Wealth Architect
Finance
Gratuit · Achats intégrés · Conçue pour iPad. Non validée pour macOS.
Wealth Architect is a private, all-in-one personal finance app designed to give you a clear picture of your financial life — without asking for a login, a subscription, or access to your bank.
Everything stays on your device. Always.
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UNDERSTAND YOUR FULL FINANCIAL PICTURE
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Financial Health Score
Get a single 0–100 score across five dimensions: retirement readiness, emergency fund coverage, investment activity, insurance protection, and goal progress. Know where you stand and what to focus on next.
Net Worth Tracker
Track assets and liabilities to see your true net worth over time. Add bank balances, investments, property, vehicles, and any debts — and watch your net worth grow as you make better decisions.
Wealth Projection
Visualize where your wealth is headed. Customize assumptions for expected returns, inflation, and income growth to see long-term curves that reflect your actual situation.
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PLAN, PROTECT, AND GROW
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Goals Engine
Set financial goals — a home, a car, education, travel, retirement, or anything that matters to you. Track your progress and see how close you are to each milestone.
Retirement Readiness
Estimate the corpus you need for retirement, calculate the gap from where you are today, and get a readiness score. Straightforward, honest, and actionable.
Bucket Strategy
Allocate money across short, medium, and long-term buckets based on your timeline and risk comfort. A simple framework to bring structure to your wealth.
Stress Testing
Run scenario analyses to see how your finances hold up under pressure: job loss, a medical emergency, a market crash, or a spike in inflation. Know your vulnerabilities before they find you.
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DAILY MONEY HABITS
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Expense Tracker
Log your daily spending by category, set monthly budget limits, record income sources, and track your savings rate — all in one place.
Expense Streak
Build the habit of tracking expenses daily with a flame streak counter. Consistency is the foundation of financial awareness.
Debt Tracker
Manage loans with full EMI breakdowns, interest rates, and a debt-to-asset ratio view. See how your debt compares to your total assets and plan your path to financial freedom.
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TAX & INVESTMENT PLANNING
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Tax Planning
Track your tax-saving investments against configurable limits. Stay informed about how much you've invested and how much headroom remains — without any external data required.
Investment Policy Statement
Generate a personalized Investment Policy Statement based on your goals, time horizon, and risk profile. A document that keeps your investment philosophy clear and consistent.
Personalized Insights
The app reads your own data and surfaces meaningful observations — patterns in your spending, gaps in your coverage, and opportunities worth considering. All generated from your numbers, never from a cloud server.
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PRIVACY BY DESIGN
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• No account required — ever
• No internet connection needed
• No data sent to any server
• 100% on-device storage
• Supports 10 currencies: INR, USD, EUR, GBP, JPY, AUD, CAD, SGD, AED, CHF
Wealth Architect is built for people who want to understand their money honestly and completely. No noise, no hype — just the tools to make thoughtful financial decisions.
Download free and start building your financial clarity today.
Notes et avis
- Cette app n’a pas reçu suffisamment de notes ou d’avis pour en proposer un aperçu.
The app now speaks your language. Added support for Hindi, Tamil, Telugu, Kannada, German, Japanese, Spanish, and Korean — switch anytime from Settings.
New asset types in Net Worth Tracker: Real Estate, Vehicle, Savings Account, and Custom.
Vehicle Lease is now a supported loan type in Debt Tracker.
Budget Planner now shows total budgeted vs spent with an overall progress bar.
Bug fixes and performance improvements.
Le développeur Ajith Kumar a indiqué que les pratiques de l’app en matière de confidentialité peuvent inclure le traitement des données tel que décrit ci‑dessous. Pour en savoir plus, consultez la politique de confidentialité du développeur .
Données non collectées
Le développeur ne collecte aucune donnée avec cette app.
Accessibilité
Le développeur n’a pas encore indiqué quelles fonctionnalités d’accessibilité sont prises en charge par cette app. En savoir plus
Informations
- Fournisseur
- Ajith Kumar
- Taille
- 13,1 Mo
- Catégorie
- Finance
- Compatibilité
Nécessite iOS 15.0 ou version ultérieure.
- iPhone
Nécessite iOS 15.0 ou version ultérieure. - iPad
Nécessite iPadOS 15.0 ou version ultérieure. - iPod touch
Nécessite iOS 15.0 ou version ultérieure. - Mac
Nécessite macOS 12.0 ou une version ultérieure et un Mac doté d’une puce Apple M1 ou une version ultérieure. - Apple Vision
Nécessite visionOS 1.0 ou version ultérieure.
- iPhone
- Langues
- Anglais
- Âge
4+
- 4+
- Achats intégrés
Oui
- Life Time Access 5,99 $US
- Copyright
- © 2026 Wealth Architect
