Loan Calculator - Debt Planner
EMI, Mortgage, Car & Payoff
Free · In-App Purchases
Transform How You Understand Loans & Mortgages
Thinking about buying a home? A new car? Refinancing? Before you sign anything, see the full picture with the loan calculator trusted by over 20,000 users (4.6/5.0+ average rating).
Why This Calculator Changes Everything:
Unlike basic calculators that only show monthly payments, this app reveals what lenders don't advertise - how much interest you'll actually pay, when you'll be debt-free, and exactly how extra payments can save you thousands.
Make Smarter Financial Decisions:
- Planning a $700K mortgage? Instantly see how an extra $100/month cuts years off your loan
- Comparing offers? Save multiple scenarios side-by-side to find the best deal
- Want to payoff early? Calculate exactly how much you'll save in interest
- Track every payment with detailed amortization schedules that break down principal vs interest
Built for Real People & Professionals:
Whether you're a first-time homebuyer trying to understand what you can afford, or a real estate professional running numbers for clients - this calculator delivers clarity in seconds.
Powerful Features Made Simple:
- Beautiful graphs that visualize your payoff journey
- Compare multiple loans instantly - see which saves you money
- Export payment schedules to share with your spouse or financial advisor
- 7 bonus calculators including credit card payoff & rental property analysis
- Apple Watch support for quick calculations on the go
- Sync across all your Apple devices
Stop Guessing. Start Knowing.
Every financial decision deserves accurate numbers. Download now and see exactly what your loan will cost - not just monthly, but over the life of the loan.
Free to download with optional features. Join thousands who've already taken control of their loan decisions.
Auto Renewable Subscriptions:
Monthly Pass subscriptions allow for unlimited saved loan entries, access to the additional finance tools tab, and an Ad free experience (iOS devices). You will be charged through your App Store account. A Yearly Pass is also available at a discounted rate as compared to the monthly rate. Subscriptions help support the app team, and allow us to continue to provide updates and new features.
Subscriptions will automatically renew unless cancelled within 24-hours before the end of the current period. You can cancel anytime within your iTunes account settings. Any unused portion of a free trial (if applicable) will be forfeited if you purchase a subscription.
Terms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.chuchutrain.com/privacy-policy.html
Ratings & Reviews
Backend enhancements and updates
The developer, ChuChu Train Productions, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Michael Chu
- Size
- 10.9 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later. - Apple Vision
Requires visionOS 1.0 or later. - Apple Watch
Requires watchOS 10.5 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Weekly Pass USD 1.99
- Monthly Pass USD 4.99
- Yearly Pass USD 29.99
- Unlock Tools USD 1.99
- Lifetime Pass USD 99.99
- Remove Ads USD 2.99
- Unlimited Favorites USD 2.99
- Copyright
- © 2015 Michael Chu