N26 is The Mobile Bank, Europe’s first completely mobile bank, trusted by more than 3,500,000 customers. N26 gives you complete control of your financial life on your phone. Download the N26 app and open an account in minutes. Get a Mastercard, pay contactlessly with mobile payments on your phone and enjoy features such as Spaces sub accounts for organising your finances and a choice of standard or premium membership bank accounts. N26 offers banking made simple, modern and enjoyable.
MoneyBeam – send instant cash transfers to contacts or using just an email address or phone number
N26 Spaces – create sub-accounts for all your goals to making savings and even budgeting easier
Apple Pay – make quick and easy payments using your Apple devices in stores, online and in apps
Real-time push notifications on your account activity
In-app card control to lock or reorder your card, enable payments abroad, enable online payments, and set withdrawal and payment limits
Automatic spending categorisation
The free N26 bank account with Mastercard.
N26 Black: use your card anywhere in the world, in any currency, without fees.
N26 Metal: our exclusive account with metal card for the digital generation.
Safety & Security:
Your money is protected under EU regulations up to €100,000
Your personal data is safeguarded as per German data protection requirements
Your transactions are 3D Secured for additional authentication and fraud protection using Mastercard SecureCode
N26 has been featured internationally by publications like TechCrunch, WIRED, The Financial Times, Forbes and many more. N26 already has more than 100,000 five-star reviews worldwide.
We've fixed some bugs to make your banking experience even smoother. Happy upgrading!
Ratings and Reviews
very good app
Awful signup process
So you sign up, everything goes smoothly until you get the verification stage. First you upload your drivers license and keep getting “verification failed” without telling you why. The only support available then is on Twitter which responds every few days. And they point you to their web which says drivers license is only available for UK at the moment.
So you sign up with your ID. Then you get the same error. Afterwards you go back to the only support available to you prior to verification and they tell you they reset the profile for you. So you try again with your ID, but get the error again after four days.
After three weeks of this, my advice would be go for Revolut instead. Far better experience and customer obsession.
Developer Response ,
Hey! Thank you for your observations, we're really sorry that you were put in such discomfort. We'll forward your feedback to the corresponding department.
Excellent European fintech no.1. But I'm waiting for incoming SEPA payments longer than usual with other banks = up to 52 hours! 😱
It would be a good idea to add money by payment card, just like Revolut has.
SEPA is not ideal for everyone and in all cases (especially when the service is so slow).
Developer Response ,
Hey Tomas, thank you very much for the kind words. 🤗 We are working hard in making our products, services and the processes quicker, safer and reliable. We will take your feedback on board and we hope we can deliver some new changes that you will be pleased with. Make sure you follow us on Social Media to see all the new releases and updates! Thanks in advance!
Get all of your passes, tickets, cards, and more in one place.
Up to six family members will be able to use this app with Family Sharing enabled.
Get things done within this app using just your voice.