Australia’s best banking app^ 16 years in a row provides personalised banking experiences with a range of features, services & tools. In our latest version: • See how each transaction tracks against your budget, with spend details in transaction receipts aligned to your budget cycle. ^Canstar’s 2025 Bank of the Year - Digital Banking Award

Australia’s best banking app^ 16 years in a row provides personalised banking experiences with a range of features, services & tools. Our latest version includes: Introducing a new way to manage your Self-Managed Super Fund (SMSF). • View your SMSF portfolio • Track and manage your investments • Explore SMSF products • Access educational content to support your SMSF journey ^Canstar’s 2025 Bank of the Year - Digital Banking Award

Australia’s best banking app^ 16 years in a row provides personalised banking experiences with a range of features, services & tools. Our latest version includes: • Business customers can reduce their business overdraft limit in the CommBank app, making it easier to manage cash flow ^Canstar’s 2025 Bank of the Year - Digital Banking Award

Australia’s best banking app^ 16 years in a row provides personalised banking experiences with a range of features, services & tools. Our latest version includes: • The ability to track your Everyday Offset account balance(s) in the Save section of Money plan so homeowners can get a complete picture of their savings progress ^Canstar’s 2025 Bank of the Year - Digital Banking Award

Australia’s best banking app^ 16 years in a row provides personalised banking experiences with a range of features, services & tools. Our latest version includes: • Insights in the Save section of Money plan, including how much you saved last cycle compared to your average savings and patterns to help you stay on track • Search and navigate the CommBank app using everyday language for more relevant results ^Canstar’s 2025 Bank of the Year - Digital Banking Award

Australia’s best banking app^ 16 years in a row provides personalised banking experiences with a range of features, services & tools. Our latest version includes: • Insights in the Save section of Money plan, including how much you saved last cycle compared to your average savings and patterns to help you stay on track • Search and navigate the CommBank app using everyday language for more relevant results ^Canstar’s 2025 Bank of the Year - Digital Banking Award

Australia’s best banking app^ 16 years in a row provides personalised banking experiences with a range of features, services & tools. Our latest version includes: • Updates to Ceba, our virtual assistant, improving the look and function of messaging in the app. ^Canstar’s 2025 Bank of the Year - Digital Banking Award

Australia’s best banking app^ 16 years in a row provides personalised banking experiences with a range of features, services & tools. Our latest version includes: • Improved search results within Investing hub, making your options easier to find ^Canstar’s 2025 Bank of the Year - Digital Banking Award

Australia’s best banking app^ 16 years in a row provides personalised banking experiences with a range of features, services & tools. Our latest version includes: • More detailed transactions, making it easier to see who you’ve shopped with. ^Canstar’s 2025 Bank of the Year - Digital Banking Award

Australia’s best banking app^ 16 years in a row provides personalised banking experiences with a range of features, services & tools. Our latest version includes: • Improved access and navigation for existing and new Essential Super* customers to be able to manage and apply for Essential Super within the CommBank app. * Essential Super is provided by Colonial First State ^Canstar’s 2025 Bank of the Year - Digital Banking Award

Australia’s best banking app^ 16 years in a row provides personalised banking experiences with a range of features, services & tools. Our latest version includes: • Money management insights will be aligned to your pay cycle in Cash flow view and Money plan where possible, helping you stay on top of your finances. ^Canstar’s 2025 Bank of the Year - Digital Banking Award

Australia’s best banking app^ 16 years in a row provides personalised banking experiences with a range of features, services & tools. Our latest version includes: • The introduction of in-app payment authentication, creating a more secure checkout process when shopping online and to help enhance protection of your accounts ^Canstar’s 2025 Bank of the Year - Digital Banking Award

Australia’s best banking app^ 16 years in a row provides personalised banking experiences with a range of features, services & tools. Our latest version includes: • The ability for Essential Super* customers to email their super guarantee payment information to themselves from the app *Essential Super is provided by Colonial First State ^Canstar’s 2025 Bank of the Year - Digital Banking Award

Australia’s best banking app^ 16 years in a row provides personalised banking experiences with a range of features, services & tools. Our latest version includes: • Improvements to the Investing hub that make it easier for customers to explore different investing options • New notification settings that allow you to be notified when direct debit and BPAY payments are made for your everyday accounts ^Canstar’s 2025 Bank of the Year - Digital Banking Award

Australia’s best banking app^ 16 years in a row provides personalised banking experiences with a range of features, services & tools. Our latest version includes: • More detailed merchant information so you can quickly see who you shopped with • The roll out of the new Contact details experience, which makes it easier to update your address, email and other personal details ^Canstar’s 2025 Bank of the Year - Digital Banking Award

Australia’s best banking app^ 16 years in a row provides personalised banking experiences with a range of features, services & tools. Our latest version includes: • More detailed merchant information so you can quickly see who you shopped with • The roll out of the new Contact details experience, which makes it easier to update your address, email and other personal details ^Canstar’s 2025 Bank of the Year - Digital Banking Award

Australia’s best banking app^ 16 years in a row provides personalised banking experiences with a range of features, services & tools. Our latest version includes new CommBank Yello features: • A monthly progress tracker – view your eligible transactions to help keep your benefits & offers • A new spot for offers – save on shopping, food, entertainment & more • Your CommBank Yello status on Home screen Eligibility criteria applies. ^Canstar’s 2025 Bank of the Year - Digital Banking Award

Australia’s best banking app^ 16 years in a row provides a personalised banking experience with a range of features, services & tools. Our latest version includes: • Updates to the Spend insights feature in Accounts so you can track what you spend over a custom period (e.g. your pay cycle) ^ Canstar’s 2025 Bank of the Year - Digital Banking Award

Australia’s best banking app^ 15 years in a row provides a personalised banking experience with a range of features, services & tools. Our latest version includes: • Account details of BetterBusiness loans, giving business customers greater visibility of their finances ^Canstar 2024 Digital Banking Bank of the Year

Australia’s best banking app^ 15 years in a row provides personalised banking experiences with a range of features, services & tools. Our latest version includes: • ConnectID - quickly share account details with approved merchants for refunds • Credit card application tracker enhancements - for easy access & updates • Education & tools - for newly funded home loans ^Canstar 2024 Digital Banking Bank of the Year

Australia’s best banking app^ 15 years in a row provides a personalised banking experience with access to a range of features, services and tools. Our latest version includes: • Enhancements for Essential Super customers – view and manage your account through the CommBank app • Category budgets on your home screen – automatically there when you create one for the first time to help you keep track of your spending ^Canstar 2024 Digital Banking Bank of the Year Avanteos Investments Limited ABN 20 096 259 979, AFSL 245531 (referred to as Colonial First State) is the Trustee of Essential Super ABN 56 601 925 435 and the issuer of interests in Essential Super.

Australia’s best banking app^ 15 years in a row provides a personalised banking experience with access to a range of features, services and tools. Our latest version includes: • Access to our Home Energy Upgrades service in Home hub - your one-stop shop for energy efficient ideas to help save money on bills and reduce household emissions ^Canstar 2024 Digital Banking Bank of the Year

Australia’s best banking app^ 15 years in a row provides a personalised banking experience with access to a range of features, services and tools. Our latest version includes: • The ability to withdraw up to $2,000 at a CommBank ATM using QR Cardless - the new way to make transactions without a card or PIN

Australia’s best banking app^ 15 years in a row provides a personalised banking experience with access to a range of features, services and tools. Our latest version includes: • A new introduction screen for eligible CommBank Yello for Business customers • The ability to check your credit score as a brand new customer

Australia’s best banking app^ 15 years in a row provides a personalised banking experience with access to a range of features, services and tools. Our latest version includes: • Profile pictures for business customers to help their business profiles stand out • A new look & improved experience for our Search tool