Plan & Multiply: Budget

Out of the red, calmly

Free · In-App Purchases

3.8.0 — Accounting that no longer lies + Apple Health-style streak. Envelope method, 100% offline, solo or together. Your budget, actually reliable. You know that knot in your stomach at the end of the month? You stare at your account, no idea where the money went? Plan & Multiply isn't just a budget app. It's a calm voice that helps you take back control, without judging you. WHAT YOU CAN DO • Log an expense in 3 seconds — one tap, that's it • See exactly what you can spend today — no more mental math • Catch price hikes and duplicate subscriptions — the app alerts you before you pay • Share a budget with your partner — free, no account needed • Run several budgets in parallel — personal, couple, vacation project • Track recurring bills that match themselves automatically — rent, Netflix, insurance • Build healthy habits month after month — no childish badges or levels • Keep a long-term wealth view — accounts, real estate, investments • Follow the 3F method — Fixed, Flexible, Future, grown-up and simple • Work 100% offline — your data stays with you • Read a financial coach that never leaves your phone — no Cloud, no remote AI • Use the app in 6 languages — English, French, German, Spanish, Italian, Portuguese COUPLE SHARING Inviting a partner and read-only sharing of a budget are included for free. Two-way sync, automatic settlement of shared expenses and shared jars are Premium. 100% YOURS No bank connection. No scraping. No data resale. The app works offline, and your data is encrypted before any sync. PREMIUM Premium unlocks: two-way couple sync + auto settlement, long-term tracking across months, continuous subscription audit, shared jars. Solo €34.99/year. Couple €49.99/year (auto-converted to CAD in the App Store). 7-day free trial. Cancel anytime.

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Plan & Multiply 4.2.1 — steer your money, calmly New — "Available money" See at a glance what's left to allocate, and move it in one tap across your bills, everyday spending and projects. An unexpected expense? A project to speed up? The app shows you where to draw from, without breaking your balance. Reliable edits Editing a bill, an envelope or a project now works smoothly, with a clear confirmation every time you save. Clearer dates When you add a bill, its next due date shows up right away. No more doubt about the charge day. Your data follows you On reconnect, your latest backup is restored automatically. Stability Crash fixes and polish throughout. Thanks for your feedback — it shapes the app.

The developer, Taliane Tchissambou, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Contact Info
    • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
  • Taliane Tchissambou
Size
  • 251.7 MB
Category
  • Finance
Compatibility
Requires iOS 14.0 or later.
  • iPhone
    Requires iOS 14.0 or later.
  • iPad
    Requires iPadOS 14.0 or later.
  • iPod touch
    Requires iOS 14.0 or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
  • Monthly Premium $4.99
  • For both of you — $79.99/yr $59.99
  • For both of you — $8.99/mo $4.99
  • Annual Premium — 2 Months Free $39.99
Copyright
  • © 2026 Plan & Multiply