CheqMate focuses on pay periods, not monthly budgets, so your plan matches real life.
CheqMate: Plan Every Paycheck
See exactly where every dollar of your paycheck is going before it even arrives.
Whether you are paying bills, planning debt payoff, or saving for what matters, CheqMate makes budgeting simple, visual, and stress-free.
PAYCHECK-BASED PLANNING
See your upcoming paychecks, bills, and income side by side.
Always know what is covered, what is due, and what is truly Free-to-spend.
SMART BILL TRACKING
Add recurring or one-time bills, mark them as paid, and get timely reminders so nothing slips through the cracks.
CheqMate keeps your due dates, amounts, and payment history organized automatically.
DEBT PAYOFF TOOLS
Track balances, APRs, and progress with visual payoff timelines.
Compare strategies and see how small extra payments can help you reach debt-free faster.
INCOME AND PAY SCHEDULE SUPPORT
Works seamlessly with any pay frequency such as weekly, biweekly, semimonthly, or monthly.
Handle multiple income sources with accuracy and flexibility.
CLEAR INSIGHTS AND REPORTS
Visualize exactly where your money goes.
Export CSVs, analyze trends, and understand your spending and saving habits with clear breakdowns.
CROSS-DEVICE POWER
Stay in sync across iPhone and Apple Watch.
View upcoming bills, Free-to-spend balances, and pay periods at a glance with interactive widgets and Live Activities.
iCloud-ready with App Group sync for instant updates.
DESIGNED FOR iOS
Built with Apple's latest design language including Dynamic Cards, Liquid Glass effects, Dark Mode, and customizable app icons.
CheqMate feels native, fluid, and uniquely yours.
PRIVACY FIRST
Your data stays private, stored only on your device and in your iCloud.
Never tracked, never sold, never shared.
WHY CHEQMATE
Most budgeting apps overwhelm you with categories and manual entry.
CheqMate flips the script by organizing your financial life around your paychecks, not just your expenses.
See your money in real time, make confident decisions, and finally feel in control.
PERFECT FOR ANYONE WHO WANTS TO
• Stop living paycheck to paycheck
• Get organized with bills and due dates
• Build a realistic debt payoff plan
• Track income and savings goals
• Know exactly how much is safe to spend
CheqMate is your money’s next move.
Paycheck planning, budget clarity, and true financial confidence, all in one beautiful app.
Ratings & Reviews
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This update is all about making CheqMate feel calmer, clearer, and more dependable.
We tightened up the math so your Free-to-spend updates immediately when you record actual or variable income. You can trust that your plan stays accurate across your timeline, totals, and notifications.
We also did a lot of visual cleanup. Subtle animations and glassy effects were removed so the app feels more solid and more Apple-like. Layout issues on certain devices, especially Pro models, are fixed, and spacing, cards, and text now behave more consistently with Dynamic Type.
Navigation is smoother as well. Sheets and detail views open and close more predictably, scrolling feels better, and touch interactions are more reliable overall.
There is also a large amount of work behind the scenes. Build times are faster, edge case bugs are reduced, and the foundation is stronger for upcoming features.
Thank you for using CheqMate. More improvements are on the way.
Version 1.6.0
The developer, Robert Adams, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More