Actual Budget Spendıng Tracker
Manage Personal Finances Momey
Grátis · Compras dentro do app · Desenvolvido para iPad. Não verificado para macOS.
Actual Budget e uma app de gestao financeira moderna e tranquila que o ajuda a perceber quanto pode gastar com seguranca, a manter as contas sob controlo e a criar melhores habitos financeiros sem stress. Acompanhe despesas, rendimentos, poupancas, dividas e patrimonioliquido numa app clara para iPhone e iPad.
Safe to Spend
Veja de imediato quanto pode gastar hoje ou esta semana depois das contas e despesas essenciais. O Actual Budget mostra o seu verdadeiro orcamento antes de gastar.
Despesas e Rendimentos
Adicione despesas e rendimentos unicos ou recorrentes em segundos. Organize tudo com categorias, edite rapidamente com swipe actions e acompanhe o seu dinheiro com pesquisa, filtros e totais claros.
Objetivos de Poupanca
Crie objetivos de poupanca, acompanhe depositos e levantamentos e veja o seu progresso de forma visual. Tambem pode enviar automaticamente parte do seu rendimento para os seus objetivos de poupanca.
Contas, Alertas e Notificacoes
Receba lembretes antes do vencimento, alertas de orcamento aos 75, 90 e 100 por cento, notificacoes de marcos de poupanca aos 25, 50, 75 e 100 por cento, e resumos semanais opcionais.
Cash Flow, Dividas e Patrimonio Liquido
Planeie com projecoes de cash flow, gira dividas com uma orientacao de pagamento mais inteligente e acompanhe ativos e passivos para compreender o seu patrimonio liquido ao longo do tempo.
Widgets e Dicas
Use 4 home screen widgets para Safe to Spend, despesas recentes, pagamentos futuros e progresso da poupanca. Descubra mais de 400 dicas praticas para criar habitos financeiros mais fortes.
Moedas e Dispositivos
Use moedas globais importantes como USD, EUR, GBP, CAD, AUD, JPY, CHF, TRY, MXN e BRL com taxas de cambio em tempo real e fallback offline. Desfrute de dark mode, layouts nativos para iPad, atalhos de teclado, sincronizacao iCloud e restauracao facil ao trocar de dispositivo.
Idiomas e Privacidade
A app suporta atualmente ingles, espanhol e frances. Os seus dados foram pensados para ficar sob o seu controlo com armazenamento local e sincronizacao iCloud, para que a gestao do dinheiro seja simples, privada e fiavel.
Compra Necessaria
Actual Budget e uma app premium. E necessaria uma compra para usar a app e desbloquear a experiencia completa, incluindo tracking, ferramentas de planeamento, widgets e funcionalidades avancadas de gestao financeira.
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Privacy Policy: https://budgetppdevorbitlabs.netlify.app/privacy
mais
Classificações e Avaliações Novidades no Actual Budget:
Os numeros do orcamento agora ficam corretos ao editar receitas
Esta atualizacao corrige um problema reportado por clientes em que editar ou adicionar receitas nao tinha efeito visivel na previsao de Fluxo de Caixa nem no resumo de Gasto Seguro. Todos os calculos do orcamento agora sao atualizados imediatamente apos qualquer alteracao nas receitas.
Correcoes de precisao no orcamento:
Editar sua receita mensal agora atualiza corretamente o valor de Gasto Seguro, o Resumo Semanal e a previsao de Fluxo de Caixa de 30 dias
Adicionar uma receita avulsa (como um bonus ou pagamento freelance) agora aparece na previsao de Fluxo de Caixa no dia correto
Excluir uma receita recorrente a remove imediatamente de todas as projecoes futuras
Melhorias na edicao de receitas:
A tela de Editar Receita agora exibe a configuracao de recorrencia e frequencia, para que voce possa ver e alterar como uma receita afeta seu orcamento
Receitas criadas durante a configuracao inicial estao claramente marcadas para que voce sempre saiba de onde vem seus numeros
Bem-estar financeiro:
O cartao de Bem-estar Financeiro agora permite definir ou atualizar seu nivel de estresse diretamente no aplicativo -- sem mais instrucoes que levavam a uma tela inexistente
Dicas personalizadas aparecem assim que voce seleciona um nivel de estresse
Obrigado por usar o Actual Budget! O seu feedback impulsiona cada melhoria que fazemos.
1.4.2 30 de mai.
Novidades no Actual Budget:
Rolagem mais Suave e Melhor Estabilidade
Esta atualizacao foca em tornar o aplicativo mais rapido e confiavel. A tela inicial agora rola suavemente em todos os dispositivos, incluindo telas ProMotion de 120Hz. A navegacao foi atualizada para compatibilidade total com iOS 26, e o sistema de assinaturas foi tornado mais robusto.
Melhorias de Desempenho:
A tela inicial rola em velocidade maxima em todos os dispositivos, incluindo telas ProMotion do iPhone
Carga grafica reduzida para que o aplicativo permanca rapido mesmo com muitas entradas no orcamento
Estabilidade e Compatibilidade:
A navegacao agora e totalmente compativel com iOS 26 -- sem mais travamentos ao navegar entre telas no sistema operacional mais recente
O aplicativo e mais estavel ao alternar entre abas e ao retornar a tela inicial
Melhorias nas Assinaturas:
Gerenciamento de assinaturas e periodos de teste melhorado para uma experiencia mais confiavel e consistente
Obrigado por usar o Actual Budget! O seu feedback impulsiona cada melhoria que fazemos.
1.4.1 18 de mai.
Novidades no Actual Budget:
Alemao e Portugues e uma Melhor Primeira Semana
Duas grandes adicoes nesta versao: Actual Budget agora fala alemao e portugues do Brasil -- abrindo o aplicativo para milhoes de usuarios na Alemanha, Austria, Suica, Brasil e Portugal. Tambem redesenhamos toda a experiencia da primeira semana para que cada novo assinante sinta o valor do orcamento imediatamente apos a compra.
Novos Idiomas:
Localizacao completa em alemao -- cada tela, widget e notificacao esta agora em alemao
Localizacao completa em portugues do Brasil -- traducao completa incluindo widgets e dialogos de permissao
O aplicativo detecta automaticamente o idioma do seu dispositivo e muda instantaneamente
Melhor Primeira Semana:
Uma tela de boas-vindas em tela cheia celebra sua compra e mostra tudo que esta desbloqueado
Um guia interativo de inicio rapido com tres tarefas orienta voce em sua primeira despesa, pontuacao de bem-estar e meta de poupanca
Dicas diarias e um contador de sequencia mantem voce no caminho durante a primeira semana
Corrigido: o guia de inicio rapido nao reaparece mais apos voce conclui-lo
Precos Mais Claros:
O plano anual agora mostra o equivalente mensal para que voce veja exatamente o que esta pagando
Descricoes de beneficios atualizadas para focar no que voce ganha
Obrigado por usar o Actual Budget! O seu feedback impulsiona cada melhoria que fazemos.
1.4.0 15 de mai.
Novidades no Actual Budget:
Uma Experiencia de Assinatura Mais Fluida e Mais Estabilidade
Esta atualizacao foca-se em tornar a sua experiencia de assinatura mais fiavel e a aplicacao mais estavel em geral. Ouvimos os seus comentarios sobre notificacoes inesperadas e a pagina de assinatura ocasionalmente confusa, e reforcamos a logica que decide quando mostrar o que.
Fiabilidade da Assinatura:
As notificacoes promocionais ja nao aparecem enquanto voce e um assinante ativo pago -- chega de alertas confusos de "60% de desconto" depois de ja ter assinado
Detecao mais precisa do estado premium apos interrupcoes de rede, para que a pagina de assinatura nao reapareca logo apos um teste gratuito iniciado com sucesso
Fluxo de compra interno mais limpo significa comportamento mais rapido e previsivel em cada passo
Estabilidade e Desempenho:
Otimizada exclusivamente para iOS 18 e versoes posteriores, eliminando os crashes especificos de dispositivo que alguns utilizadores experimentaram em sistemas mais antigos
Removidos codigos antigos e logica sem uso que ja nao se aplicavam ao fluxo de assinatura atual
Melhorias nos bastidores em toda a aplicacao para mante-la rapida e fiavel
Obrigado por usar o Actual Budget! O seu feedback impulsiona cada melhoria que fazemos.
1.3.0 11 de mai.
Novidades no Actual Budget:
Sincronizacao iCloud Fiavel e Acoes de Deslize no iPad
Esta atualizacao corrige o problema mais reportado da temporada -- a sincronizacao iCloud entre iPhone e iPad agora funciona de forma fiavel, com as suas alteracoes a aparecerem automaticamente nos outros dispositivos. Tambem adicionamos os gestos de deslize e pressao longa no iPad que tem pedido.
Melhorias da Sincronizacao iCloud:
As alteracoes que faz num dispositivo aparecem agora de forma fiavel e mais rapida nos outros dispositivos
Corrigido: a opcao "Ja uso esta aplicacao" expirava em ligacoes lentas -- agora aguarda corretamente a chegada dos seus dados
A sincronizacao retoma automaticamente se terminar sessao e voltar a iniciar sessao no iCloud
Indicadores de estado de sincronizacao mais precisos nas Definicoes
Acoes de Deslize e Pressao Longa no iPad:
Deslize para a esquerda em qualquer despesa, rendimento ou objetivo de poupanca para revelar as acoes Editar e Eliminar -- tal como no iPhone
Pressione longamente qualquer item no iPad para aceder as mesmas opcoes num menu contextual
Uma animacao subtil de vez unica mostra agora aos novos utilizadores iPad as acoes de deslize
Funciona corretamente em layouts de grelha de uma ou varias colunas em todos os modelos iPad
Tambem no iPhone:
Pressione longamente qualquer item da lista para aceder as opcoes de edicao e eliminacao atraves de um menu contextual -- uma alternativa mais rapida ao deslize
Obrigado por usar o Actual Budget! O seu feedback impulsiona cada melhoria que fazemos.
1.2.1 3 de mai.
Novidades no Actual Budget:
Moedas Globais, Notificacoes Inteligentes e Suporte ao Idioma Frances
Esta e a nossa maior atualizacao ate agora -- repleta de novas moedas, taxas de cambio em tempo real, um sistema de notificacoes totalmente funcional, suporte ao frances e correcoes criticas de fiabilidade para transacoes recorrentes.
Novas Moedas e Taxas de Cambio em Tempo Real:
Adicionados o Peso Mexicano (MXN) e o Real Brasileiro (BRL) com detecao automatica para utilizadores no Mexico e no Brasil
As taxas de cambio sao agora em tempo real -- obtidas do Banco Central Europeu e atualizadas diariamente
Funciona offline -- as taxas em cache estao sempre disponiveis, mesmo sem ligacao a internet
Notificacoes Inteligentes -- Agora Totalmente Ativas:
Lembretes de contas: Seja notificado antes do vencimento para nunca perder um pagamento
Alertas de orcamento: Receba avisos ao atingir 75%, 90% ou 100% do seu orcamento
Marcos de poupanca: Celebre ao atingir 25%, 50%, 75% ou 100% dos seus objetivos de poupanca
Todas as notificacoes sao baseadas em eventos -- so sao acionadas quando utiliza ativamente a app
Suporte ao Idioma Frances:
Localizacao francesa completa com mais de 2.500 strings traduzidas
Inclui todos os ecras, widgets, dicas, integracao e notificacoes
Traducoes naturais e adaptadas a financas -- sem texto robotico de maquina
Transacoes Recorrentes -- Agora Fiaveis:
Corrigido um problema critico em que despesas e receitas recorrentes nao eram geradas automaticamente
As entradas em atraso sao agora criadas instantaneamente ao abrir a app
As categorias sao corretamente herdadas nas entradas geradas automaticamente
Sem mais entradas duplicadas ao criar transacoes recorrentes
Melhorias Adicionais:
Corrigido um crash ao tocar na acao rapida de Oferta Flash no ecra inicial
O botao de notificacoes nas Definicoes agora reflete corretamente a sua escolha de integracao
Os nomes das categorias atualizam-se imediatamente ao mudar de idioma
O texto em frances e espanhol ja nao e cortado em ecras mais pequenos
Obrigado por usar o Actual Budget! O seu feedback impulsiona cada melhoria que fazemos.
1.2.0 22 de abr.
What's New on Actual Budget:
Stability & Performance Update
This update brings important stability and performance improvements to make your experience smoother and more reliable.
Stability & Reliability:
Fixed 11 potential crash scenarios across budget calculations, data loading, and subscription handling
Resolved memory leaks in subscription monitoring and wellness tracking
Improved thread safety for smoother background processing
Optimized date formatting for better scrolling performance in savings and widget screens
General Improvements:
Visual refinements to the subscription screen for better clarity
General stability and performance improvements
Thank you for using Actual Budget! Your feedback drives every improvement we make.
1.1.3 1 de abr.
What's New on Actual Budget:
Quality of Life Update -- Faster Scrolling, Smarter Features & Better Support
This update brings meaningful improvements based on your feedback: smoother scrolling, a new recurring frequency option, better discoverability for swipe actions, and important fixes.
Performance Improvements:
Significantly faster Home screen scrolling -- eliminated unnecessary recalculations and animations that caused lag
Summary cards and widgets now load data only once instead of on every scroll
Smoother progress animations throughout the app
New: "Every 6 Months" Recurring Frequency:
Added bi-annual option for recurring transactions and income
Perfect for insurance premiums, semi-annual subscriptions, or any expense that repeats every 6 months
Fully integrated with cash flow forecasting and budget calculations
Swipe Action Hints:
First-time users now see a subtle swipe hint on list items in Expenses, Income, and Savings
A brief animation reveals that you can swipe to edit or delete items
The hint appears once per screen and never bothers you again
Bug Fixes:
Fixed support email address across all contact and feedback screens
Fixed welcome screen subtitle text being cut off on some iPhone models
General stability improvements
Thank you for using Actual Budget! Your feedback drives every improvement we make.
1.1.2 22 de mar.
What's New on Actual Budget:
Reliability Update -- Smoother Subscriptions and Polished UI
This update focuses on subscription reliability and visual polish to make your experience even smoother.
Subscription Improvements:
Improved subscription status synchronization for more reliable premium access
Enhanced subscription state detection to prevent unnecessary interruptions
Better handling of device switching and iCloud restore scenarios
Subscription status now self-corrects across app launches for seamless access
iPhone UI Refinements:
Refined button sizes on empty state screens (Expenses, Income, Savings) for a cleaner look
Improved Welcome screen layout with better button positioning on all iPhone models
Polished quick-start tutorial buttons for consistent sizing across devices
Bug Fixes:
Fixed an edge case where subscription status could temporarily show incorrectly after app launch
Improved iCloud data restore reliability when switching devices
General stability improvements
Thank you for using Actual Budget! Your feedback drives every improvement we make.
1.1.1 18 de mar.
What's New on Actual Budget:
Full iPad Support -- Your Budget, Bigger and Better
Actual Budget now runs natively on iPad with a landscape-optimized experience designed for the bigger screen. Whether you manage your budget on iPhone, iPad, or both -- everything stays in sync.
Native iPad Experience:
Full landscape-optimized layout with sidebar navigation
Two-column views for Overview, Budget, Expenses, Income, and Savings
Financial Tools (Cash Flow, Debt Tracking, Net Worth) accessible from the sidebar
Keyboard shortcuts: Cmd+1 through Cmd+5 for quick tab switching
Glass UI design adapted for iPad with enhanced readability
Seamless Device Switching:
New "I already use this app" option on the welcome screen
Switching from iPhone to iPad? Restore your data and subscription with one tap
No need to repeat onboarding -- your budget, expenses, and goals transfer automatically via iCloud
Improved Onboarding:
Redesigned onboarding screens with two-column layouts on iPad
Polished selection highlights and card styles across all setup steps
Smart Summary Cards:
Expenses now show This Week and This Month totals at a glance
Income view shows monthly totals with count summary
Date groups sorted newest-first for quicker access to recent data
Enhanced Paywall & Offers:
Redesigned subscription screen for iPad with user reviews and detailed benefits
Flash offer experience optimized for landscape viewing
Improved purchase flow reliability across devices
Bug Fixes & Polish:
Fixed a potential crash related to bill reminder dates
Fixed category picker display on iPad form sheets
Improved localization coverage across all screens
General performance and stability improvements
Thank you for using Actual Budget! Your feedback drives every improvement we make.
1.1.0 14 de mar.
What's New on Actual Budget:
Free Trial & Subscription Experience Improvements
We've made the subscription experience simpler and clearer, and introduced a free trial so you can try Premium risk-free.
Free Trial:
Start a 7-day free trial with the Yearly plan at no cost
Trial length shown clearly on the subscription screen
No payment charged until your trial ends
Subscription Screen:
Simplified plan layout for a cleaner, less overwhelming experience
Plan details and pricing displayed more clearly
Faster loading time for subscription options
Performance Improvements:
Reduced memory usage across budget and expense screens
Smoother scrolling on large transaction histories
Improved app responsiveness on older devices (iPhone SE, iPhone Xs)
Bug Fixes:
Fixed an issue where plan details could fail to display on first open
Improved price formatting for non-USD currencies
General stability improvements
Thank you for using Actual Budget! Your feedback drives every improvement we make.
1.0.25 2 de mar.
What's New on Actual Budget:
New Monthly Plan and Redesigned Subscription Screen
We've completely redesigned the subscription experience with a new plan option, clearer pricing, and a more intuitive layout.
New Monthly Plan:
New Monthly subscription at $7.99/month with a 7-day free trial
Try Actual Budget Premium risk-free before committing
All prices shown in your local currency automatically
Redesigned Subscription Screen:
Clean side-by-side comparison of Monthly and Yearly plans
See exactly how much you save with the Yearly plan at a glance
Lifetime option clearly displayed with break-even information
Subscription details shown below the purchase button so you always know what you're getting
Performance Improvements:
Optimized subscription loading for faster paywall display
Reduced memory usage in plan selection components
Smoother transitions between subscription states
Improved price formatting for international currencies
Bug Fixes:
Fixed savings goal deadline becoming mandatory when editing goals without a deadline
Fixed income onboarding conversion flow based on analytics feedback
General stability improvements
Thank you for using Actual Budget! Your feedback drives every improvement we make.
1.0.24 25 de fev.
What's New on Actual Budget:
Important Bug Fixes and Expense Editing Improvements
We just shipped an update and are already back with critical fixes. This release resolves several important issues affecting your budget accuracy and adds new editing capabilities for recurring expenses.
New Features:
Edit frequency and bill reminder settings directly from the Edit Expense screen for recurring expenses
No more deleting and re-creating -- just tap edit and change your schedule
Budget Accuracy Fixes:
Fixed an issue where weekly income could appear significantly higher than expected due to double-counting in budget calculations
Fixed recurring expense changes (title, amount) not syncing properly, which could cause mismatched data
Fixed a timing issue where Safe to Spend could briefly show incorrect values after editing a recurring expense
Automatic cleanup of stale recurring data that could affect your Fixed Expenses total
Reliability Improvements:
Bill count badges on the Expenses tab now update instantly after deleting an expense
Fixed onboarding analytics not recording properly after the previous launch speed optimization
Improved onboarding completion tracking for more reliable setup
Overall stability improvements
Thank you for using Actual Budget! We're committed to keeping your budget data accurate and reliable.
1.0.23 17 de fev.
What's New on Actual Budget:
Faster Launch and International Fixes
We've made Actual Budget start noticeably faster and improved language, number entry, and stability across different regions.
**Key Improvements:**
- Faster cold launch so you can get to your budget quicker
- Smoother first screen experience with less waiting during startup
**International Experience:**
- Fixed language auto-detect so the app follows device language changes (unless you manually selected a language)
- Improved number entry for regional formats so amounts like 5,000 or 5.000 are interpreted correctly
**Currency and Reliability:**
- Better base-currency validation to prevent setup issues in unsupported regions
- Fixed a crash that could occur in debt payoff calculations for edge-case values
- Additional stability improvements
Thank you for using Actual Budget! Your feedback helps us improve every day.
1.0.22 16 de fev.
What's New on Actual Budget:
Premium Widget Redesign and Important Improvements
We've completely redesigned your home screen widgets and made several improvements to give you a better experience.
Redesigned Home Screen Widgets:
All 4 widgets (Safe to Spend, Recent Expenses, Upcoming Payments, Savings Progress) have been completely redesigned with a premium look
New gradient backgrounds and improved typography for better readability
Safe to Spend widget now includes a daily spending limit indicator and progress ring
Recent Expenses widget shows compact category icons and negative amount formatting
Upcoming Payments widget highlights overdue items with visual badges
Savings Progress widget features beautiful progress rings for each goal
Fixed widget data accuracy - spending totals now correctly match the main app
Simplified Income Setup:
Redesigned income step during initial setup for a faster, easier experience
New quick-select income ranges - just tap your bracket instead of typing exact numbers
Added "I'd rather not say" option so you can skip without losing your place
Still possible to enter an exact amount if you prefer precision
Crash Fixes:
Fixed a crash that could occur when editing debt or asset values in certain regions
Resolved an issue with number formatting in non-English locales
Improved calculation safety to prevent unexpected crashes
Performance and Reliability:
Improved notification delivery and processing
Better background data synchronization
Enhanced app launch performance and responsiveness
Various stability improvements under the hood
Thank you for using Actual Budget! Your feedback helps us improve every day.
1.0.21 2 de fev.
What's New on Actual Budget:
Important Bug Fixes and New Features
We've been listening to your feedback and fixed several critical issues to make Actual Budget even more reliable.
Savings Goals - Now More Reliable:
- Fixed an issue where your savings progress could reset to 0% when editing goal details like icon or color
- Your deposit history and progress are now always preserved when making changes
Smoother Start After Setup:
- Income entered during initial setup now appears immediately in the Income section
- Savings goals you set during setup are now properly created
- Cash Flow projections now correctly include your recurring income
- Overall improved data synchronization after completing the setup process
Edit Your Debts and Assets:
- You can now edit debt details directly from the Debt Tracking screen
- You can now edit asset information from the Net Worth screen
- Changes are saved instantly with visual confirmation
Net Worth History Tracking:
- Net Worth history now automatically records your financial progress
- Daily snapshots are created whenever you have assets or debts
- Track your wealth growth over time with historical data
Performance and Reliability:
- Improved notification delivery for promotional offers
- Better synchronization of special deals and discounts
- Enhanced background processing for smoother experience
Thank you for using Actual Budget! Your feedback helps us improve every day.
1.0.20 20 de jan.
What's New on Actual Budget:
Enhanced Onboarding Experience
We've refined your first experience with Actual Budget to be more welcoming and personal.
Smoother First Steps:
Redesigned welcome flow that feels more natural and friendly
Clearer guidance as you set up your personalized budget
Improved visual feedback during account setup
More intuitive progress through initial configuration
Special Offers Experience:
Faster loading of exclusive promotional offers
More reliable delivery of time-sensitive deals
Improved notification system for limited-time opportunities
Better synchronization when accessing special promotions
Performance and Stability:
Fixed an issue where certain promotional screens could fail to load
Resolved rare cases of offer notifications not displaying correctly
Improved background processing for smoother transitions
Enhanced reliability when switching between app sections
Under the Hood:
Optimized notification handling for faster response times
Improved data synchronization across all features
Better memory management for smoother experience
Enhanced error recovery in edge cases
Thank you for being part of the Actual Budget community! Your feedback helps us improve every day.
1.0.19 13 de jan.
What's New on Actual Budget:
Pricing & Purchase Experience Improvements
We've made significant improvements to ensure your purchase experience is seamless and transparent.
Improved Pricing Accuracy:
Enhanced price display system ensures what you see is exactly what you pay
Promotional prices now load more reliably across all network conditions
Better synchronization between displayed prices and App Store checkout
Clearer error messages if pricing information is temporarily unavailable
Performance Enhancements:
Faster paywall loading times with optimized product fetching
Reduced memory usage during subscription checks
Smoother transitions between screens
Improved app responsiveness during purchase flow
Bug Fixes:
Fixed an issue where promotional pricing could display incorrectly in rare cases
Resolved edge case where product information might not load on slow connections
Fixed purchase button occasionally becoming unresponsive
Corrected price formatting for certain regional currencies
Reliability Improvements:
Better handling of network interruptions during purchases
Improved error recovery when App Store connection is unstable
Enhanced logging for faster support resolution if issues occur
More robust subscription status verification
Thank you for choosing Actual Budget! We're committed to providing you with a trustworthy and transparent experience.
1.0.18 9 de jan.
What's New on Actual Budget:
Powerful Financial Tools to Help You Take Control
We're excited to introduce three new features that give you a complete picture of your financial health and help you make smarter money decisions.
Cash Flow Forecasting:
- See exactly where your money is going for the next 30 days
- Visual chart shows your projected balance day by day
- Get early warnings when low balance periods are approaching
- Plan ahead with confidence knowing what's coming
Debt Payoff Tracker:
- Track all your debts in one place including credit cards, loans, and mortgages
- Compare Snowball vs Avalanche strategies to find the fastest way to become debt-free
- See your estimated payoff date and total interest saved
- Record payments and watch your progress grow
Net Worth Dashboard:
- See your complete financial picture with assets vs liabilities
- Track cash, savings, investments, property, and vehicles
- Monitor your net worth trend over time
- Understand your debt-to-asset ratio at a glance
Smoother Onboarding Experience:
- Your income data stays encrypted in iCloud and is never shared
- Skip income entry if you prefer and update it anytime later
- Helpful hints guide you through setup without pressure
- Get started faster with smart defaults
Improved Premium Upgrade Flow:
- Clearer value messaging so you know exactly what you're getting
- Better trial information with no payment required today
- Easier-to-read pricing and plan comparisons
- Verified reviews from real users to help you decide
Why This Update Matters:
Understanding your cash flow, managing debt, and tracking net worth are the three pillars of financial wellness. With these new tools, you can forecast upcoming expenses, create a plan to eliminate debt faster, and see your wealth grow over time. All in one app, designed to be simple and stress-free.
Thank you for trusting Actual Budget with your financial journey. We're committed to helping you achieve your money goals!
1.0.17 5 de jan.
What's New on Actual Budget:
Enhanced Setup Experience and Smart Update Notifications
We've refined the onboarding experience to help you set up your budget more thoughtfully, and added smart notifications to keep you informed about new features and improvements.
Personalized Budget Setup:
More detailed setup process that understands your unique financial situation
Step-by-step guidance through income, spending goals, and savings targets
Better customization options for your weekly budget preferences
Improved financial stress assessment to tailor recommendations to your needs
Clearer budget hints based on your personal spending style
Stay Up to Date:
New update notifications let you know when improvements are available
See what's new before you update with in-app release notes
Choose when to update - continue using the app at your own pace
Critical updates ensure your app always works reliably
Performance and Reliability:
Faster app startup and smoother transitions
Improved stability during budget calculations
Better handling of subscription status checks
Enhanced data synchronization
Quality Improvements:
More accurate trial period tracking
Fixed edge cases in notification delivery
Improved error handling throughout the app
Better support for all device sizes
Why This Update Matters:
Setting up your budget is the foundation of your financial journey. We've made sure this process captures everything you need to get personalized insights from day one. Plus, with smart update notifications, you'll always have access to the latest features and fixes.
Thank you for trusting Actual Budget to help manage your finances. We're constantly working to make your experience better!
1.0.16 23/12/2025
What's New on Actual Budget:
Faster Launch & Refreshed Premium Experience
We've completely reimagined how you upgrade to premium! This update brings a lightning-fast app launch and a beautifully redesigned subscription screen that makes choosing your plan easier than ever.
Instant App Launch:
App now opens instantly with a polished loading screen
No more waiting - see your budget immediately after tapping the app
Smoother startup experience on all devices
Professional loading indicator shows the app is ready to serve you
Redesigned Subscription Experience:
Clean, compact subscription screen - no more scrolling through options
All three plans visible at a glance: Lifetime, Annual (7-Day Free Trial), and Weekly
Clearer savings information helps you make the best choice for your budget
Highlighted annual plan with 88% savings compared to weekly
Streamlined checkout process gets you to premium faster
Performance & Reliability:
Faster screen transitions throughout the app
Reduced memory usage for smoother scrolling
Improved battery efficiency during background sync
Enhanced data loading for instant budget updates
Smoother Interactions:
Refined animations throughout the app
More responsive buttons and controls
Consistent visual experience across all screens
Better performance on all supported devices
Why This Update Matters:
Your time is valuable. We've removed unnecessary friction so you can start managing your money faster. Whether you're checking your Safe to Spend amount or upgrading to premium, everything now feels instant and effortless.
Thank you for being part of the Actual Budget community. Every update we make is designed to help you achieve your financial goals more easily!
1.0.15 16/12/2025
What's New on Actual Budget:
Major Reliability Update
We've made significant behind-the-scenes improvements to ensure your premium experience is seamless and reliable. This update focuses on subscription processing and overall app stability.
Subscription Improvements:
Completely rebuilt subscription processing for faster and more reliable purchases
Fixed an issue where some subscriptions were not activating immediately after purchase
Improved transaction completion for a smoother upgrade experience
Enhanced sync between your device and our servers for instant premium access
Better handling of subscription status across app restarts
Performance Enhancements:
Optimized app startup for faster launch times
Reduced memory usage for smoother performance on all devices
Improved background processing efficiency
Enhanced overall app responsiveness
Stability Fixes:
Fixed rare issues that could affect subscription activation
Resolved edge cases in payment processing
Improved error recovery for network interruptions
General stability improvements throughout the app
Important: If you previously purchased a subscription but didn't receive premium access, please use "Restore Purchases" in Settings to recover your subscription.
Thank you for your patience and continued support. We're committed to making Actual Budget the best budgeting app for you!
1.0.14 12/12/2025
What's New on Actual Budget:
Smoother & More Delightful Experience
We've polished the app to make your budgeting journey even more enjoyable! This update focuses on visual refinements and reliability improvements that make everyday interactions feel better.
Enhanced Quick Start Guide: • Beautiful breathing animation on action buttons - they now gently pulse to guide your attention • Cleaner celebration screen when you complete your Quick Start goals - no more visual distractions • Smoother transitions between Quick Start cards for a more polished feel
Improved Rating Experience: • The rating prompt now appears at the perfect moment - right after adding your first expense • Native Apple rating dialog for a seamless, familiar experience • Better timing ensures we only ask for feedback when you're ready
Reliability & Performance: • Improved notification delivery for timely budget reminders • Enhanced subscription status sync for instant premium access • Better handling of special offers and promotions • Overall stability improvements for a smoother daily experience
Why This Update Matters:
Small details make a big difference. These refinements ensure that tracking your finances feels effortless and enjoyable. From the moment you complete onboarding to your daily expense tracking routine, everything now flows more smoothly.
Thank you for choosing Actual Budget as your financial companion. Your continued support helps us make the app better with every update. If you're enjoying your experience, please share your thoughts with a review!
1.0.13 10/12/2025
What's New on Actual Budget:
Streamlined Onboarding Experience - Get Started in Under a Minute
We've completely redesigned our onboarding experience to get you budgeting faster than ever. Our new 3-step setup means you'll see your personalized budget plan within 15 seconds of starting - no more lengthy questionnaires!
Faster, Simpler Setup: • New streamlined 3-step onboarding replaces the previous multi-screen flow • See your weekly budget preview instantly as you enter your income • Automatic currency detection sets up your local currency immediately • Your spending style (Conservative, Balanced, or Flexible) is calculated automatically • Personalized budget recommendations appear before you even finish setup
Smarter Income Tracking: • Income entered during setup now automatically appears in your Income tab • Your income source, amount, and payment frequency are all preserved • Weekly equivalent preview shows exactly how much you have to spend each week • Multiple income sources are supported from day one
Enhanced Spending Analysis: • Improved spending style calculations for more accurate budget recommendations • Conservative mode now correctly calculates 30% discretionary spending • Balanced mode properly sets 50% for flexible expenses • Your spending patterns are analyzed more accurately than ever
Dynamic Pricing & Localization: • Subscription prices now display in your local currency with real-time accuracy • All prices throughout the app update automatically based on your region • Consistent pricing display across all screens and notifications • Better support for international users with proper currency formatting
Reliability Improvements: • More reliable push notification delivery for budget alerts and reminders • Faster app launch with optimized initialization • Improved data synchronization between your devices • Enhanced stability for a smoother daily budgeting experience
Why This Update Matters:
This release transforms how you start your budgeting journey with Actual Budget. Within seconds of opening the app, you'll have a clear picture of your weekly budget - no waiting, no confusion. Combined with smarter income tracking and more accurate spending analysis, managing your money has never been this effortless.
Thank you for choosing Actual Budget as your financial companion. Your feedback continues to shape every improvement we make. If you're enjoying the new experience, please share your thoughts with a review!
1.0.12 06/12/2025
What's New on Actual Budget:
**Celebrate the Season with Our Festive Holiday Update**
Get into the holiday spirit with Actual Budget! We've given the app a festive makeover to bring joy to your budgeting experience this Christmas season while continuing to help you manage your finances effectively.
**Festive Holiday Theme:**
• Brand new Christmas-themed app icon featuring a cheerful piggy bank with Santa hat - spreading holiday cheer right from your home screen
• Updated App Store screenshots with festive seasonal design - showcasing the app's beautiful interface in holiday style
• Refreshed visual identity perfect for the season of giving and smart financial planning
**Enhanced User Experience:**
• Improved notification system for better engagement and timely financial reminders
• Enhanced localization support with refined Spanish translations for our growing international community
• Smoother app performance with optimized background processes
• More reliable subscription management with enhanced payment flow stability
**Refinements & Polish:**
• Better handling of premium features and subscription states
• Improved onboarding experience for new users discovering Actual Budget
• Enhanced notification permission handling for a more seamless setup
• Optimized app initialization for faster launch times
**Why This Update Brings Holiday Joy:**
This festive update combines seasonal celebration with continuous improvement. While you'll immediately notice the cheerful Christmas theme, you'll also experience subtle enhancements throughout the app that make managing your holiday budget smoother and more enjoyable.
Whether you're tracking gift expenses, planning your year-end savings goals, or staying on top of holiday shopping, Actual Budget now does it all with a touch of festive spirit. The new seasonal design reminds you that smart budgeting and holiday celebration go hand in hand.
**Perfect Timing for Year-End Planning:**
As you prepare for the new year, Actual Budget is here to help you finish strong. Use the app to track your holiday spending, set savings goals for 2026, and start the new year with a clear financial picture. Our enhanced notification system helps keep you on track even during the busy holiday season.
Thank you for making Actual Budget part of your financial journey. We wish you happy holidays and a prosperous new year! If the app helps you achieve your financial goals, please share your experience with a review - your feedback makes our app better for everyone.
Merry Christmas and Happy Budgeting!
1.0.11 24/11/2025
Novidades no Actual Budget:
Os numeros do orcamento agora ficam corretos ao editar receitas
Esta atualizacao corrige um problema reportado por clientes em que editar ou adicionar receitas nao tinha efeito visivel na previsao de Fluxo de Caixa nem no resumo de Gasto Seguro. Todos os calculos do orcamento agora sao atualizados imediatamente apos qualquer alteracao nas receitas.
Correcoes de precisao no orcamento:
Editar sua receita mensal agora atualiza corretamente o valor de Gasto Seguro, o Resumo Semanal e a previsao de Fluxo de Caixa de 30 dias
Adicionar uma receita avulsa (como um bonus ou pagamento freelance) agora aparece na previsao de Fluxo de Caixa no dia correto
Excluir uma receita recorrente a remove imediatamente de todas as projecoes futuras
Melhorias na edicao de receitas:
A tela de Editar Receita agora exibe a configuracao de recorrencia e frequencia, para que voce possa ver e alterar como uma receita afeta seu orcamento
Receitas criadas durante a configuracao inicial estao claramente marcadas para que voce sempre saiba de onde vem seus numeros
Bem-estar financeiro:
O cartao de Bem-estar Financeiro agora permite definir ou atualizar seu nivel de estresse diretamente no aplicativo -- sem mais instrucoes que levavam a uma tela inexistente
Dicas personalizadas aparecem assim que voce seleciona um nivel de estresse
Obrigado por usar o Actual Budget! O seu feedback impulsiona cada melhoria que fazemos.
mais Versão 1.4.2 30 de mai.
Dados não coletados Os desenvolvedores não coletam nenhum dado deste app.