Ledger is designed around double-entry accounting. Because Ledger is based on proven accounting practices, your transactions can be as complex as you need them to be. Record income, expenses, transfers, and splits through a simple interface.
When viewing accounts and their transactions, balances are at the forefront. Balances are charted for each account. For bank accounts, see significant deposits and withdrawals at a glance. For income and expenses, see your budget plotted against your spending balances — a budget tracker that shows how you're actually doing against your plan.
Capture transactions using CSV import. Rules can be created to assign categories based on transaction text. You can also set up automations in Shortcuts, saving entries when using Apple Pay.
Sometimes a calendar is the best way to navigate your spending. From the main screen, it shows any transactions that happened on a given day. Open it from an expense account and you can see how often you're dining out, making online purchases, and so on — a budget calendar that makes patterns easy to spot.
Budgets can be a great tool when managing your money, but sometimes it's hard to know where to start. Open stats from each account to see your per-month spending over the past year. Once you create your budget, that line is overlaid on the spending chart.
Sometimes your invoices come far in advance. Ledger supports transaction statuses. When you receive an invoice, record it as "planned." From the main screen, open the Upcoming screen to see which invoices are coming due. For more predictable expenses, create a schedule and assign a template transaction. Entries can be generated on those dates as they occur.
Ledger supports backup and restore. It supports iPhone and iPad, and your data can be synced between devices. Dark mode and Spotlight search are also supported.
Zero reporting capability, e.g. monthly reports, makes this a pretty useless package. Add some reporting capability in an update, and this could be a good package for accounting geeks.
Excellent
Faolchon
It dies exactly what the app name says it is...an accounting ledger. After brushing off the dust on what I learned about accounting years ago, this is simple and very powerful method to track all of your finances by debit or credit category. It is not the same as a "personal finance app" in its user interface - it is based on accounting principles and it gets the job done right. There is also a very good account setup tutorial on the developer's website - I recommend watching it before you decide if this application is for you.
thank you for the added security!
la canadienne francaise
i haven't fully used this application yet because i was waiting for a password security.since the information this application is designed for is of a sensitive and private nature, i requested the added security - and the developer listened! thank you for that!
Great idea!
Ivo1
Unlike the previous reviewer, I'm glad someone decided to develop this. Once you get around the whole debit/credit (left/right) it is very intuitive and easy, much more so than all of the other such apps in the store. It is not repetitive tracking as was suggested, simply your expense accounts are the same as an expense category and you simply record what the money were used for and what the source was, same as any other financial application.I could see this not being as attractive to most users out there (the ones that wouldn't know why their chequing accounts show credit balances, while from their perspective it is a debit balance), though it is rather easy once you figure it out. However, it would absolutely appeal to business users, and I'm certain finance students would find it useful in more than one way. I certainly hope more people would buy into it, so the developer would continue improving it. E.g. Add support for foreign currency accounts to facilitate easy transfers between different currency accounts; Add some features to summarize transactions/accounts within selected period and also add/net balances, no need for fancy charts, just something simple; Restore from a backup is absolutely essential as well.Last but not least, I'm happy to support a Canadian developer.
*** Calendars
Added per-account calendars for reviewing transactions.
*** Transaction statuses
Added transaction statuses for recording planned transactions that have not yet been completed.
*** Transaction schedules
Added transaction schedules for repeating transactions on a pre-defined schedule.
*** Upcoming page
Added "Upcoming" page for showing planned transactions expected in the next week. The "Upcoming" page also shows schedules and the next date on those schedules.
Version 4.1
The developer, Lucas Gladding, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Lucas Gladding
Size
7.7 MB
Category
Finance
Compatibility
Requires iOS 26.0 or later.
iPhone Requires iOS 26.0 or later.
iPad Requires iPadOS 26.0 or later.
Mac Requires macOS 26.0 or later and a Mac with Apple M1 chip or later.
