Moniepoint Personal Banking
Savings account | Send money
Free · Designed for iPad. Not verified for macOS.
Enjoy 99.9% reliable transfers, earn up to 20% annual interest on savings, and get your debit card delivered in 48 hours. Bank on point with Moniepoint!
Experience banking that simply works. Moniepoint Personal Banking gives you fast, 99.9% reliable transfers, high-yield savings accounts, and seamless everyday payments built for your lifestyle.
Join millions of Nigerians who trust Moniepoint for their daily financial needs.
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WHY CHOOSE MONIEPOINT?
Seamless, Reliable Money Transfers
• Experience instant transfers that never leave you stranded.
• Enjoy 99.9% transaction uptime with real-time debit and credit alerts.
• Free monthly transfers for eligible young adults (ages 16–24).
High-Yield Savings That Grow With You
• Earn competitive interest rates of up to 20% per annum on your savings.
• Find a savings plan that suits you:
- Save As You Transact (SAYT): Automatically set aside a percentage every time you spend.
- Target Savings: Build disciplined funds for school fees, rent, or special projects.
- Flexible Savings: Save for emergencies and withdraw anytime you need it.
- Fixed Savings: Lock funds securely and lock in guaranteed returns.
Fast Debit Card Delivery
• Request a Moniepoint debit card directly from the app.
• Fast delivery straight to your doorstep within 48 hours.
• Use your card seamlessly at any POS, ATM, or web checkout across Nigeria.
Offline USSD Banking (*5573#)
• No internet? No problem. Transfer money, buy airtime, and check your balance using our *5573# USSD code from any phone.
Effortless Bill & Utility Payments
• Pay electricity bills, cable TV subscriptions (DStv, GOtv, StarTimes), and internet bundles in seconds.
• Buy airtime and mobile data across all major networks with instant cashback rewards.
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BANK-GRADE SECURITY & COMPLIANCE
Your Funds Are Safe & Insured
• Fully licensed by the Central Bank of Nigeria (CBN).
• All customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC).
• Advanced security with biometric login, end-to-end encryption, and 24/7 fraud monitoring.
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NEED HELP? WE ARE HERE FOR YOU
Our dedicated support team is available 24/7 to assist with any questions or account requests:
• In-App Live Chat: Available 24/7 directly within the app
• Helpline: 01 888 9990
• Website: www.moniepoint.com
• WhatsApp: +234 908 843 0803
• Social Media: @moniepointmfb
• Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos, Nigeria
Download Moniepoint Personal Banking today and take full control of your money!
Ratings & Reviews
Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!
The developer, Moniepoint, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contact Info
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- Moniepoint Inc
- Size
- 280 MB
- Category
- Finance
- Compatibility
Requires iOS 14.0 or later.
- iPhone
Requires iOS 14.0 or later. - iPad
Requires iPadOS 14.0 or later. - iPod touch
Requires iOS 14.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Location
- This app may use your location even when it is not open, which can decrease device battery life.
- Languages
- English
- Age Rating
18+
- 18+
- Copyright
- © 2025 Moniepoint Inc.