Vivid Business and Personal 4+
Accounts, Cards, High Interest
Vivid Money GmbH
Designed for iPhone
-
- Free
iPhone Screenshots
Description
The right account for all your needs—Manage all your personal and business finances in one app. Over 500,000 Europeans are already steering their financial futures with Vivid.
—VIVID BUSINESS—
Online Registration in Minutes
No in-person steps—friendly and individualised onboarding based on your situation.
Honest Free Subscription
Get started with our free plan or test any paid plan of your choice with a 2-month free trial.
Mobile and Web Access
Organise your finances anywhere, anytime from our mobile or web app.
Multiple Accounts, Multiple IBANs
Open up to 30 accounts with individual German IBANs.
Receive and Send Money Instantly
Accept and send payments in a few seconds with SEPA Instant, or accept funds internationally with SWIFT transfers.
Unlimited Free Cards
— Issue as many physical and virtual cards as you want.
— Personalise them with different colours and your company’s name.
— Full online card management: issue, freeze and set limits in a few taps.
No Limit on Card Usage
— Use your card as much as you like—we won’t block you for being active.
— High spending limits on each card to match your needs.
Earn 4% a Year on Your Funds
Invest your money in an account with a positive interest rate of 4% per year for the first 2 months, after 3.5%*.
Fast Human Support
— Quick support through chat, email or WhatsApp.
— 24/7 availability.
—VIVID PERSONAL—
Master Your Finances
Open up to 15 distinctive 'Pockets' with their own IBAN for free.
Full Control of Your Cards
— Change your PIN at any time.
— Freeze and unfreeze your cards in your app.
— Set monthly limits.
— Request new credentials.
— Turn on and off withdrawals, online transactions and contactless.
Personalised cards
Pick your colour, create your own design or choose a pre-existing one for your cards.
Seamless Payments
SEPA transfers and secure payments with our physical or virtual cards.
Gain Cashback Every Day
— Earn up to 4% cashback on ever-changing monthly categories.
— Embark on your travel adventures and enjoy up to 10% cashback on hotel and car bookings.
— Make online purchases through your app and get cashback on select brands and merchants
Elevate Your Transactions
Effortlessly send and request funds via phone number or IBAN. Experience the blitz of Vivid Pay transfers among Vivid customers.
Monitor & Strategize
Our intuitive in-app analytics offer clear insights into your spending patterns and monthly financial reports.
Streamline Your Payments
Divide bills and pre-plan future payments.
Confident Cash Withdrawals
— Withdraw money in ATMs worldwide.
— Your withdrawals are free of charge up to €1,000 per month.
State-of-the-art Security:
— Get immediate notifications for each transaction.
— Your card’s CVV is only visible from your app.
— Turn on biometric login for your account.
Accounts, cards and payment services for Vivid Business and Personal are provided by Vivid Money S.A.
Investing services, Interest accounts and Interest Rate Pockets are provided by Vivid Money B.V. and Cryptocurrency services are provided by Vivid Digital S.r.l.
Most customers who joined before 24/01/2024 have personal accounts provided by Vivid Money GmbH, which is the outsourcing partner of Solaris SE.
More info on vivid.money.
*The promotion is valid for the first 2 months after opening an Interest Account for all plans. After, you’ll receive the regular interest rate as per your plan. This rate applies to funds up to 10 million EUR.
What’s New
Version 3.12.1
It’s migration season, but not for birds—this time, it’s for your bank account! We’re transitioning from Solaris Bank to the dazzling new Vivid Money SA. Your funds are packing up and moving with us. Hang tight—it’s going to be a seamless switch!
Ratings and Reviews
Selfie error
Keep showing “selfie scanning error”... IPhone 6 iOS 14.4.1
Developer Response ,
Hey, we're contacting you because we've made a lot of progress with the verification process. If you're still interested we'd invite you to update your application and try again.
We want to offer you our support through this process, so in case you need any type of assistance or have any questions, please contact us at reviews@vivid.money and we'll be there for you. Your Vivid Support Team 💜
Limited features and delete accounts with no transparency at all.
Don’t waste time, just go and use Revolut instead. I’ve got Vivid since it launched but I literally haven’t used it due to still being limited in features, at least in comparison to what I was used to from using Revolut. Yesterday their partner, Solarisbank, decided to delete my account without any legitimate reason and without providing any details at all. Awesome way to treat your customers, right? As I said I haven’t used it that much, but there’s is definitely not a clause like that in their terms and conditions and all of my income is totally legal and I don’t do any shady stuff. In that sense, I reached out to ask and I’m totally disappointed by the way they treat their customers, not acceptable in times where there are many more better apps like these and you’re fighting for market share. Vivid started nice with the cash back features in order to gain customers but it gets annoying trying to refer friends for an app that doesn’t do many of the things Revolut does only to get a few bucks back out of your grocery bill. Anyway, dissatisfied with their service and thank god I didn’t put any money in it.
Developer Response ,
Hello👋 In every case of an account closure we always inform our customers, we're following our internal policies and procedures. We are constantly improving and we offer many different features. Kind regards,
Vivid Team 💜
Application is out of support
If your installed app is 1 version behind the latest one, when you try to open it, you’ll get a message “The version you’re using is out of support please update the application”.
Well that’s not nice at all. Especially when you’ve reached a monthly limit, you are in a queue in the market and you can’t login to increase your limit or do other simple operation until you update the app… I used to like Vivid, but since recently with this limitation and their policy changes, they’re driving themselves out of business.
App Privacy
The developer, Vivid Money GmbH, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contacts
- User Content
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- Vivid Money GmbH has not identified itself as a trader for this app. If you are a consumer in the European Economic Area, consumer rights do not apply to agreements between you and the provider.
- Size
- 395.8 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 15.0 or later.
- iPod touch
- Requires iOS 15.0 or later.
- Mac
- Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English, French, German, Italian, Spanish
- Age Rating
- 4+
- Copyright
- © Vivid Money GmbH
- Price
- Free
Supports
-
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