Deposit vs Investment
Secure your capital gain.
Free · In-App Purchases
Smarter property investing—compare real returns, understand risk, and plan with confidence.
Main purpose:
Help investor to evaluate the risk and buy price by comparing investment with fix-term deposit. Also added first-home case to help young people buy the home with known finance risks.
Features:
First-home assessment
Start assessment easily by inputing investment, loan and loan interest.
Evaluate least sell price for the given year with all the needed factors, including loan interests, rental, deposit rate, etc.
Full insight of the least price comparing to fix-term deposit, which explains how the least price calculated.
Give annual growth rate of property to achieve the least sell price, which helps user to test the investment risk.
Calculate monthly investment/repayment to find out affordability, which considers all the cash gain vs all the costs.
Full insight of the investment cashflow and all the costs.
Key factors refinement to start new assessment.
EMI(Equated Monthly Installment) calculation to estimate the paid interest and principle at specific year
Fix-term calculation to show full view of possible capital gain of deposit
The formulas for EMI and fix-term deposit are referred from
https://www.aubank.in/blogs/monthly-interest-payout-on-fixed-deposit
https://www.bankrate.com/mortgages/mortgage-calculator/#calculate-mortgage-payment
and tested with the calculators from anz.co.nz
Ratings & Reviews
- This app has not received enough ratings or reviews to display an overview.
1) Add stamp duty cost and capital gain cost, which is to cover the situation in Australia
2) Assessment also covers the first-home case, by assess the affordability to explain the finance pressure clearly.
3) Restyled UI to improve the user experience.
4) User can add customized factors which are not considered in the default factors.
The developer, Roy Liu, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- Roy Liu
- Size
- 42.3 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Property Calculator AuNZ USD 1.99
- Property Calculator AuNZ USD 7.99
- Copyright
- © L&C Cloudtech LTD