iCash.ca
Instant Mobile Loans
Only for iPhone
Free
We pride ourselves on providing quick, convenient credit to our Canadian customers and have designed our mobile app to make it just as quick and convenient to manage it!
Here’s why Canadians love the iCash smartphone app:
The fastest online credit company in Canada with 2-minute e-Transfers
Get instant decisions 24/7, even on weekends and holidays
Quick and easy
No documents required
Safe and secure
All credit types accepted
No hidden charges
Low rates and flexible repayments plans (conditions apply)
Automatic repayments
Review your payment schedule
Check your remaining balance
It pays to become a member of iCash! Earn up to 12% in cashback when you repay on time. Access all of the benefits and rewards of our loyalty program too.
We all need help sometimes, whether it's for unexpected car repairs, financial emergencies, or medical bills. With iCash, you can apply 24/7, get an instant decision, and get funded all from your smartphone without ever having to leave the comfort of your home. You’ll never have to wait in another bank line again!
Ready to get started? Download the iCash app today!
About iCash:
We are a Canadian Fintech company specialized in online consumer financial products.
iCash has helped over 1.7M Canadians meet their daily financial needs. We believe that the future of lending starts with easy, convenient options from a trusted direct lender. iCash is licensed in every province that we operate in (AB, ON, BC, MB, NB, NS, PEI) and our lending code of conduct is based on secure, responsible and trustworthy processes.
Testimonials:
“This lender is FABULOUS! I have been a client here for quite some time, and here's what I love about this place: the layout is awesome, it doesn't get confusing like a lot of other sites; the rewards program is great, and the staff are awesome as well - I would highly recommend this company for your emergency funds, they are pros and it's easy.” Angie, August 2023, Trustpilot Review.
“They’re really easy to deal with and get approved really quickly. They give you cash back every time you pay on time, and once you get the $20 you can cash it out or leave it in there and let it accumulate. Overall, a great experience” – Mehrdad, August 2023, Trustpilot Review.
“Always a pleasure to deal with iCash. Excellent service, professional and prompt. Thank you iCash! Looking forward to doing continued business with you.” – Tahir, July 2023, Trustpilot Review.
iCash is a registered trademark of Finabanx.
© iCash 2025. All Rights Reserved.
more I just download this app and let me tell you it is great! The app is very straight forward and application is easy to fill in. Quick approval and suuuuperrr fast deposit! I got my funds like within 20 min!
Developer Response Thanks so much for taking the time to review our brand-new APP! We worked hard on making sure that our turnaround time for deposits was the fastest possible! We are glad you appreciated all that hard work!
I just download this app and let me tell you it is great! The app is very straight forward and application is easy to fill in. Quick approval and suuuuperrr fast deposit! I got my funds like within 20 min!
Thanks so much for taking the time to review our brand-new APP! We worked hard on making sure that our turnaround time for deposits was the fastest possible! We are glad you appreciated all that hard work!
I will definitely be using icash again. Got approved and my money within 30 minutes! Thank you :). Love that you guys have a Cashback program
Developer Response Thanks, Jenn! We are proud of our innovative Cashback reward program and we are thrilled that our customers seem to appreciate it so much!
I will definitely be using icash again. Got approved and my money within 30 minutes! Thank you :). Love that you guys have a Cashback program
Thanks, Jenn! We are proud of our innovative Cashback reward program and we are thrilled that our customers seem to appreciate it so much!
I didn't really expect a loan in 5 mins, of course that's BS but that aside I was really pleasantly surprised by the loan process right up to the point that I was 'PRE-APPROVED' Yay! Well, not quite. After prying into your bank account and credit bureau and 3 back n forth emails spanning 3 days and having all the qualifications they asked for (except they had to add a few of the deposits together for total income in the same month of course) the loan was declined. Total waste of time for me. Sounds great, if you are quickly pre approved but if you qualify but have some explaining to do don't expect these guys to bother back up their 'Pre approval'. It's meaningless jargon. Low to no integrity IMO. Didn't even bother to explain why they wouldn't accept the qualifications at the end. Fit the parameters perfectly or bail. Or just move on. I found a loan right away for almost twice the amount WITHOUT a credit check!
I didn't really expect a loan in 5 mins, of course that's BS but that aside I was really pleasantly surprised by the loan process right up to the point that I was 'PRE-APPROVED' Yay! Well, not quite. After prying into your bank account and credit bureau and 3 back n forth emails spanning 3 days and having all the qualifications they asked for (except they had to add a few of the deposits together for total income in the same month of course) the loan was declined. Total waste of time for me. Sounds great, if you are quickly pre approved but if you qualify but have some explaining to do don't expect these guys to bother back up their 'Pre approval'. It's meaningless jargon. Low to no integrity IMO. Didn't even bother to explain why they wouldn't accept the qualifications at the end. Fit the parameters perfectly or bail. Or just move on. I found a loan right away for almost twice the amount WITHOUT a credit check!
Easy to use with adapted offers.Love this app.
Developer Response Thanks so much! We have adapted solutions to fit different situations. We understand that not all Canadians are in the same boat and we work to create solutions that please everyone.
Easy to use with adapted offers.Love this app.
Thanks so much! We have adapted solutions to fit different situations. We understand that not all Canadians are in the same boat and we work to create solutions that please everyone.
Signing up is now faster and simpler — we've streamlined the process so you can get to your funds in fewer steps.
Manage your payments, your way — you can now adjust your payment settings directly from the app.
Be sure to keep your app updated for the best experience.
Thanks for using iCash!
4.5.3 May 19
We've added full support for iOS 26, ensuring iCash looks and works great on the latest Apple devices! This update also includes enhanced analytics for a more personalized experience, along with performance improvements and bug fixes for a smoother, more reliable app.
Thanks for using iCash! Keep your app updated for the best performance.
4.5.2 Feb 4
We've fine-tuned iCash to deliver a faster, smoother experience! This update includes performance enhancements and stability improvements to keep everything running seamlessly. We've also fixed minor bugs to ensure a more reliable experience.
Thanks for using iCash! Keep your app updated for the best performance.
4.5.1 Jan 7
This update introduces real-time in-app notifications and Interac e-Transfer as a repayment option — all designed to enhance convenience, transparency, and user experience.
4.5.0 2025-11-05
This update focuses on polish: small UI fixes, performance tweaks, and stability improvements. Thanks for using iCash—keep your app up to date for the best experience.
4.4.7 2025-08-15
We've fine-tuned iCash to deliver a faster, smoother experience! This update includes performance enhancements and stability improvements to keep everything running seamlessly. We've also fixed minor bugs to ensure a more reliable experience.
Thanks for using iCash! Keep your app updated for the best performance.
4.4.6 2025-07-16
We’ve fine-tuned iCash to deliver a faster, smoother experience! This update includes performance enhancements and stability improvements to keep everything running seamlessly. We’ve also fixed minor bugs to ensure a more reliable experience.
Thanks for using iCash! Keep your app updated for the best performance.
4.4.2 2025-03-20
In this version, we’ve made several updates to improve your experience. We’ve fixed bugs and enhanced overall app performance for greater reliability. Additionally, we’ve improved the user interface for the Credit Health feature, making it more intuitive and user-friendly. Thank you for choosing iCash.
4.4.1 2025-01-09
This update expands the eligibility for the "Credit Health" feature powered by Equifax. We've also made several under-the-hood improvements to enhance the app's stability and performance.
Enjoy a smoother experience with our latest update, featuring optimizations and minor bug fixes.
Thank you for using iCash! Keep your app updated for the best experience.
4.4.0 2024-10-31
We’ve made several under-the-hood improvements to enhance the app’s stability and performance.
Enjoy a smoother experience with our latest update, featuring optimizations and minor bug fixes.
Thank you for using iCash! Keep your app updated for the best experience.
4.3.2 2024-07-05
We’ve made several under-the-hood improvements to enhance the app’s stability and performance.
Enjoy a smoother experience with our latest update, featuring optimizations and minor bug fixes.
Thank you for using iCash! Keep your app updated for the best experience.
4.3.1 2024-06-26
We’ve added an extra layer of security! Two-factor authentication has been implemented at the app login to keep your account secure.
Texts on our loyalty program page have been updated to add clarity and visibility regarding tiered benefits.
Questions about your repayment plan? Easily access our new support contact details in the app for assistance.
We’re always working to improve your experience. Thanks for choosing iCash! Keep the feedback coming.
4.3.0 2024-06-10
This update introduces the new "Credit Health" page, where eligible customers can now access their Equifax credit report directly within the app. We've enhanced stability and performance across key sections to ensure smoother navigation and increased functionality. Thank you for your ongoing support – it helps us make iCash even better for you.
4.1.0 2024-04-17
This update brings enhanced stability and performance to key sections of the app, along with significant improvements to our repayment plan and cashback program. We're dedicated to continually refining the user experience, ensuring smoother navigation and greater functionality. Thank you for your ongoing support – it helps us make iCash even better for you.
4.0.5 2024-03-05
In this release, we've addressed several issues to enhance the stability and performance of specific application screens as well as improve their usability. We remain committed to delivering a seamless user experience and appreciate your continued support.
4.0.4 2023-11-07
In this release, we've addressed several issues to enhance the stability and performance of specific application screens as well as improve their usability. We remain committed to delivering a seamless user experience and appreciate your continued support.
4.0.3 2023-11-06
In this release, we've addressed several issues to enhance the stability and performance of specific application screens as well as improve their usability. We remain committed to delivering a seamless user experience and appreciate your continued support.
4.0.2 2023-10-02
In this release, we've addressed several critical issues to enhance the stability and performance of specific application screens. We remain committed to delivering a seamless user experience and appreciate your continued support.
4.0.1 2023-09-24
Elevating Your Experience:
We're taking iCash to the next level with this major update.
Stunning New Design:
We've redesigned the app to offer a visually pleasing and intuitive experience.
Enhanced Information Display:
Navigate your financial choices with more clarity, thanks to improved data presentation.
Performance Boost:
Expect a faster, more efficient user experience with our latest optimizations.
Introducing the Wallet Page:
Easily view and manage your cashback for instant loans and referrals.
4.0.0 2023-09-14
Thanks for using iCASH! We regularly update our app to provide the best possible experience, remain compliant and add new features. In this update, we fixed some common navigation issues and crashes affecting certain users.
3.6.1 2021-09-03
Thanks for using iCASH! We regularly update our app to provide the best possible experience, remain compliant and add new features. In this update, we fixed numerous small navigation issues affecting some users.
3.6.0 2021-07-20
Thanks for using iCASH! We regularly update our app to provide the best possible experience, remain compliant and add new features. In this update, we changed our app to comply with the latest App Store rules.
3.5.0 2021-06-24
Thanks for using iCASH! We regularly update our app to provide the best possible experience, remain compliant and add new features. In this update, we added a referral program that will allow qualifying users to refer their friends and family to iCash.
3.4.0 2021-03-11
Thanks for using iCASH! We regularly update our app to provide the best possible experience, remain compliant and add new features. In this update, we improved the app's user interface for users using the most recent versions of iOS.
3.3.7 2021-03-03
Thanks for using iCASH! We regularly update our app to provide the best possible experience, remain compliant and add new features. In this update, we fixed minor bugs affecting some users during their application process.
3.3.6 2021-01-29
Signing up is now faster and simpler — we've streamlined the process so you can get to your funds in fewer steps.
Manage your payments, your way — you can now adjust your payment settings directly from the app.
Be sure to keep your app updated for the best experience.
Thanks for using iCash!
more Version 4.5.3 May 19
Data Linked to You The following data may be collected and linked to your identity:
Data Not Linked to You The following data may be collected but it is not linked to your identity:
