• Redesigned onboarding and managed server setup experience • Structural improvements to make provisioning clearer and more reliable • Improved account restoration after subscription renewal • Refined transaction editing flow

• Fixed budget categories drifting from Actual after restart and sync. • Fixed account-add crash for new users with no accounts. • Budget category transactions now match the account transaction view. • Info sheets now close with swipe-down only, with extra close buttons removed. • Improved biometric lock with a glassed view of your last screen. • Removed the unstable Arctic Score feature to improve app stability.

• New Arctic Score with weekly momentum, projections, and clearer financial insights • Passkey-first sign-in with passkey management in Settings • Easier bank connection setup from account rows and account details • More reliable managed Actual updates, reconnects, and first-login sync

• Bank connection setup is now available when creating or linking accounts. • Bank feeds can now be linked to existing accounts. • Split transactions behave better with custom numpads and foreign currencies. • Imports now skip more duplicate rows. • iOS release stability improvements.

• Category suggestions now show the real merchant name instead of a cryptic internal ID. • Income and refunds stop masquerading as subscriptions in recurring detection. • Reduce Animations now lives in Appearance settings too, not just the main list. • Behind-the-scenes polish and stability fixes.

What's New • Reduce Animations — a new setting for when the app's slides, fades, and chart draw-ins are livelier than you'd like. Flip it on and everything settles down. • The (i) guides grew up — tap the info icon on Spending, Recent Activity, Debt, Goals, Budget, Investments, or Subscriptions for a swipe-through tour with live examples, instead of a paragraph you'd never read. Fixes & Improvements • The Accounts net-worth chart shed its boxy frame to match the Investments look, and the Assets/Debts pill now matches the History/Allocation one. • Tidied away the scattered little (i) icons elsewhere, so the ones left actually earn their keep. • The Recent Activity header no longer trips over its own icons when you open search and a filter together. • The spending chart's info icon moved to a quiet corner instead of elbowing the title.

What's New in 1.0.23 • Group Splits — split any expense with friends across four modes (equally, percent, exact, or by shares), with quick presets and editable shares. Track who owes you as virtual receivables right inside Accounts. • Auto-settle — when the matching repayment lands, confirm it once and arc reconciles the split for you. • Statement reconciliation — import a bank statement, reconcile it against a date-range balance, and let arc flag the duplicates instead of you squinting at two tabs. • In-app guidance — tap the new (i) on any section to learn what it actually does, a tour you summon on demand instead of one that ambushes you at launch. Fixes & Improvements • Password login now works on self-hosted servers with OpenID enabled. • Editing a ticker in a tracked portfolio revalues the account in place instead of booking a phantom buy that inflated your balance and drained the paired cash account. • Adding a transaction from the Income or Transfers tab now starts as income or a transfer, not a stubborn expense. • Group Splits moved below your Goals and restyled to match the rest of the screen. • Percent and exact splits never quietly under-bill the total, and settling a multi-transaction split owns up to partial failures. • Recurring filter tabs stopped overlapping on narrow screens, and Settings scrolls back up smoothly.

YOUR PORTFOLIO, FOR REAL • New Portfolio tab: track stocks and crypto with real values, P&L, allocation breakdowns, and performance charts • Connect Interactive Brokers and your holdings sync automatically every day • Or add positions manually, with ticker autocomplete and logos • Today's Movers, dividend income, win/loss analytics, and a gentle warning when one position starts hogging your portfolio • Detailed tracking is part of arc Premium MAKE IT YOURS • New Appearance picker with four themes, including two light ones: Daylight and Paper • Charts, widgets, the lock screen, and the status bar all follow your theme • New Net Worth widget for your home screen

Release Note • Imports and Magic Switch now refuse budgets made with a newer version of Actual than we've tested, with a nudge to start fresh or ping us on Discord so we can test and approve that version. • Schedules finally respect their real cadence. Every-2-months, quarterly, and yearly stop masquerading as monthly, so "Estimated monthly subs" actually adds up. • Schedule amounts set as a range (between X and Y) now use the average instead of $0. • "Automatically add transaction" schedules no longer get double-posted from the app, since the server already handles those. • Self-hosted (BYOB) users now see an arc Premium backups banner instead of a blank space. • The Backups section now tells you when a fetch failed instead of always claiming there are "no backups yet." • Long category and group names in the Budget view no longer get chopped off mid-word. • Managed and self-hosted (BYOB) sessions are now properly isolated.

Release Note • Savings goals now track the money you add correctly • New backups view in Actual Server settings • Fixed duplicate items in the Transfers view • Goals and accounts now stay put after signing back in • Bug fixes and improvements

Release Note Added support for connecting to local/private BYOB Actual servers without SSL. Improved URL handling for LAN addresses like 192.168.x.x, localhost, and .local.

Release Note Improved account setup reliability during onboarding.

What's New Complete UI revamp across the main app, settings, charts, and transaction flows Demo mode now opens as a read-only snapshot on fresh install, with a floating exit control Recurring payments now have a dedicated manager with edit, post, complete, and recurring-marker support Actual server version management now covers compatibility checks, managed upgrades, backups, and health checks Fixes & Improvements Net worth history chart now renders more reliably and spaces x-axis dates by calendar time Recurring schedule amounts display correctly after imports, including first generated transactions Accounts chart labels are width-aware, calendar-based, and smoother to scrub Import headers and tab swipes have improved contrast and gesture handling

Bug Fixes Activity scrubber lands on the correct date — the floating date pill no longer drifts a day or two off from the section the list actually scrolled to. Day offsets are now computed from the same exact bucket boundaries the FlatList uses, instead of a “close enough” estimate that rounded the wrong way at month seams Top scrubber stops snapping back mid-drag. While you’re dragging the bar at the top, the list-driven sync is paused so the bubble follows your finger instead of fighting it Live-follow during drag — the date bubble now tracks the exact day under your finger in real time, not the day the list happened to render last frame Render blanks reduced — the scrubber no longer flashes empty rows when you fling through several months. The renderer keeps a tighter window around the visible range and unmounts off-screen rows less aggressively History chart stops re-running its sync entry animation every time totals refresh. A new series-key cache means the animation only fires when the underlying data actually changes shape — not on every background sync tick Improvements Added a deterministic series-key helper for the history chart with unit tests, so the “did the series actually change?” check is now provable instead of vibes Added a scroll-correction utility (activityScrollCorrection) with tests covering the edge cases that used to land on the wrong day

Bug Fixes - Instance password setup now warns you upfront that there's no recovery path. If you're standing up your private instance, save the password somewhere you'll actually find it later - Active dashboard tab no longer clips off the right edge on narrow phones. When a tab label expands inline, the strip slides to keep it fully visible

# 1.0.14 What's New - Liquid-glass tab indicator across the dashboard — Expenses / Income / Transfers / Accounts now slide between glassy pills with a spring-driven shine flash, and a soft press-pulse when you tap. The indicator interpolates with your swipe instead of snapping at the end - Same glass treatment applied to the budget month switcher — months pick up the morphing pill, replacing the flat yellow background. Budgeting now matches the rest of the app - Glass chart-type switcher (pie / line) on the dashboard chart, color-tinted to the active tab - Floating + button got a glass makeover — blur, tinted gradient, animated shine on press — and now reads cleanly even when transactions sit directly behind it - Account/tag filter sheets apply on close. Pick what you want, dismiss the sheet — that's it. The "Apply filter" button is gone because tapping a thing twice to do one thing was always silly - Filter selections persist across restarts, per budget. Quit, re-open, your account/tag filter is exactly where you left it. Tap the X on the search bar to reset - Tag exclusions now actually filter — `-#tag` tokens from the tri-state tag picker hit the database with NOT LIKE clauses Bug Fixes - Funds Distribution donut on the Accounts tab no longer goes blank when you have many accounts. The 16° gap × 23 accounts geometry was over-flowing 360°; the gap now scales adaptively and the chart caps at the top 10 with everything else rolled into a grey "Other" wedge - Floating + icon centered in its button (previously sat off-axis on certain screen sizes) - Inactive-tab spacing tightened so icon-only tabs no longer drift apart at the edges - Glass tab indicator no longer hesitates between tabs — the indicator commits to the new position immediately on swipe-end instead of pausing Improvements - DRY-ed the search-clause builder: five copies of the same comma-separated term parser are now one helper, so future search additions land in one place - Floating + dim layer raised so the icon stays legible against any background, with the colored tint preserved - Budget month switcher auto-centers the selected month with a smoother scroll

What's new in 1.0.13 • Tag any transaction single or many at once via the multi-select bar • Filter your activity by tag with quick funnel selection • Tag pills on cards, inline colour dots, and a tag row on the new/edit transaction sheet • Account and tag filters now multi-select pick what you want, tap Apply • Day-section totals reflect the active filter (no more mismatched numbers) • Push notifications on iOS • Account setup wizard now only shows once per device — no more re-prompts on every login Enhancements • Long filter labels truncate cleanly so the header stays readable • Polished search affordance on the account detail screen

What's New - Community links in Settings — find us on X, Discord, and Reddit - Category icons upgraded from emojis to polished Ionicons with colors - New users get styled categories out of the box - Tap any category icon in Manage Categories to change it directly - Tutorial URLs now update from the cloud — no app update needed - Budget view gets a category heatmap — at-a-glance spending intensity per category, without squinting at numbers Bug Fixes - Hide Amounts now also masks transaction notes — FX notes were quietly leaking the original foreign amount and rate, they aren't anymore - Timeline switcher (1W/1M/3M/6M/12M/All) glides on the native thread now — no more stutter when the chart reloads behind it - Duplicate detection sees existing transfers now, so transfer imports stop sneaking through as new transactions - iOS Shortcut account cache excludes off-budget accounts — closed or archived accounts no longer show up in Apple Wallet automations that shouldn't touch them - Per-account view shows the current account, payee, and category names — stale labels were a ghost of renames past - Modal close-button tap targets are bigger — missing the X was becoming a sport - Account pickers lift above the keyboard instead of hiding behind it - Shortcut account resolution is stable across Apple Wallet automations — the "which account?" lottery is closed - Inbox transactions no longer get silently dropped as duplicates when they shouldn't be Improvements - Existing users automatically get the new icon styling - Custom icons you've already set are preserved

What’s New FX auto-fetch for managed users — exchange rates refresh on their own, with a manual refresh button, 6-decimal precision, and a settings toggle for the “I’ll do it myself, thank you” crowd Rates auto-fetch when you pick a currency during account creation, and again during transaction inbox sync — you no longer have to court them Account filter on the dashboard — tap the funnel, pick an account, and everything reshapes to just that account. Opens as a bottom sheet because a chip grid at 20+ accounts is a crime scene Search header is now icon-only and the pie/line chart toggle wears the active tab’s accent color — green for expenses, blue for income, purple for transfers Category picker shows colored category icons that match the rest of the app “Let AI decide” option in the Shortcuts account picker — for when you also don’t know which account Bug Fixes Chart, totals, and transaction list no longer stay filtered to a previous search after tab-hopping and clearing — the cache was holding a grudge, now it isn’t Notes field in Add/Edit Transaction auto-scrolls above the keyboard on focus — typing into thin air is no longer part of the workflow Return on Notes dismisses the keyboard instead of adding a newline — the old behavior was a feature nobody ordered Transaction modals size to content — no wasted dead space on big phones, no overflow on small ones FX fetch icon hidden for BYOB users where it didn’t apply Fetched FX rates are validated and sanitized before being saved Improvements Chart/history preload uses a generation counter — stale requests from a previous search or tab switch get dropped instead of overwriting fresh data

What’s New Calendar months timeframe mode — new setting to swap the rolling period picker (1W, 1M, 3M…) for month-by-month navigation (Jan, Feb, Mar…) on the dashboard Search now preloads results for all tabs and persists across tab switches — hit enter, browse Expenses/Income/Transfers, your results stay put Bug Fixes Timeframe changes on the Accounts tab no longer show stale data when switching back to Expenses Search X button reliably clears results and reloads unfiltered data Fixed chart and header totals not matching filtered search amounts Improvements Donut chart cold start optimized — segments memoized, data loading batched into a single render commit Timeframe pill animation snappier — data reload deferred until animation settles Header shows active search query badge when filtering

What’s New Donut chart glow-up — HSL-based category colors, glossy shine effect, smooth entrance animations, and cold-start that no longer makes you wait like it’s buffering your finances Universal search now works across all tabs with live filtered totals — finding that one suspicious coffee purchase just got faster Duplicate transaction detection with reversal handling — the app now notices when you log the same thing twice, even if you won’t Inline category creation from manage categories — no more leaving the screen to name your impulse purchases arc CLI installer command in settings — for the terminal-pilled among us Bug Fixes Foreign currency duplicates now detected properly — the regex finally learned to read its own notes PDF and image imports stopped misclassifying income as expenses — your salary no longer cosplays as spending Shortcuts AI got way better at separating expense vs income categories, and SMS parsing now actually understands UPI payees Keyboard and search filters dismiss on tap, scroll, or swipe — no more trapped-behind-the-keyboard moments Account detail charts no longer overlap content or fight with scrolling — they learned personal space Tab scroll sync refined so headers and content agree on where you are Improvements Updated Apple Pay shortcut tutorial video Shortcut setup now includes YouTube walkthrough links — because reading is optional

What's New - Create categories directly from Manage Categories — tap the + button next to any category group - Smarter SMS automation — correctly identifies merchant/payee from UPI transactions instead of bank name, and saves reference numbers in notes - Improved PDF bank statement import — better income vs expense classification - Better category inference for Shortcuts and image imports - Keyboard and search filters now dismiss properly on tap, scroll, or swipe - Dashboard tab scroll sync improvements

What's New - iOS Shortcuts integration — log transactions from anywhere on your phone by just telling Siri or tapping a Shortcut. AI parses your natural language, matches payees and categories, and posts it to your budget. you don't even have to open the app anymore, we're basically firing ourselves - Cross-currency FX conversion in Shortcuts — say "spent 500 INR at restaurant" on your AED account and it auto-converts using live exchange rates. 166 currencies supported, rates refresh daily, your multi-currency lifestyle is now a one-liner - Account picker in Shortcuts — pick your target account from a dropdown right in the Shortcut editor, or let AI figure it out from context Bug Fixes - Rule creation now captures payee changes during transaction save — editing a payee and checking "create rule" finally does what it says on the tin

What's New - Budget rollover & transfer support — carry over unused budget and move money between categories, just like Actual Budget intended - Batch category updates in multi-select — select a bunch of transactions and re-categorize them all at once, because life's too short to tap one at a time - Create parent category groups in Manage Categories — you can now build your own category hierarchy from scratch - Customizable default tab and tab reorder — drag your tabs around in settings, because Expenses doesn't deserve to be first for everyone Bug Fixes - Category picker now filters by transaction type — no more income categories photobombing your expense entries - CategoryIcon size normalized — icons finally stopped lying about their dimensions - Rollover/transfer actions now trigger on balance tap instead of long-press — your thumbs will thank us - Rule creation now captures payee changes — editing a transaction's payee and checking "create rule" actually creates the payee mapping rule, not just the category one

What's New - Configurable expense category groups — pick which groups show on the Expenses tab in settings. non-English budgeters, we see you now Bug Fixes - Transaction inbox now applies currency conversion rules during sync — your yen is no longer cosplaying as dollars - Transaction inbox now applies pre-stage and general-stage rules — inbox transactions finally follow the same rules as everyone else