes & Improvements: Resolved a UI layout issue where text was truncated in the Kowri MSME verification bottom sheet following a rejected business identity submission.
3.2.2 6 Jul
Get into the Game: We’ve given your dashboard a fresh, limited-edition World Cup theme to match the season's energy.
Your Half-Year Money Story: Take a look back at your financial journey! View a personalized summary of your money lifestyle and spending habits over the last six months.
Flexible Ghana Card Verification: Identity verification just got smoother. We now accept alphanumeric Ghana Card numbers to ensure everyone is covered.
Bug Fixes & Improvements: Resolved a UI layout issue where text was truncated in the Kowri MSME verification bottom sheet following a rejected business identity submission.
3.2.1 26 Jun
We have introduced new identity verification states to streamline document tracking and ensure continuous regulatory compliance across the platform.
- Expiring State: Accounts enter a temporary "Expiring" status to facilitate routine data validation and prompt necessary profile updates.
- Expired State: Accounts transition to "Expired" if updates are not completed, restricting features until compliance is fully refreshed.
3.2.0 3 Jun
Faster Identity Verification: Verify instantly with your Ghana Card and a selfie.
Business Lite: Small business owners can now register in minutes to collect payments from MTN & Vodafone via push prompts.
Dual Dashboards: Toggle easily between Business and Personal wallet views.
Global Security: New selfie-verification and smart masking for International Cards to keep your data safe.
Update now for a smoother, more secure Kowri experience!
3.1.0 12 May
We’ve fixed issues with debit/credit card addition and automated verification so you can start using your wallet without complications.
3.0.2 1 Apr
Kowri 3.0: Smarter, Faster, More Intuitive
The essential updates in this monumental release:
• Design Overhaul: New architecture, modern look, and Liquid Glass UI for enhanced speed and clarity.
• Streamlined Navigation: Dedicated, five-option Navbar for instant access to core functions.
• Financial Power: Introducing K-Drop (instant Bluetooth payments), Scheduled Payments, and a Real-time Financial Dashboard.
• Discovery: Locate merchants with Merchant Near Me and get smart location-based suggestions.
• System Refinements: Full Bilingual Support (English/French) and optimized performance.
• Bug fixes and Improvements
Update now for a next-generation financial experience!
3.0.1 21/12/2025
Kowri 3.0: Smarter, Faster, More Intuitive
The essential updates in this monumental release:
• Design Overhaul: New architecture, modern look, and Liquid Glass UI for enhanced speed and clarity.
• Streamlined Navigation: Dedicated, five-option Navbar for instant access to core functions.
• Financial Power: Introducing K-Drop (instant Bluetooth payments), Scheduled Payments, and a Real-time Financial Dashboard.
• Discovery: Locate merchants with Merchant Near Me and get smart location-based suggestions.
• System Refinements: Full Bilingual Support (English/French) and optimized performance.
Update now for a next-generation financial experience!
3.0.0 15/12/2025
Redesigned Onboarding: A fresh look and better KYC flow to get you started faster.
Referrals Made Easier: Share your referral link or code and track points earned easily.
New Circles Menu: Manage your circles with ease from the new dedicated option in Settings.
Enhanced Motor Insurance Flow: Improved user journey for buying motor insurance.
Authentication & Security Updates: Your account is now even more secure.
Contact Photo Integration: See your contacts’ photos across screens for a more personal experience.
Critical Bug Fixes: We’ve squashed key bugs to improve stability.
2.2.0 20/08/2025
New Features
• Voice Commands (Beta): Send money, make payments, and search using your voice
• Theme Customization: Personalize your app with custom themes, including Dark Mode
• Enhanced Smart Search: Find contacts faster and send money instantly in search
Improvements
• Enhanced app security and performance
• Smoother navigation and user experience
• Various bug fixes and stability improvements
2.0.6 25/02/2025
We squashed some bugs and made minor improvements
Love Kowri? Rate us! Got questions? Tap the chat button in the Kowri app or send an email to support@kowri.app
2.0.5 08/02/2025
We squashed some bugs and made minor improvements
Love Kowri? Rate us! Got questions? Tap the chat button in the Kowri app or send an email to support@kowri.app
2.0.4 04/02/2025
We squashed bugs and made minor improvements
Love Kowri? Rate us! Got questions? Tap the chat button in the Kowri app or send an email to support@kowri.app
2.0.3 22/01/2025
We’ve resolved some bugs and improved the app’s stability to ensure a smoother experience on Kowri.
Thank you for choosing Kowri, and we’re excited to keep enhancing your experience!
2.0.2 22/01/2025
We’ve resolved several issues to enhance your experience on Kowri:
Circles Duplicate Fix: Eliminated duplicate entries in circles for a cleaner and accurate view.
Forgot Password Fix: Resolved issues preventing successful password recovery.
App Lock Fix: Improved app lock functionality to work seamlessly with the app’s lifecycle.
Automatic KYC Verification Fix: Addressed bugs in automatic KYC verification for smoother onboarding.
Logout Fix: Resolved logout inconsistencies for a more secure session end.
Update your app to enjoy these improvements!
2.0.1 17/01/2025
Here’s what’s new in Kowri 2.0.0!
Quick Sign-Up: Onboard faster with flexible KYC options.
Universal Search: Instantly find anything in the app.
Dark Mode: A sleek, eye-friendly interface.
My QR Code: Simplified payments with your personalized code.
Instant KYC: Automatic and seamless verification.
New Navbar: Effortless navigation to key features.
Improvements
Enhanced performance, revamped design, masked wallet balance for privacy
Bug Fixes
Minor UI glitches have been polished for a smoother app experience.
2.0.0 16/01/2025
Here are a few of the enhancements you'll find in the latest update of Kowri:
- We squashed bugs and made minor improvements
Love Kowri? Rate us! Got questions? Tap the chat button in the Kowri app or send an email to support@kowri.app
1.5.7 19/07/2024
Here are a few of the enhancements you'll find in the latest update of Kowri:
- We squashed bugs and made minor improvements
Love Kowri? Rate us! Got questions? Tap the chat button in the Kowri app or send an email to support@kowri.app
1.5.6 16/07/2024
Here are a few of the enhancements you'll find in the latest update of Kowri:
- Easily book Passion Air flights directly within the app and enjoy seamless in-app payments.
- Access all services quickly and easily with our improved dashboard banner layout.
- Squashed bugs and made minor improvements. Enjoy!
Love Kowri? Rate us! Got questions? Tap the chat button in the Kowri app or send an email to support@kowri.app
1.5.5 28/06/2024
Here are a few of the enhancements you'll find in the latest update of Kowri:
- Enhanced motor insurance with VIN Decoder and quick renewals!
- Revamped Kowri Protect UI for easy claims and policy purchases!
- Earn exciting rewards by referring friends to Kowri!
- Pay merchants directly via collection URLs in your Kowri app!
- Bug fixes and made minor improvements
Love Kowri? Rate us! Got questions? Tap the chat button in the Kowri app or send an email to support@kowri.app
1.5.4 15/05/2024
Here are a few of the enhancements you'll find in the latest update of Kowri:
- We fixed bugs and made minor improvements
Love Kowri? Rate us! Got questions? Tap the chat button in the Kowri app or send an email to support@kowri.app
1.5.2 09/03/2024
Here are a few of the enhancements you'll find in the latest update of Kowri:
- We fixed bugs and made minor improvements
Love Kowri? Rate us! Got questions? Tap the chat button in the Kowri app or send an email to support@kowri.app
1.5.1 29/02/2024
Here are a few of the enhancements you'll find in the latest update of Kowri:
- Introducing Circles! Join communities, make payments and streamline financial interactions
- Track today's and this week's spending effortlessly with the revamped Lifestyle Widget
- Navigate utilities and insurance seamlessly with improved banner links
- Access loan terms directly within the app for transparency with MPower Loans
- We also fixed bugs and made minor improvements
Love Kowri? Rate us! Got questions? Tap the chat button in the Kowri app or send an email to support@kowri.app
1.5.0 21/02/2024
Here are a few of the enhancements you'll find in the latest update of Kowri:
- Purchase electricity for prepaid meters and make postpaid payments in the Kowri app. Experience seamless bill transactions with us!
- Never miss a beat with our all-in-one hub for crucial updates and notifications. Your go-to spot for unmissable information.
- Now, your Kowri app remembers your settings and preferences through updates or reinstalls. Enjoy a seamless, personalized experience every time!
- Effortlessly filter your list of beneficiaries by entering the reference for a specific service
- Experience a smoother bill payment journey with our newly introduced intermediary screen
- Many other exciting improvements and bug fixes to enhance your Kowri experience
Love Kowri? Rate us! Got questions? Tap the chat button in the Kowri app or send an email to support@kowri.app
1.4.0 14/12/2023
Here are a few of the enhancements you'll find in the latest update of Kowri:
- Tag Your Bills with Ease: Organize and manage your bill payments effortlessly by adding tags. Stay in control and track your transactions like never before!
- Sending money to your friends and family on Vodafone and Airtel-Tigo just got a whole lot better! Our improved customer name look-ups ensure you connect with precision.
- We also fixed bugs and made minor improvements.
Love Kowri? Rate us! Got questions? Tap the chat button in the Kowri app or send an email to support@kowri.app
1.3.2 15/11/2023
Here are a few of the enhancements you'll find in the latest update of Kowri:
- Bug fixes and improvements.
Love Kowri? Rate us! Got questions? Tap the chat button in the Kowri app or send an email to support@kowri.app
1.3.1 25/10/2023
Get into the Game: We’ve given your dashboard a fresh, limited-edition World Cup theme to match the season's energy.
Your Half-Year Money Story: Take a look back at your financial journey! View a personalized summary of your money lifestyle and spending habits over the last six months.
Flexible Ghana Card Verification: Identity verification just got smoother. We now accept alphanumeric Ghana Card numbers to ensure everyone is covered.
Bug Fixes & Improvements: Resolved a UI layout issue where text was truncated in the Kowri MSME verification bottom sheet following a rejected business identity submission.
more Version 3.2.2 6 Jul
Data Linked to You The following data may be collected and linked to your identity:
Financial Info Contact Info Identifiers Usage Data Diagnostics 