WhySpend - Spending Insights

Expense Tracker & Budget

Free · In-App Purchases · Designed for iPhone. Not verified for macOS.

WhySpend helps you understand the "why" behind your expenses. Stop mindless spending and emotional waste. Dig deeper than raw numbers. Featuring Apple Watch support. WhySpend — Record not just spending, but how you felt when spending. WhySpend is a minimal expense tracker built around two questions: how much did you spend—and why, in that moment? No asset accounts, no heavy accounting—just clarity on money and mood. Made for people who want to see where their money goes and what emotions drive it. We don’t lecture you to spend less. We help you tell necessity from mood-driven spending, so logging stays light and self-awareness stays real. What you can do • Log in seconds — Tap “+” on the tab bar to record amount, category, and mood • Mood tags — Presets: Pamper Myself, Necessity, Impulse Buy, Retail therapy, Keeping up, Sense of Ritual—plus custom tags • Bill list — Browse by day, week, month, year, or a custom range; spending and mood in one place • Emotion Review — Heat ring, trends, and reports comparing necessity vs. mood-driven spending • Mood spectrum — A color strip of recent moods; long-press to see each expense • Gentle alerts — In-app nudges when emotional spending crosses your threshold, with a cooldown so we don’t nag • Post-purchase check-ins — Mark purchases as worth it, neutral, or regret to sharpen your intuition • iCloud sync — When enabled, syncs to your private iCloud; we don’t run servers that collect your entries • Shareable report posters — Generate a personal mood-spending report to keep or share Every expense can carry the feeling behind it. Start the conversation with WhySpend today. Privacy Policy:https://github.com/jjaammmeess/WhySpend/blob/main/privacy-policy.md Terms of Use:https://github.com/jjaammmeess/WhySpend/blob/main/terms-of-use.md

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1. Custom range now supports exact dates. Besides choosing months, you can set a start and end date to view bills and analysis. 2. Interface refinements for smoother browsing and everyday use.

The developer, 俊宏 刘, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Seller
    • 俊宏 刘
    Size
    • 29.3 MB
    Category
    • Finance
    Compatibility
    Requires iOS 18.0 or later.
    • iPhone
      Requires iOS 18.0 or later.
    • Mac
      Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 2.0 or later.
    • Apple Watch
      Requires watchOS 10.0 or later.
    Languages
    English and 11 more
    • English, French, German, Italian, Japanese, Korean, Portuguese, Simplified Chinese, Spanish, Thai, Traditional Chinese, Vietnamese
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    • © 2026 俊宏 刘