Zenmoney: expense tracker

财务

仅适用于 iPhone

免费 · App 内购买 · 专为 iPhone 设计。未针对 macOS 验证。

iPhone

Zenmoney is more than just an expense tracker. It’s your personal finance assistant and smart money analyst. It helps you see the full picture, brings clarity to your financial life, and supports your long-term well-being. Rely on accurate data. When everything is transparent, you can make calm and confident decisions, focused on your real goals and priorities. Track spending and income automatically Zenmoney connects all your bank accounts and cards in one place, supporting over 3,300 banks worldwide. It automatically imports and categorises transactions across cards, cash, investments, savings, and even crypto accounts. There’s no need for manual entry — you get a clear, complete picture of your finances at a glance. You can also customise categories to match your personal needs and enjoy a detailed overview of your spending and income without any routine. Analyse your spending and understand your habits Zenmoney helps you see where your money goes each month and compare your spending across different periods. It highlights trends: which categories are growing, which are shrinking, and what impacts your overall budget the most. You also get a clear balance of income vs expenses, so you can easily spot if your spending starts to outpace your earnings. The app tracks your savings progress and shows how your reserves change over time — including how many months you could live without income, helping you build a stronger financial cushion. Get personalised insights with a AI-powered assistant Zenmoney features an AI assistant that helps you understand your current financial situation, set goals, and create custom analytical charts — even those not included in standard reports. It can also analyse and compare spending across categories, generate insights for custom time periods, find old transactions, and suggest expenses you might want to optimise. With this personalised support, you gain a deeper understanding of your finances and make more confident decisions. Plan your budget and stay on top of future spending With Zenmoney, you can plan your essential expenses or create a full monthly budget. Choose whichever works best for you. You can schedule future calendar payments or set spending limits for specific categories and goals, and the app calculates your overall budget automatically. You’ll also see how much disposable income is left for spontaneous spending, and easily decide how much to put into virtual saving pots for each goal. The AI forecasts future spending based on your habits and history and highlights regular payments, upcoming bills, and subscriptions. All of them appear in a simple bill calendar, helping you avoid late fees and stop paying for subscriptions you no longer use. Bring Zen to your finances Zenmoney helps you get a clear view of your finances, plan thoughtfully, and feel at ease with your money. Instead of a traditional “home bookkeeping” approach, Zenmoney acts as your personal finance assistant. It remembers what matters to you, reminds you about upcoming payments, helps you understand spending patterns, and shows how much you can safely spend or save. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

  • 3.7
    满分 5 分
    3 个评分

New section: “Best card to pay with” Choose the card with the highest cashback before you pay. Upload this month’s cashback offers for your cards using a screenshot from your bank, find the brand you need, and Zenmoney will suggest which card is the best one to use. For ideas and questions, join our chat: https://t.me/zenmoneychat_en

开发者“Zenmoney OU”已表明该 App 的隐私规范可能包括下述数据处理方式。更多相关信息,请参阅 开发者隐私政策

  • 与你关联的数据

    开发者可能会收集以下数据,且数据与你的身份关联:

    • 购买项目
    • 财务信息
    • 联系信息
    • 用户内容
    • 标识符
    • 使用数据
  • 未与你关联的数据

    开发者可能会收集以下数据,但数据不会关联你的身份:

    • 诊断

隐私规范可能因你使用的功能或你的年龄等因素而异。 进一步了解

开发者尚未表明此 App 支持哪些辅助功能。 进一步了解

提供者
  • Zenmoney OU
大小
  • 235.6 MB
类别
  • 财务
兼容性
设备需装有 iOS 11.0 或更高版本。
  • iPhone
    设备需装有 iOS 11.0 或更高版本。
  • iPod touch
    设备需装有 iOS 11.0 或更高版本。
  • Mac
    需要 macOS 12.0.0 或更高版本以及装有 Apple M1 或更高版本芯片的 Mac。
  • Apple Vision
    设备需装有 visionOS 1.0 或更高版本。
语言
乌克兰文和另外8种
  • 乌克兰文、俄文、德文、意大利文、法语、波兰文、英语、葡萄牙文、西班牙文
年龄分级
4+
App内购买
  • Monthly subscription ¥22.00
  • Monthly subscription ¥22.00
  • Zenmoney Premium ¥148.00
  • Zenmoney Premium ¥58.00
  • Zenmoney Premium ¥268.00
  • Annual subscription with trial ¥128.00
  • Annual subscription ¥128.00
  • Zenmoney Premium ¥98.00
  • Zenmoney Premium ¥58.00
  • Премиум Дзен-мани ¥8.00
版权
  • © 2026 Zenmoney