Krak: Money & Crypto Transfer
Send USD and Bitcoin Globally
Only for iPhone
Free
iPhone
Send and receive money instantly with Krak – the fast, secure, and easy way to pay anyone, anytime. No hassle. Just tap and go.
Krak is the fast, simple, and secure way to send and receive money instantly – all from a lightweight, on-the-go app designed for effortless peer-to-peer payments.
Built for speed and trust, Krak makes moving money between friends, family, or anyone else as easy as a tap. Whether you’re splitting a bill, paying for services, or just sending cash, Krak helps you do it securely, anytime, anywhere.
GLOBAL P2P PAYMENTS WITH REWARDS
• Send money instantly to 160+ countries using just a @Kraktag username
• Earn up to 10% rewards on eligible assets with no lock-ups
• Zero transfer fees with transparent, upfront conversion rates
INSTANT & TRANSPARENT TRANSFERS
• Your money arrives in seconds, not days
• See exactly what you're sending and receiving with zero hidden fees
• When converting between currencies, all spreads are shown upfront before you confirm
• No lockups on balances - access your money whenever you need it
• Manage international finances without juggling multiple apps
MULTI-CURRENCY BY DEFAULT
• Hold, convert, and send 300+ fiat currencies, stablecoins, and crypto assets
• Live in USD, get paid in EUR, send in GBP - Krak handles it seamlessly
• Real-time asset swapping with all costs shown before you confirm
PAYMENTS THAT FEEL LIKE A CHAT
• Pay friends like you send a DM with your unique @Kraktag username
• Share animated paylinks with memes & emojis - feels like texting, not banking
• Chat-like flows make complex financial tasks simple
• Request money or send payment reminders easily
BUILT FOR YOU, POWERED BY KRAKEN
Built by the team behind Kraken, one of the world's most trusted crypto exchanges. Your funds are protected with institution-grade security, multi-factor authentication, and industry-leading safety protocols.
GET PAID TO PAY
Earn $10 in USD for every friend that opens and funds an account. You can do it up to 100x, stacking $1000 USD in rewards
• Get a surprise crypto reward (we call them KrakBacks!) after your first successful payment each day
*Terms and conditions apply: krak.app/krakbacks-terms
Krak is an affiliated brand of Kraken.
Geographic restrictions apply. Instant buy/sell fees apply when you convert one asset or currency to another before making a transfer. Please see our fee schedule for more information: www.kraken.com/features/fee-schedule. Applicable fees will be shown before you make a transfer.
Not investment advice. Crypto trading involves risk of loss.
APY as of January 21, 2026, subject to change. Rewards are variable and not guaranteed; you can lose some or all of your assets. Kraken does not control third-party protocols. Offered by Payward Wallet, LLC. Fees apply.
Although the term "stablecoin" is commonly used, there is no guarantee that the asset will maintain a stable value in relation to the value of the reference asset when traded on secondary markets or that the reserve of assets, if there is one, will be adequate to satisfy all redemptions.
Terms of Service:
www.kraken.com/legal
We’re always making sure Krak is easy, safe and secure for you to use.
This release contains various improvements and fixes.
The developer, Kraken, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Location
- Contact Info
- User Content
- Search History
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Payward, Inc.
- Size
- 230.4 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Apple Vision
Requires visionOS 1.0 or later.
- Languages
English and 12 more
- English, Dutch, French, German, Italian, Polish, Portuguese, Russian, Simplified Chinese, Spanish, Turkish, Ukrainian, Vietnamese
- Age Rating
4+
- 4+
- This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
- In-App Controls
Age Assurance
- Copyright
- © Payward, Inc.
