SpendMunk - Budget Planner
Budget planner, no bank link
Only for iPhone
Free · In-App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
SpendMunk is a friendly daily budget planner that shows you exactly how much is safe to spend today — no bank linking, no spreadsheets, no stress. Built for everyday spenders who want honest, calm money control.
WHY SPENDMUNK
Most budget apps either drown you in charts or demand your bank password. SpendMunk does neither. You enter what you earn, what you owe, and where your money lives. We do the math and give you one clear number every morning: your safe-to-spend today.
KEY FEATURES
• Daily safe-to-spend — one number that updates every day
• Unlimited pockets — track cash, debit, credit, PayPal, Cash App, and more
• Recurring bills — rent, subscriptions, utilities, all on autopilot
• Quick expense logging — tap $50, $100, $200, $500 and you're done
• Full spending history — sorted by day, category, or pocket
• Forecasts and risk alerts — catch budget trouble before it happens
• No-spend streaks — celebrate the days you spend $0
• Cloud backup — your plan safe across devices
• Gentle daily reminders — nudges, not nags
PRIVACY FIRST
We never ask for your bank login. You stay in control of what goes in. Your data is yours.
FREE TO START
SpendMunk Free includes daily budget tracking, 1 pocket, 2 recurring expenses, and basic reminders. SpendMunk Premium unlocks unlimited pockets and income sources, full spending insights, forecasts, complete history, cloud backup, and removes ads. Try Premium free for 3 days.
PERFECT FOR
• People who want to save without bank linking
• Freelancers juggling multiple income sources
• Anyone tired of spreadsheets and complex finance apps
• Folks building daily money habits one small win at a time
Spend with a clear pace. Download SpendMunk and know what's safe to spend — today, tomorrow, every day.
Privacy: spendmunk.com/privacy.html
Terms: spendmunk.com/terms.html
Support: support@spendmunk.com
Ratings & Reviews
- This app has not received enough ratings or reviews to display an overview.
Performance improvements and behind-the-scenes updates to make SpendMunk faster and more reliable.
The developer, mark john xavier acaling, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Location
- Contact Info
- Identifiers
- Diagnostics
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- Identifiers
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- mark john xavier acaling
- Size
- 61.3 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- SpendMunk Annual USD 14.99
- SpendMunk Monthly USD 3.99
- Copyright
- © 2026 Xavier Acaling