Finance FIRE

Smart Financial Calculator

Free · Designed for iPad

NEW: Coast FIRE Calculator + Enhanced Privacy! Your most-used Salary Negotiator is now front & center. 100% private financial planning tools. Finance FIRE (Financial Independence Retire Early) is your comprehensive financial planning companion that empowers you to make smarter money decisions. Whether you're planning to buy a home, achieve financial independence, or negotiate your next salary, FinancePal provides the tools you need to succeed. NEW: Advanced Salary Calculator Take control of your career with our powerful salary negotiation and analysis tools: Smart Compensation Analysis: Evaluate complete packages including base salary, RSUs, bonuses, and benefits Negotiation Intelligence: Get data-driven recommendations on whether offers are excellent (20%+ increase), good (10-20%), or need improvement Location-Aware Calculations: Automatic cost-of-living adjustments for all 50 US states plus international support Real-Time Offer Comparison: Compare new opportunities against your current compensation with inflation adjustments Comprehensive Package Evaluation: Factor in health insurance, retirement contributions, PTO value, and other perks Complete Financial Toolkit: Mortgage Calculator: Plan your home purchase with detailed payment breakdowns and amortization schedules FIRE Calculator: Chart your path to Financial Independence and early retirement Retirement Planner: Ensure your golden years are financially secure Scenario Comparison: Save and compare multiple financial plans Key Features: 1. Privacy-first design - all data stays on your device 2. Interactive charts and visualizations 3. State-specific inflation and cost-of-living data 4. Professional-grade financial formulas 5. Clean, intuitive interface 6. No subscriptions or hidden fees Perfect for professionals, job seekers, homebuyers, and anyone serious about financial planning. Make informed decisions with confidence - download FinancePal today! DISCLAIMER: FinancePal provides educational calculators only. Not financial advice. Consult professionals for financial decisions.

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MAJOR UPDATE: Your Path to Financial Freedom Just Got Better! NEW FEATURES: • Coast FIRE Calculator - Discover how much you need invested by age X to coast to retirement! • Smart Tips System - Learn something new every time you open the app with rotating "Do You Know!" tips • Enhanced Salary Negotiator - Now prominently featured as your most-used tool IMPROVED EXPERIENCE: • Fixed chart display issues - no more cut-off numbers • Better button design for improved readability • Auto-scroll to results after calculations complete • Vibrant tab colors that match each calculator's theme • Cleaner currency formatting without unnecessary decimals PRIVACY ENHANCED: • Added privacy badges throughout the app • Clear messaging that your data stays on your device • No cloud storage, no tracking - 100% private REORGANIZED FOR YOU: • Salary Calculator moved to main tab (based on usage data!) • FIRE Calculator remains your starting point • Updated feature tours showcase all capabilities • Mortgage Calculator moved to tools section for cleaner interface Your financial journey to independence just became more powerful, intuitive, and private!

The developer, Ikigai Innovations LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary based, for example, on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    • Provider
      • Ikigai Innovations LLC
    • Size
      • 1.5 MB
    • Category
      • Finance
    • Compatibility
      Requires iOS 18.4 or later.
      • iPhone
        Requires iOS 18.4 or later.
      • iPad
        Requires iPadOS 18.4 or later.
      • Mac
        Requires macOS 15.4 or later and a Mac with Apple M1 chip or later.
      • Apple Vision
        Requires visionOS 2.4 or later.
    • Languages
      • English
    • Age Rating
      4+
    • Copyright
      • © 2025 Ikigai Innovate LLC