No subscription. No account. No registration — Settleasy stays 100% private. New: Easily export & import settlements and view detailed participant balances.
The Private Expense Splitter & Bill Tracker
Stop the spreadsheet chaos. Settleasy is the ultimate private expense splitter app to track, divide, and manage shared costs for couples, flatmates, and travellers. Calculate exactly who owes whom with a professional digital ledger — 100% offline, zero accounts, and zero data leaving your device.
SPLIT BILLS & SHARE COSTS EASILY
Take full control of your group budget, whether for daily life or holidays:
• Couples: Manage monthly household bills, partner costs, and monthly expenses together.
• Flatmates: Fairly split rent, utilities, apartment costs, and groceries in a shared house.
• Travellers: Track holiday expenses and group spend across multi-currency ledgers.
• Families: A simple way to share costs, track income, and settle family debts.
• Friends: Perfect for settling holiday bills, restaurant dinners, and group activities.
Whether you are managing recurring household expenses or a weekend away, Settleasy handles the maths and provides accurate balances and settlement payments in an instant. And it works for both expenses and income!
SMART SETTLEMENT CALCULATIONS
Create a settlement, add your items (expenses and income), and let Settleasy do the maths:
• Flexible Shares: Set custom split methods — equal shares, percentages (10%, 20%, 50%), or specific amounts. One partner pays 70%? Easy.
• Track Who Paid: Record actual contributions for every expense. Alice paid £50, Bob paid £150? The app logs both contributions.
• Automatic Balance: Instantly see who owes whom based on agreed shares. No mental maths, no arguments over the bill.
• Settlement Payments: Record payments between participants to zero out debts and clear the balance.
BUILT FOR REAL LIFE
• Multi-Currency Made Easy: Ideal for holidays. Enter expenses in any currency and convert them to your settlement currency with ease.
• Items with Context: Add dates, timeframes, and locations (e.g., "Restaurant Meteor, Budapest, 15 Oct") to keep everything organised.
• Income & Expenses Together: Received a group refund? Add it to the same settlement. Settleasy properly factors income into your balance.
• Duplicate Settlements: Perfect for recurring monthly costs. Long-press any settlement to copy participants and split settings.
• Import & Export: Keep your data safe or move it between devices. Export your settlements as a file and import them whenever you need.
• Precision Splitting: Multiple split methods via long-press menus, including split equally, by shares, or by percentages.
• Fast Entry: Tap settlement -> "+" -> enter title and amount. Done. Perfect for tracking costs on the go.
PRIVACY BY DESIGN: 100% LOCAL
100% local. 100% private. 100% yours.
Settleasy stores everything on your device. No accounts, no cloud sync, and no data transmission. Your financial information never leaves your iPhone, iPad, or Mac.
You manage everything yourself — participants don’t need the app, don’t receive notifications, and aren't tracked. Your data, your way. Perfect for anyone who values privacy or needs to work offline while travelling.
INTUITIVE & ORGANISED
• Participants: Add people with names and optional photos (from camera, gallery, or files).
• Group & Sort: Organise settlements, items, and participants exactly how you want.
• Undo Protection: Accidentally deleted something? Tap "Undo" to restore it instantly.
• Bulk Actions: Select and delete multiple rows at once.
• Smart Keyboard: Dismiss the keyboard by dragging down during data entry.
SETTLEASY PRO
• Free Version: Manage up to three settlements — perfect for testing or light use.
• Pro (One-Time Purchase):
- Unlimited settlements.
- All future Pro features included.
- Priority customer support.
- Family Sharing enabled — unlock Pro for up to five family members at no extra cost.
Upgrade anytime by tapping the crown icon after your third settlement or in the settings.
Try Settleasy today and experience the most private way to manage group finances!
Ratings & Reviews
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Settleasy is picking up speed! This update offers more flexibility for your data and additional transparency for every participant.
NEW FEATURES
• Export & Import — Your settlements belong to you. You can now export one or multiple settlements to share them with other participants or to create backups. The "smart" import automatically recognises existing participants and lets you flexibly choose whether to skip, replace, or add imported settlements as new copies.
• Detailed Share View — Gain precise insights into participant shares. Tap on a participant in the Shares list to view their balance, target share, and actual share (both absolute and in %), complete with bars for easy visualisation.
Version 1.2.0
The developer, Nils Anspach, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary based, for example, on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More
Supported Features
VoiceOver
Voice Control
Larger Text
Dark Interface
Differentiate Without Colour Alone
Sufficient Contrast
Reduced Motion
Information
Size
5.7 MB
Category
Finance
Compatibility
Requires iOS 26.0 or later.
iPhone Requires iOS 26.0 or later.
iPad Requires iPadOS 26.0 or later.
Mac Requires macOS 26.0 or later and a Mac with Apple M1 chip or later.