• NEW: Recurring entries can repeat Twice a Month, on the 1st & 15th or on the 15th & last day of the month. Great for paychecks and mortgage payments. • Shared accounts: recurring entries now reach your partner's device on their own. If you both set up the same recurring entry, delete it on one device so it isn't added twice. • Recurring bills due on the 29th, 30th or 31st now stay on that day. Before, they could move to the 28th after February. • Bill Reminders update right away when you add, change or delete a recurring entry. • Editing a recurring entry no longer shows "Start Time cannot be in the past" or changes its start date. • Cash Flow Forecast now shows entries that repeat every 4 months, every 6 months or every year on the right dates. • Bug fixes and performance improvements. Love Checkbook? A quick App Store review helps others find simple, private money tracking. Thank you!

• NEW: Made for iPhone Duo. Checkbook fills the large inner screen when unfolded and turns sideways with it. • Screens adjust to any window size on iPad, including Split View and Stage Manager. In a wide window, the category report shows the chart and the list side by side. • Larger text sizes now fit in Budgets, Bill Reminders, Spending Insights and Compare Spending. Nothing gets cut off or overlaps. • Spending Insights now leaves out transfers, split totals, opening balances and entries you've excluded from reports, so its numbers match your reports. • Ask AI gives clearer answers about your net worth, how much you saved or overspent, and how this month compares to last month. • Bug fixes and performance improvements. Love Checkbook? A quick App Store review helps others find simple, private money tracking. Thank you!

• Bill Reminders free for everyone, found on the Recurring tab. • Payee pick on a saved entry no longer changes amount, type or category. • Totals and running balance round to the cent. • Shared account sync repair fixes . • Other minor bug fixes and enhancements.

- Fixed issues with account edit creating duplicate initial balance transactions - Minor bug fixes and enhnacements

• NEW: Choose which accounts count toward your Net Worth. When you add or edit an account, turn off "Include in Net Worth" to leave it out, like a loan you track somewhere else or money you hold for someone else. • FIXED: On smaller iPhones, the Day/Week/Month/Year buttons on the Expenses and Income by Category reports were hidden behind a "…" button. They now always show. • Bug fixes and performance improvements. Love Checkbook? A quick App Store review helps others find simple, private money tracking. Thank you!

• NEW: Copy or move entries to another account. Open an account, tap Actions, and choose "Copy to Account" or "Move to Account." • Payee and description are now separate — pay "Verizon" for "WiFi." Choosing a payee still fills in the entry, and you can change either one. • NEW: Add a memo to recurring bills, like "Home internet," to tell similar bills apart. It shows in your Recurring list, Bill Reminders, and on each entry the bill creates. • Bug fixes and performance improvements. Love Checkbook? A quick App Store review helps others find simple, private money tracking. Thank you!

- added option to launch calculator in amount fields. - payees are no searchable - picking a payee's category no longer opens its transactions in settings - reminders now keep coming after the first one - other minor bug fixes and enhancements

• Year-to-Date reports: The Expense and Income by Category charts have a new "YTD" option that shows January 1 through today in one tap. • More accurate monthly reports: Entries on the last day of a month now always show up in the 1–6 month and 1-year charts. • Better spreadsheet exports: • Amounts are now plain numbers, so Excel and Numbers can add them up. • Descriptions with quotation marks stay in the right column. • Account names with a "/" no longer stop the export. • Easier-to-read text: • The letters under the passcode keypad are larger. • Cash Flow Forecast labels and the Cash Flow Forecast PDF are larger. • Transaction rows in the PDF statement are larger. • Clearer iCloud storage message: If a shared account can't sync because iCloud storage is full, Checkbook now says whose storage is full and how to free up space. • Fewer rare glitches: Reports now handle entries made within a minute of midnight at the start or end of a period correctly.

• Optimized for iOS 27 • Sort your transactions — tap the new sort button at the top right of transactions list screen and pick Newest, Oldest, Largest, Smallest, or Description (A-Z). Checkbook remembers your choice. • Check Balance now shows a card — ask Siri and you'll see the account name, balance, and cleared/outstanding totals, with a "Next Account" button to flip through your accounts. • Quicker date entry — the Date now sits at the top next to Description, Amount, and Payee. No more scrolling. • Better receipt scanning (Premium Plus) — the scanner picks the real store name and date instead of the first line it finds. Put the name in square brackets — like [Starbucks] — to be certain. • Tidier category lists — Checkbook warns you about duplicate names, trims extra spaces, and deletes now stick instead of reappearing. • Fixed: adding a recurring entry starts fresh instead of reopening in the mode you last used. • Various stability and performance improvements. Love Checkbook? A quick App Store review helps others find simple, private money tracking. Thank you for your support!

QUICKER DATE ENTRY When adding or editing an entry, the Date now sits right at the top next to Description, Amount, and Payee, no scrolling to change it. BUG FIXES & IMPROVEMENTS • Improved shared account sync • Minor stability and performance improvements. Love Checkbook? A quick App Store review helps others find simple, private money tracking. Thank you for your support!

NEW: LOW-BALANCE ALERTS (Premium Plus) Never get caught by surprise. Set a safety amount on any account and Checkbook warns you the moment an entry drops it below that — or into the negative — so you can avoid overdrafts. It works instantly on your device (no bank connection needed) and now also watches recurring bills and imported transactions. Turn it on from an account's ⋯ menu → "Balance Alert," or when adding/editing an account. MORE RELIABLE SHARING FOR MULTIPLE ACCOUNTS A round of fixes for households sharing more than one account: • Sharing a second account no longer disturbs the first. • Fixed a problem where refreshing could zero out one account or duplicate/erase a starting balance. • New entries, recurring bills, and edits now sync dependably to everyone on the account. REPORTS SORTED CONSISTENTLY "Expense by Category" and "Income by Category" summary reports now sort highest-to-lowest by amount, matching the Payee and time-period reports. BUG FIXES & IMPROVEMENTS • Starting-balance amounts are handled more reliably across devices and backups. • A helpful tip now appears when sharing, so invites go smoothly the first time. • Balance amounts you type respect your region's number format. • Various stability and performance improvements. Love Checkbook? A quick App Store review helps others find simple, private money tracking. Thank you for your support!

SHARED ACCOUNTS A big round of fixes to make account sharing reliable: • Sharing accounts both ways between two people now works , no more $0 or doubled balances. • Sharing more than one account with the same person works correctly, even if the accounts have similar names. • New entries now sync on their own instead of only after a manual re-sync, and a shared account no longer disappears during setup. SEE THAT SYNC IS WORKING No more guessing. Pull down on the Accounts screen to check for your partner's latest entries and see when things last updated ("Updated 5 min ago"). If an account needs attention, it's clearly marked so you know exactly where to look. A SIMPLER WAY TO SET UP SHARING • Add your name in one optional step when you first share, so your partner sees who added each entry from the start. • Joining a shared account now shows a friendly "Setting up…" screen while it loads. • If you're not signed into iCloud, the app tells you up front instead of quietly failing. • New "Copy Invite Link" option , handy if you close the share screen by accident; just paste the link into a text or email. ONE PLACE TO MANAGE SHARING New Settings ▸ Shared Accounts screen shows every account you share, whether it's shared by you or with you, and its sync status. If anything looks off, tap Check & Fix Sync , it checks iCloud, re-sends your entries, pulls the latest, and can help you restore from a backup. EASIER TO FIND ICONS The category icon picker now clearly shows both sets , Classic and Modern so all ~190 icons are easy to browse. BUG FIXES & IMPROVEMENTS • A safety backup is now taken before a shared account is removed from a device, so nothing is lost if a share ends unexpectedly. • Clearer error messages when something goes wrong with sharing. • Various stability and performance improvements. Love Checkbook? A quick App Store review helps others find simple, private money tracking. Thank you for your support!

SHARED ACCOUNTS THAT JUST WORK We fixed the big one: when two people shared accounts with each other, balances could show as $0, doubled, or stop updating. Sharing in both directions now syncs correctly and reliably. SEE WHEN THINGS LAST SYNCED No more wondering "is it working?" Pull down on the Accounts screen to see "Updated just now" — and if something needs attention, the shared account shows a clear orange marker so you know exactly where to look. PULL TO REFRESH Swipe down on the Accounts list any time to check for your partner's latest entries, just like Mail and other apps. A SIMPLER WAY TO SHARE • When you share an account for the first time, you can add your name in one step, so your partner sees who added each entry right away. • Accepting an invite now shows a friendly "Setting up…" screen while your account loads, instead of looking empty for a moment. • If you're not signed into iCloud, Checkbook now tells you up front instead of quietly failing. ONE PLACE TO MANAGE SHARING New Settings ▸ Shared Accounts screen shows every account you share, who it's shared with, and its sync status. Something looks off? Tap Check & Fix Sync — it checks iCloud, re-sends your entries, pulls the latest, and can help you restore from a backup if needed. EASIER TO FIND ICONS The category icon picker now clearly shows both icon sets — Classic and Modern — so all ~190 icons are easy to browse. BUG FIXES & IMPROVEMENTS • Added a safety backup before a shared account is removed from a device, so nothing is lost if a share ends unexpectedly. • Various stability and performance improvements. Love Checkbook? A quick App Store review helps us reach more people who want simple, private money tracking. Thank you for your support!

Thanks for using Checkbook! This update brings a couple of nice improvements: • Categories that stick , the category you choose on a new transaction now saves exactly as you set it. (Checkbook still fills one in automatically when you haven't picked your own.) • Two accounts, free , the free version now lets you track up to two accounts. Enjoying Checkbook? A quick rating or review on the App Store means the world to us and helps other people find the app. It only takes a few seconds. Thank you!

CLEARER BANK IMPORTS Importing a CSV, OFX, or QIF file? Any row with a date Checkbook can't read is now flagged in the preview (in orange) and counted, instead of quietly being set to today — so you can fix your file before importing. BUG FIXES & IMPROVEMENTS • Simplified the account summary at the top of each account. • Various stability and performance improvements. • Removed Remaining Balance Now as it is confusing users Love Checkbook? A quick App Store review helps us reach more people who want simple, private money tracking. Thank you for your support!

IMPORT A CSV RIGHT FROM YOUR EMAIL Get a statement as a CSV attachment? Just tap it in Mail (or Files) and choose "Copy to Checkbook" — it opens straight into Bank Import, ready to review and add. You can still pick a file from inside the app too (Premium Plus → Bank Import). CSV, OFX, and QIF are all supported. CHOOSE THE DATE ON A TRANSFER When you move money between accounts, you can now set the date for the transfer instead of it always being today. The date is applied to both accounts, so everything lines up on the same day. SEE WHAT'S AVAILABLE NOW If you post-date a transaction (say a check you'll write next week), your account now also shows an "Available Now" total that leaves out anything dated in the future — so you can see what's actually spendable today at a glance. It only appears when you have upcoming transactions. MORE RELIABLE ACCOUNT SHARING • Fixed a problem where using "Force Re-Sync" on both phones could create duplicate transactions. Shared entries now line up to a single copy on each device. • Existing duplicates from this issue are cleaned up automatically the first time you open the updated app (a safety backup is made first). BUG FIXES & IMPROVEMENTS • If an automatic iCloud backup can't complete, Checkbook now tells you why instead of failing silently. • Various stability and performance improvements. Love Checkbook? A quick App Store review helps us reach more people who want simple, private money tracking. Thank you for your support!

BUG FIXES & IMPROVEMENTS • The Dashboard now credits split transactions to their real categories instead of lumping them into "Uncategorized," and your savings rate reflects it. • A category you add now shows up at the top of the list right away, instead of being tucked away at the very bottom. • After using "Mark All Cleared" with reconciled transactions hidden, the toolbar stays usable — just tap the eye button to bring your transactions back into view. • Automatic iCloud backups keep your data safe and easy to restore across devices(Premium) • Added memo field to transfer screen • Various stability and performance improvements. Love Checkbook? A quick App Store review helps us reach more people who want simple, private money tracking. Thank you for your support!

What's New in Checkbook SEARCH ALL YOUR ACCOUNTS Tap the new search button on the Accounts screen to search across every account at once. Each match shows the amount and which account it belongs to, and you can tap any result to open it — with the same category, cleared status, and filters as in-account search. FASTER SHOW/HIDE RECONCILED Every account now has a quick eye button in the bottom toolbar to show or hide reconciled transactions in a single tap — perfect when you're hunting for a past transaction. No more digging through Settings. BROWSE A CATEGORY'S TRANSACTIONS Curious where all your "Utilities" or "Groceries" went? In Settings, open Account Categories or Transaction Categories and tap any category to see every transaction filed under it, across all accounts, with a running total. SMARTER CATEGORY MEMORY When you enter a description, Checkbook now fills in the category you last used for that exact description — not a global default, and not a category from a different payee. Each payee remembers its own category. TRANSFERS WITH CHECK NUMBERS When creating a transfer, you can now add a check number that's applied to both accounts, so it matches on each side automatically. MEET RECEIPTHQ — OUR FREE COMPANION APP Snap, store, and instantly find every receipt with ReceiptHQ, our new companion app. Look for it in Settings under "More apps from the developer," and on a few screens around the app. MORE RELIABLE ACCOUNT SHARING • New "Force Re-Sync" option in a shared account (tap the share button) re-sends your transactions and, if anything can't sync, tells you exactly why — handy if a partner's entries aren't showing up. • Fixed an issue where a shared account could stop updating or disappear from a partner's device after a temporary connection hiccup. • Re-sharing an account no longer creates a duplicate copy on the other person's device. BUG FIXES & IMPROVEMENTS • The bottom toolbar no longer disappears on a fully reconciled account, so Share and Transfer stay available. • Swiping a transaction no longer deletes it by accident — a fast swipe just reveals the buttons, and deleting now asks you to confirm. • Description suggestions now select on the first tap instead of sometimes needing two. • Automatic iCloud backups keep your data safe and easy to restore across devices. • Various stability and performance improvements. Love Checkbook? A quick App Store review helps us reach more people who want simple, private money tracking. Thank you for your support!

Smarter insights and safer backups in this update: NEW: Compare Spending See whether you're spending more than before — at a glance. Compare this month, quarter, or year against the period before it, broken down by category or by payee, with the dollar change and percentage for each. NEW: Spend by Payee report A fresh report that totals your spending and income by who you paid, so you can spot exactly where your money goes. Automatic iCloud Backups Your data now backs up to iCloud automatically, so it's safe and ready to restore on a new device. You can turn this on or off anytime in iCloud settings. Plus a batch of fixes and improvements: • Budgets now correctly include split transactions • Sharing an account no longer affects your other shared accounts • Categories are now optional when adding or editing a transaction • More reliable account sharing, with safety backups before major changes • Cleaner, easier-to-read Premium feature list • Various stability and performance improvements Love Checkbook? A quick App Store review helps us reach more people who want simple, private money tracking. Thank you for your support!

PRINT YOUR RECORDS Need a paper trail or a PDF for your records? Tap the new Print button to send a beautifully formatted statement straight to your printer, or save it as a PDF to email or file away. • Transactions — From any account, tap the share button in the bottom toolbar and pick "Print Transactions." Choose a date range (All, Last 30/90 Days, Last 12 Months), and we'll print a landscape statement with cleared marks, dates, descriptions, memos, categories, signed amounts, and the running balance at every line — plus totals at the bottom. • Recurring — Open Recurring and tap the new printer icon next to the +. Get a tidy list of every recurring item, grouped by cycle (One Time, Daily, Weekly, Monthly, Yearly, …), with start dates, next-run dates, accounts, categories, and a summary of your monthly recurring income, expenses, and net. Works with any AirPrint printer, or use "Save to Files" to keep a PDF copy on your iPhone or iPad. Love Checkbook? A quick App Store review helps us reach more people who want simple, private money tracking. Thank you for your support!

SUBSCRIPTION AUDIT — PREMIUM PLUS Discover every recurring charge hiding in your transactions. We scan your history for charges that repeat each week, month, or year (streaming, gym, software, magazines, app subscriptions) and show you the monthly total — plus the yearly equivalent — so you know exactly what you're paying. • Tap any row to see every charge with date and amount • Swipe left to add a 5-day-ahead calendar reminder to cancel before the next billing • Swipe to Ignore false positives (rent, regular grocery trips) so they stay hidden • Pull down to refresh after editing transactions • Share your total to social, group chats, or your partner EDIT FROM SEARCH Search now lets you tap any result, edit it, and return to the same search — the list refreshes automatically so you can fix typos across many transactions without leaving the search screen. Love Checkbook? A quick App Store review helps us reach more people who want simple, private money tracking. Thank you for your support!

DUPLICATE TRANSACTION Swipe left on any transaction and tap Duplicate to create a new one with the same description, amount, and category. The date defaults to today — change anything you need and save. Perfect for repeat purchases. SHOW/HIDE CATEGORY ICONS Prefer a cleaner look? Turn off category icons in Settings for a minimal, text-only transaction list. Toggle it back anytime. SMART CATEGORY MEMORY Add Transaction now remembers the last category you used — separately for expenses and income. Saves taps on every entry. EXPORT TO ANY EMAIL APP Export Transactions now opens the iOS share sheet. Send your CSV through Outlook, Gmail, Apple Mail, save to Files, AirDrop — whatever you use. ABOUT SECTION IN SETTINGS See your current app version and tap "Check for Updates" to jump straight to the App Store. IMPROVEMENTS • Faster transaction list — Add and Duplicate now open instantly on the first tap • Cleaner attachment filenames when exporting via email BUG FIXES • Fixed label truncation in Add/Edit Budget screen on first open • Fixed export silently failing when Apple Mail wasn't set up Love Checkbook? A quick App Store review helps us reach more people who want simple, private money tracking. Thank you for your support!

• Show/Hide Category Icons — New setting to turn off category icons in your transaction list for a cleaner, text-only look • Smart Category Memory — The app now remembers the last category you picked, separately for expenses and income, so you spend less time re-selecting • Bug Fix — Fixed text labels getting cut off in the Add/Edit Budget screen • Other minor bug fixes and enhancements

NEW: Financial Dashboard Get a complete snapshot of your finances in one place. The new Dashboard includes: • Net Worth with month-over-month trend arrow • Today's Spending for a quick daily check • Monthly Income, Expenses & Net summary • Savings Rate with progress bar and personalized tips • 6-Month Income vs Expenses trend chart • Top Spending Categories with visual bars • Budget Progress showing how close you are to each limit • Upcoming Bills due in the next two weeks Pull down to refresh anytime. Available on both iPhone and iPad. NEW: SF Symbol Category Icons Choose from over 100 modern SF Symbol icons for your categories — clean, scalable, and sharp on every screen size. Classic icons are still available too. NEW: Receipt Auto-Attach When you scan a receipt, the image is now automatically saved as an attachment to the transaction. NEW: Redesigned Attachments Viewer • Card-style layout with rounded corners and shadow for each attachment • Date stamp overlay so you know when each photo was taken • Attachment count shown in the title bar • Friendly empty state when no attachments are added yet NEW: Modern Budget Start Date Picker Select your budget start date with a full inline calendar view instead of the old scroll wheel — easier to see and pick the exact date you want. NEW: Budget Account Selection Choose which accounts to include in each budget for more accurate spending tracking across multiple accounts. NEW: Activity Feed for Shared Accounts See a live feed of changes made by everyone sharing an account — know who added, edited, or deleted transactions. IMPROVEMENTS - Larger fonts and tap targets throughout the Dashboard for easier reading - Larger fonts in the Add/Edit Transaction form for easier data entry - Larger fonts across Budgets list, Add/Edit Budget, Settings, and More menu for easier reading - Budget spending now correctly resets at the start of each cycle (weekly, monthly, yearly, etc.) - AI budget advice now reflects current cycle progress, not lifetime totals - Bill reminder notifications are staggered so they don't all fire at the same minute - Negative balances (cleared & outstanding) now display properly in red - Improved image compression when saving photo attachments - Budget start date now shows in a friendly format (e.g., "Jun 1, 2026") BUG FIXES - Fixed attachments not displaying after saving and reopening a transaction - Fixed deleting one attachment accidentally removing all attachments for that transaction - Fixed budget list header overlapping the status bar on modern iPhones - Fixed date parsing for recurring bill due dates - Fixed shared accounts not appearing on partner's device after accepting an invite - Fixed budget start date not loading correctly when editing an existing budget Love Checkbook? A quick App Store review helps us reach more people who want simple, private money tracking. Thank you for your support!

NEW: Share Accounts with Multiple People (Premium Plus) Now the whole household can stay on the same page. Share any account with your spouse, family members, roommates, or business partners — no limit on the number of people. Everyone can add, edit, and delete transactions together, with changes syncing instantly via iCloud. Add or remove members anytime with full control. NEW: Export by Date Range Exporting transactions just got smarter. Choose All Transactions, Last 30 Days, Last 90 Days, Last 12 Months, or pick a Custom Date Range — perfect for tax season, monthly budgeting, or sharing records with your accountant. IMPROVEMENTS - Fresh, easier-to-read colors for deposits and income across all screens - Smooth loading indicator when exporting large accounts - Revamped help guide covering multi-person sharing setup and member management BUG FIXES - Fixed an iPad issue where the "+" button could open the wrong screen - Fixed iPad navigation state when returning to the accounts list - Other minor bug fixes and enhancements Love Checkbook? A quick App Store review helps us reach more people who want simple, private money tracking. Thank you for your support!