Yoho

Maximize credit card rewards

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

Name the shop — Yoho ranks your own cards in a second, offline. Caps, welcome bonuses and coding traps watched for you. Built for Canadian wallets. Yoho answers the question you have at every checkout: which of my cards earns the most, right here? Name the shop or category and Yoho fans out your wallet, lifts the winner, and shows the math — in about a second, offline, with no account. "Yoho" is a Cree exclamation of awe — the little "oh nice" this app exists to produce. The answer, before you unlock: Lock-screen widgets, Siri ("which card for groceries?"), and a Live Activity when you're near a store. The app is the fallback. Your wallet, watched: > Bonus caps tracked by pace — estimate once, no statement uploads > Welcome-bonus deadlines: days left, $ to go, on pace or not > Renewal fees and conditions factored into every answer Every shop, scouted: 40+ Canadian cards and 160+ merchant brands, verified against issuer pages and dated. Community reports (public, no names attached, human-reviewed) confirm how stores actually code — including the traps, like groceries that don't count as groceries. Points, valued your way: Cash back, Aeroplan, Avios — pick a goal or set your own cents-per- point per program. Every ranking re-values instantly. Private by architecture: No accounts, no bank linking, no analytics SDKs, no ads. Your wallet lives on your device and in your own private iCloud — we can't read it. Location is never stored or sent to us. Yoho is an informational tool, not financial advice. Earn rates are verified against published sources and dated, but issuer terms govern.

Ratings & Reviews

  • This app hasn’t received enough ratings or reviews to display an overview.

The developer, Ngoc San Vo, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Location
    • User Content

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Ngoc San Vo
Size
  • 6.6 MB
Category
  • Finance
Compatibility
Requires iOS 26.0 or later.
  • iPhone
    Requires iOS 26.0 or later.
  • Mac
    Requires macOS 26.0 or later and a Mac with Apple M1 chip or later.
Languages
  • English
Age Rating
4+
Copyright
  • © 2026 San Vo
  • Developer Website
  • Privacy Policy
  • Licence Agreement