Canfi Finance Calculators
Control your finances
Only for iPhone
Free · In-App Purchases
iPhone
A complete financial toolkit for Canadians. Calculate mortgages, investments, taxes, credit cards, debt payoff and more. Accurate, bilingual, and fully offline.
Canfi is the fastest, privacy-first way to run Canadian money math - built for Québec and every province. Over 45 calculators cover paycheques, mortgages, taxes, vehicles, investments, and family benefits. Works 100% offline with no account, and we never collect personal data.
Get answers in seconds with clear inputs, bilingual UI, full GST/QST/HST coverage, CPP/QPP, EI/RQAP rules, and a built-in glossary that links to official government resources.
Full calculator list:
• Net Pay — Estimate Québec & Canada take-home pay.
• Income Tax — View marginal and average rates quickly.
• Sales Tax — GST/QST, HST and provincial tax totals.
• Carbon Rebate — Estimate Climate Action Incentive.
• Salary Raise — See per-pay lift and gain after inflation.
• Tips & Split — Calculate tip, rounding, per-person share.
• Fuel Cost Compare — Compare fuel/energy cost across cars.
• EV vs Gas Cost — Charging vs gas, maintenance, savings.
• RRSP Room — 18% rule, pension adjustment, unused room.
• Employment Insurance — Weekly benefit and claim total.
• Financial Independence — FIRE number and years to reach it.
• Rental Property — Cashflow, cap rate, payback over time.
• Mortgage Payment — Payment, amortization, interest totals.
• CMHC / Mortgage Insurance — Down payment vs premium.
• Land Transfer / Welcome Tax — Estimate land transfer tax.
• Rent vs Buy — Find breakeven vs renting.
• Debt Payoff — Months to clear balance with extra payments.
• Loan Payment — Payment by term, rate, and frequency.
• Credit Card Cost — Interest and payoff time for your plan.
• Finance vs Lease — Compare total cost to lease or finance.
• Savings Goal — Time to reach a target.
• Recurring Savings Growth — Project balance with contributions.
• Savings Withdrawal — See how withdrawals deplete savings.
• Retirement Drawdown — Compare spend vs sustainable draw.
• RESP Withdrawal — Plan EAP vs PSE withdrawals.
• Spousal RRSP Split — Test tax benefit of spousal RRSP.
• Inflation-Adjusted Budget — Budget and savings with inflation.
• Insurance Needs — Coverage to protect your family.
• Education Savings Gap — Gap to future education costs.
• Emergency Fund — Size and fund a safety cushion.
• Pay & Taxes — Net pay, income tax, and sales tax together.
• Homebuying Planner — Payment, CMHC, land transfer, rent vs buy.
• Loans & Debt Planner — Payoff timeline or payment by term.
• Savings & Emergency Planner — Savings goal, growth, or emergency fund.
• Investments & Retirement Planner — Investing, registered plans, drawdown.
• Family & Education Planner — Parental leave, benefits, childcare, RESP, rebate.
• Investment Planner — Solve for growth, contribution, rate, or time.
• Defer/Report Later — Cost to delay reporting/selling gains.
• RRSP / TFSA / FHSA — Compare registered savings accounts.
• Parental Leave — Estimate EI/RQAP parental benefits.
• Family Benefits — Approximate child/family benefits.
• Pension (CPP/QPP) — Retirement estimate.
• Capital Gains Tax — Tax and after-tax proceeds.
• RESP Grants — CESG/IQEE grant estimate.
• RRIF / LIF — Withdrawals and depletion timeline.
• After-tax Retirement Income — CPP/QPP, OAS, RRSP/RRIF, TFSA after tax.
• OAS Clawback — Estimate OAS recovery tax.
• Childcare Cost — Daycare net cost with subsidies.
• Inflation Impact — Real vs nominal growth.
• TFSA Room Tracker — Project TFSA room and balance.
• RESP Carry-Forward — Use RESP grant carry-forward room.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.dpmedia.app/canada-finance-calculator/privacy
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Minor UI improvements.
The developer, DEREK PAQUET, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- DEREK PAQUET
- Size
- 12.8 MB
- Category
- Finance
- Compatibility
Requires iOS 17.6 or later.
- iPhone
Requires iOS 17.6 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Premium - Monthly $1.99
- Premium - Yearly $9.99
- Remove Banner Ads $3.99
- Copyright
- © DPmedia