Present Value Calculator Determine what a future sum is worth today. Enter a future value, interest rate, and time period to see the discounted present value — the mathematical inverse of the Future Value calculator. In-App Help Access comprehensive help directly inside FinCalc. Covers all calculators with formulas, usage guides, and examples. Open from the Help menu or press ⌘?. Modernised Calculator Interface Redesigned Present Value and Future Value calculators with improved typography, animated results, and a clearer layout separating inputs, actions, and results. The Loan Amortization calculator has also been refreshed. Default Calculator Setting Choose which calculator to show on launch — a specific calculator, the previously used one, or none. Configure in Settings > General. Performance & Crash Reporting Optionally share anonymous diagnostics to help improve FinCalc. Opt in via Settings > General > Privacy. No personal or financial data is collected. Refreshed Splash Screen New animated launch screen with staggered reveal and dynamic version display.

New functionality: - Added advanced options for interest calculations - Added more options for payment schedule - Added option to view history and charts in a separate window - Refined some of the calculations Bug Fixes: - Fixed issue where the interest rate was rounding to 2 decimals - Increased the number of payment periods allowed

Included new charts and streamlined some of the existing functionality.

New Features: - Included a new chart view that shows the total repayment breakdown of principal and interest over the period of a loan.

Introduction of the New Cashflow Tab: This enhancement provides a comprehensive view of the entire lifecycle of cash loans, offering users an improved understanding and management of financial flows. Interface Optimisation: Several minor interface issues have been identified and rectified, ensuring a smoother and more efficient user experience. Chart Redesign and Future Deployment: As part of our continuous effort to enhance visual data representation, the existing charts have been temporarily removed to facilitate a thorough redesign. This will pave the way for a more intuitive and effective visualisation in future updates.

Fixed an issue where input resulted in popup messages even though the input values were correct.

A completely new build of the application to allow easier use and a better understanding of output.

Included additional module for user feedback. This allows a user to provide feedback on questions, suggestions, and defects straight from the application.

A completely new application with better performance and new interface. The application is much fast and more accurate and allows for future additions to be made to the current functionality.

Bug Fixes •Fixed issue where captured changes to text fields were not recognised without having to tab out of field New in this version •Included Afrikaans localisa​tion for South Africa and Namibia •Included Spanish localisation for Spain •Removed "Help" function until this can be fixed to work with languages

- Small user interfaces adjustments to provide a better user experience. - Cleaned up the main icon issues. - Included user preferences for customization - Defect fix: changed issue where users were not able to capture decimals on percentage fields.