• Helpful reminders: a morning and evening nudge to log, bills the day before, and a payday nudge. Turn them on in Settings. • Lend from a credit card: paid for someone's share on your card? Track what they owe and their payments. • 9 new Aura colours: five soft pastels and four deep, moody looks. • Grocery trips, clearer: set a trip budget in one tap, watch the ring fill as you shop, and finish with your total in view. • Join the Aya community: a Facebook group for Aya users, in Settings. • Halloween decorations now work with any Aura colour, and someone may fly by on Home. • Fixes and polish.

• A fuller Forecast: ten new slides, from a month-end estimate to bills coming up and loan payoff. No budgets needed. • Your year in Aya: Aya Wrapped arrives on Dec 1, eight slides about your year. • Photos in Circles: photos and receipts you add to a Circle expense now show on everyone's phone. • Halloween: a pumpkin look and spooky-season total, until Nov 5. • Help improve Aya: optional, anonymous usage info. Asked once, change anytime in Settings.

• Trips now count in your month: the month shows what you really spent, with each trip as its own column. Budgets still leave trips out. • A fresh look for your logs: full-screen photos, a photo wall, and the day's total at the top. • Rename yourself in a Circle, and Circle creators can rename the Circle. • Loan details: see your progress, next due date and months left, and log payments with an optional fee. • Delete a wallet, with or without its entries, and see which wallet each entry came from. • Pick any country's flag for a trip. • A short "What's new" note after each update, also in Settings.

You can now add several accounts from the same bank, like a savings account and a credit card. Brief and daily totals now include trip spending, and Brief opens from the trip card. In a shared Circle, Brief shows who spent what, plus your top category, biggest expense and trip at a glance. Trip mode now keeps your chosen aura. Spread an expense over the days it covers, like a month's rental, so daily averages stay true. In a shared Circle, tap a member to see just their spending.

Trips: group a trip's spending across categories, set an optional trip budget and share a trip card (Premium). A new wallet grid view, and your choice of card colours. New account templates for banks and e-wallets worldwide. Finish a grocery trip with just the total.

Extra books and grocery trips are now part of Aya Premium: a second Personal book, Business books and grocery trips. Books and trips you already have stay yours. • Fixes and polish

Aya Premium is now a one-time purchase. Pay once, keep it. No subscription. • Apple Watch app: log spending from your wrist • Business profile for a small shop or side hustle • Payment reminders and a daily reminder to log • Daily brief and forecast of what's left • Widgets and a Control Center shortcut • Wallet now shows every card