DownPay: Track Debt & Savings 4+

Pay off debt & savings tracker

Life Utility Apps, LLC

Designed for iPad

    • Free
    • Offers In-App Purchases

Screenshots

Description

Introducing DownPay: Your Ultimate Debt Management and Financial Planning App

DownPay offers a robust Debt Manager, transforming the way you handle and visualize your financial obligations. It’s designed not only to track your savings but to manage and strategize your debt repayment across various types of debts, making it an essential tool for financial empowerment.

Key Features:

1. Advanced Debt Manager:
- Manage all types of debt in one place, including credit cards, student loans, auto loans, and mortgages.
- Easily add and track debts, view detailed progress reports, and plan repayment with a user-friendly interface.

2. Enhanced Savings Tracker:
- Set and track savings goals for major purchases such as a downpayment on a house or a new car, with the ability to link savings to specific financial targets.
- Monitor various funding sources and see how close you are to reaching your goals through a visual, intuitive dashboard.

3. Asset-Linked Debts:
- Link each debt to specific assets like vehicles, real estate, or educational degrees for a comprehensive view of your financial commitments.
- This unique feature allows you to see the real impact of your debts on the assets they are financing, enhancing your financial planning capabilities.

4. Learning & Financial Tools:
- Dive into over 80 finance-related topics to enhance your financial literacy.
- Utilize embedded calculators for emergency funds, converting hourly wages to salary, compound interest estimations, and more to assist in your financial decision-making.

All your data is private and stored only on your device & backed up to iCloud if enabled for your device. DownPay has no servers and collects no data; all financial information is entered manually, and there is no login or synchronization with banking details.

Why Choose DownPay?

DownPay is tailored for those seeking clarity and control over their debts and financial goals. With our new Debt Manager and expanded savings functionalities, managing various debts and financial targets becomes as straightforward as planning your savings. Whether you're aiming to reduce debt, save for future investments, or understand the financial implications of your decisions, DownPay is your go-to app for navigating your financial landscape.

Empower your financial journey with DownPay today!

Please see the Terms of Use (EULA) at this link: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Our Privacy Policy is located here: https://lifeutilityapps.com/privacy

What’s New

Version 1.7.2

What's New in DownPay Version 1.7.2:

- Estimated Amortization: Supported debts now display an estimated amortization, providing a helpful snapshot of your repayment timeline.

- Amortization Calculator: Available in the Learn section, this new tool lets Pro users calculate interest, payments, and payoff time with ease.

- Total Interest Summary: View total interest costs on supported debts for a clearer understanding of your financial journey.

- Category Icons on Credit Card Purchases: Purchases made on credit cards now show icons for their categories to help you track spending.

- Hide Paid-Off Debts: You can now toggle to hide paid-off debts from the My Debts table for a cleaner view.

- Mozambique Currency (Metical): We’ve added the Metical (MZN) currency to support more users worldwide.

- Bug Fixes: Resolved issues with number inputs on iPads and various other UI fixes to enhance your experience.

App Privacy

The developer, Life Utility Apps, LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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