DebtZero

Pay Off Debt Faster & Smarter

Free · In-App Purchases · Designed for iPad. Not verified for macOS.

Debt Payoff helps you take control of your finances and build a clear plan to become debt free. Track all your debts in one place, compare proven payoff strategies, and see exactly when you'll be free. KEY FEATURES Track Your Debts Add all your debts with balances, interest rates, minimum payments, and due dates. Watch your progress with a visual dashboard that shows how far you've come. Smart Payoff Strategies Compare Avalanche (highest interest first) and Snowball (smallest balance first) strategies side by side. See which saves you the most money and time. What-If Simulator Curious what happens if you pay an extra $100 per month? The simulator shows you exactly how many months you'll save and how much interest you'll avoid. Budget Mode Enter your monthly income and debt budget to get personalized payment allocations. See your debt-to-income ratio and get recommendations based on industry benchmarks. Payment Calendar Never miss a due date. View all your upcoming payments on a monthly calendar with payment history tracking. Milestones & Badges Celebrate every win. Earn badges for your first payment, reaching 25%, 50%, and 75% milestones, maintaining payment streaks, and finally becoming debt free. Detailed Statistics Charts, projections, category breakdowns, and payment history give you a complete picture of your financial progress. Recurring Payments Set up automatic payment logging so you never forget to track a monthly payment. CSV Export Export your debt summary and full payment history as CSV files for your records or financial advisor.

Ratings & Reviews

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Pro Features - Debt Consolidation Calculator — see if combining your debts saves money - Lump Sum mode in the What-If Simulator — model a one-time payment like a tax refund - Payment & daily reminders — never miss a due date - PDF Progress Report — export a full debt summary to share or save - On-Track indicator — see at a glance whether you're ahead or behind your payoff goal Improvements - Smoother animations and transitions throughout the app - Fixed currency symbol display for non-USD currencies - Accessibility improvements across all screens - Bug fixes and stability improvements

Version 1.1

The developer, jeanre otto, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • jeanre otto
    Size
    • 2 MB
    Category
    • Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    • iPad
      Requires iPadOS 17.0 or later.
    • Mac
      Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    • English
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    • © 2026 VertoMedia. All rights reserved.
  • Privacy Policy

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