If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you.
• All Accounts in One App
Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch.
• Super Fast
Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks.
• Locations (Geotagging)
Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance.
• Budgets & Scheduled Transactions
Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done.
• Financial Plans
Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth.
• Reports
We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too.
• iCloud Sync
We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you.
• Shared Accounts
Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances!
• Bank reconciliation mode
Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities.
• Importing data
We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do.
• Watch App
Create new transactions on the go with the Apple Watch app. You can also check your budgets and pay scheduled transactions with it.
• Powerful features
Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them.
• Mac version of the app
You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud.
Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at https://debitandcredit.app/privacy-policy-with-terms.html.
In case of any questions please don't hesitate to contact support@debitandcreditapp.com.
If you’re in the apple ecosystem and are wondering what it would look like if apple made a budgeting app; look no further.The focus on privacy, the iCloud backups, private iCloud sharing and the thoughtfulness of the design embody everything that Apple wishes developers would do with their apps. Every time I’ve wondered if this app has a feature I need, I’ve found it exactly where I’d expect it to be. That’s a big deal; not only do the features work well but the app is so intuitive.I wrote a Siri shortcut using this app’s integrations to privately pull transactions from my bank, my wife and I look at those on my MacBook’s big screen once and month and set up plans there. During the month, we can glance at the Home Screen widget to see our budgets live on our phones. Occasionally we’ll pick up the iPad and it’s all right there too.As a developer and a privacy focused spreadsheet guru, thank you for building such a great app and keeping it up to date with new features and bug fixes. The app has crashed a few times but those bugs are fixed so quickly and the app performs like a champ.Keep up the good work!
None better
Blerbyq
I’ve been using this app (and others) for years. It is a wonderful app to do your account entries. It is very easy to setup and use and it also has a Mac App that syncs lightning fast to iCloud.I always loved this app and then I got an external keyboard with a numeric keypad and now I love it even more. The keyboard works as you would expect (tabbing etc) but of the other apps I use, this is the only one that does. If the other apps that I’ve spent time with went away or did some type of major change that I didn’t like; I wouldn’t be sad beause I have this app. It’s my goto app anyway. You might wonder why I use more than one checkbook app. The answer is that I found D&C later in life so I just keep using them. A bit of OCD perhaps.Finally, if you ever need assistance from the developer (unlikely), I am very confident saying that you will get it and pretty quickly. I had an issue that was probably created by me and the developer set me straight.
Request for Future
Coffee Callie
I have already written a review, but I want to add that it would be really useful to have a Notes Section in scheduled payments.
Great app . Please add one feature and fix one
Xinghgill
Great app with a beautiful UI and a very smooth experience. Everything feels fast, polished, and thoughtfully designed.A few improvements would make it even better. Adding the ability to assign icons to expense entries—and customize their colors—would really help with visual organization.The auto-fill feature for descriptions and categories is helpful, but it can be a bit too aggressive. If I previously entered “coffee with friend” and later want to type just “coffee,” it automatically forces the old description. Allowing partial matches without overriding new input would make this much smoother.Overall, an excellent app that’s already a pleasure to use. These small refinements would take it to the next level.
This update introduces support for the iPhone Duo.
Version 7.9.1
The developer, Ivan Pavlov Pty Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Identifiers
Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
