NowOrLater: Purchase partner

财务

免费 · 专为 iPad 设计。未针对 macOS 验证。

NowOrLater: The Power of Financial Decision-Making in Your Pocket! Stop guessing. Start profiting. Have you ever wondered if it's really worth paying for that item upfront with a 5% discount, or if it's better to pay in installments with no interest (or low interest) and leave your money invested and yielding returns? NowOrLater is the missing tool to turn that doubt into certainty of savings. We don't just look at the final amount: we integrate your investment rate to calculate the true opportunity cost of each payment method. Features That Make Your Money Grow: Complete and Detailed Simulation - compare two payment options for any product or service: Cash: With or without discount, simulating immediate disbursement. Credit: Monthly or annual installments, with or without interest. Calculation with Opportunity Cost: Enter the interest rate your money is yielding. NowOrLater shows how much you stop earning (or how much more you earn) by choosing one option over the other. Investment Management: Create, edit, and delete your own investment profiles, defining an estimated interest rate. Define new rates using an already created interest rate as a reference. Official Rate Integration (Exclusive): Use the US Federal Funds Rate for a solid comparison basis. Why Use NowOrLater? Real Savings: Ensure every purchase is the smartest one, maximizing the profitability of your capital. Transparency: Understand hidden interest and the real benefits of discounts. Control: Have total control over the financial impact of your purchasing decisions. Download NowOrLater and make payment decisions that truly work for your financial future! Images used under license from macrovector / Freepik.

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New type of discount: already discounted value - add the final value, with the discount already applied, to the calculation when necessary.

版本 2.1

开发者“Tiago Camargo Maciel dos Santos”已表明该 App 的隐私规范可能包括下述数据处理方式。更多相关信息，请参阅 开发者隐私政策 。

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    信息

    提供者
    Tiago Camargo Maciel dos Santos
    大小
    11.6 MB
    类别
    财务
    兼容性
    设备需装有 iOS 16.6 或更高版本。
    • iPhone
      设备需装有 iOS 16.6 或更高版本。
    • iPad
      设备需装有 iPadOS 16.6 或更高版本。
    • Mac
      需要 macOS 13.5 或更高版本以及装有 Apple M1 或更高版本芯片的 Mac。
    • Apple Vision
      设备需装有 visionOS 1.0 或更高版本。
    语言
    英语和葡萄牙文
    年龄分级
    4+
    版权
    © 2025 Tiago C. M. dos Santos
  • 隐私政策

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