Lydia accounts 4+
Accounts and cards
LYDIA Solutions
-
- Free
iPhone Screenshots
Description
After having revolutionised payments between millions of people, Lydia is now reinventing their bank account.
In a few seconds you can:
- Pay any contact with a phone number free of charge and securely.
- Request a reimbursement from a friend or share a bill.
- Collect money for all your events with money pools.
Lydia is now revolutionising your current account:
- Spend your money from Lydia via our physical cards or Internet Visa.
- Forget about unpleasant surprises abroad, your payments and withdrawals are free of charge.
- Enjoy contactless, with no limit on the amount, for all your purchases via Apple Pay.
- Track your balance, and receive instant notifications for each of your payments and bank transfers.
- Create sub-accounts to better organise your money, or shared accounts to facilitate your spending as a couple, as a roommate or as a family.
But also…
- Secure your internet payments with Internet Cards
- Connect all your bank accounts to Lydia, in order to only use one app.
- Take a personal loan easily
The decision to grant or not a credit as well as the conditions for granting it are defined by our credit partners and depend on several criteria, including income and living expenses.
Before granting any credit, the lending institution will inform the borrower of all the terms and conditions of the credit, such as the annual percentage rate of charge (APR) and the repayment terms.
The loans that can be subscribed via the Lydia application have a minimum duration of 90 days and a maximum duration of 36 months. The minimum APR is 13.90% and the maximum APR is 20.79%. In all cases, the APR cannot exceed the usury rate determined by the Banque de France.
Below is an example of a credit that can be granted:
Credit amount : € 300.00
Credit term : 90 days
APR : 20.33%
Management fees : € 8.79
Instant reception fees (optional) : € 0.30
Amount of fees paid right away : € 9.09
Amount repaid per month : € 100.00
Total cost of credit : € 309.09
The media recommend Lydia:
"Lydia is one of the 100 most promising startups in Europe." - Wired
"The application that will change our habits and make payments with a smartphone a real alternative >> - Le Parisien"
"For payment by phone, use Lydia." - Que Choisir
"I’m telling you, Lydia is the BOMB !" - BFM TV
100% secure, the Lydia app is developed in Paris by a passionate and independent team, complying with the latest banking and IT security standards. Lydia respects your privacy and the European GDPR directives.
What’s New
Version 12.30.4
Enhanced stability and resolved various bugs for a smoother Lydia app.
Ratings and Reviews
Beste Banking-App mit französischer IBAN
Eine gut strukturierte App, in der man auch sein normales Konto einbinden kann und mit kostenloser französischer Kreditkarte. Top App!
Excellent
Very easy and understanding
Bedenken bei Sicherheit und Privatsphäre, unnutzbares Interface
Lydia braucht wohl Zugriff auf all meine Kontakte und man kann sich kaum anmelden ohne Konten und Kreditkarten abzuschließen. FERNBLEIBEN!
Außerdem will die App penetrant Zugriff auf all meine Kontakte, ohne scheint sie nicht richtig zu funktionieren. Das ist hoch suspekt. Ich fühle mich extrem unsicher und werde hier sicher keine Geldgeschäfte abwickeln.
Absolut unvorstellbar, dass jemand dieses Produkt so gebaut hat…
App Privacy
The developer, LYDIA Solutions, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
- Body
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- LYDIA Solutions
- Size
- 211.2 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 13.0 or later.
- iPod touch
- Requires iOS 13.0 or later.
- Languages
-
English, French
- Age Rating
- 4+
- Copyright
- © 2024 Lydia Solutions
- Price
- Free