Gradually

Personal Finance Tracker

Only for iPhone

Free · In-App Purchases

iPhone

Take control of your financial future with Gradually — a beautifully designed, privacy-first personal finance app. Track spending, analyze trends, and grow your wealth — all within an elegant, clutter-free interface. Built for those who want powerful analytics without sacrificing simplicity or privacy. Free Features: Transaction Tracking: Effortlessly log expenses and income with smart categorization, vendor details, and a built-in calculator. Accounts & Net Worth: Track balances across bank accounts, credit cards, investments, and assets with real-time net worth calculations. Spending Insights: Understand your habits with interactive charts, category breakdowns, and trend analysis across any time period. Budgets: Set monthly or yearly spending budgets — overall or for specific categories — and see whether you're on pace at a glance. End-to-End Encrypted: Your data is encrypted on your device before it ever leaves. We can't read it, and neither can anyone else. Passwordless Login: Sign in with passkeys — the same biometric technology that secures your device. No passwords to remember, reset, or leak. Local-First: Everything works offline. No internet required. Gradually Premium (Subscription): Unlock the full experience with a Gradually Premium subscription. Includes a 1-month free trial; auto-renews monthly until cancelled. Cancel anytime in your Apple ID subscription settings. • Smart Import (Premium): Scan receipts and bank-alert screenshots with on-device AI, or import CSV files — no manual typing needed. • Recurring Transactions (Premium): Automatically log repeating income and expenses on a schedule you set. • Multi-Currency Support (Premium): Seamlessly manage accounts and transactions in different currencies with live exchange rates. • Group Expenses (Premium): Track shared expenses, split bills with item-level detail, and settle up with friends or family. • Encrypted Cloud Sync (Premium): Securely sync your data across all your devices with end-to-end encryption. • Unlimited Categories (Premium): Create as many custom categories as you need to organize your finances your way. Download Gradually today and start building your financial future. Terms of Use (EULA): https://gradually.app/terms

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New Features * Import transactions from Excel (.xlsx) files. Improvements & Fixes * Better receipt scanning (Premium): improved handling of rotated photos and unusual layouts, and fewer duplicated line items. * The scanned-transaction review screen now uses the same grouped account and category pickers as the transaction form. * Accounts now appear in a consistent order everywhere in the app, with credit cards first. * Recurring transactions now backfill from their start date, and their schedule follows the transaction date. * Press-and-hold chart tooltips no longer block scrolling the page. * Category amounts in Trends now show exact cents. * Improved calculator input: digit grouping as you type and an AC key. * Fixed an issue where reinstalling or signing in on a new device could skip syncing down older data. * Leaving, deleting, or being removed from a shared group now fully clears that group's data from your device. * Sync Now on the free plan now shows the Premium upgrade sheet instead of failing with an error. * Snappier selection when multi-selecting transactions or picking budget categories. * Polished the onboarding and sign-in screens.

The developer, Quantics Software Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Contact Info
    • Identifiers
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
  • Quantics Software Inc.
Size
  • 10 MB
Category
  • Finance
Compatibility
Requires iOS 18.0 or later.
  • iPhone
    Requires iOS 18.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
Copyright
  • © 2026 Quantics Software Inc.