What’s New in GhostLedger Insights 2.0 Dashboard • A redesigned Insights experience with a modern, glass-style layout. • Faster, clearer visibility into spending patterns and unusual activity. New Drill-Down Views • Tap into Spikes, Recurring, and Anomalies to see detailed breakdowns and the exact transactions behind each insight. • Quickly jump from Insights straight into filtered History. Insights 2.1 Controls and Settings • Fine-tune Insights with adjustable sensitivity controls: • Spike threshold • Anomaly threshold • Include/exclude transfers • Reduce noise over time with built-in feedback: • Exclude merchants • Whitelist merchants • Mark merchants as not recurring • Ignore specific anomalies Improved Import and History Reliability • Smoother statement import flow and more consistent ordering. • Transaction history is now more deterministic, keeping the newest items reliably at the top. Local AI Support (LM Studio Compatible) • Optional local model support for privacy-focused AI features. • Works with OpenAI-compatible local servers (including LM Studio), including Cloudflare tunnel setups. Swift 6 Stability Improvements • Updated concurrency wiring to improve responsiveness and prevent background-thread issues during imports and AI processing.

• iOS 26 Liquid Glass support with updated visuals • Improved receipt scanning with more accurate OCR • Enhanced file importing with PDF and better parsing • Smarter AI responses from OpenAI and Claude • New Budgets feature to track spending by category • Better detection of recurring ghost charges • Refined themes including dark, neon, and light • General performance improvements and bug fixes

Added Onboarding Transactions are now descending from newest to oldest Swipe to change accounts instead of drop-down list

Minor UI Changes