Cresla AI

AI credit insights & disputes

Free · In-App Purchases · Designed for iPad. Not verified for macOS.

Cresla AI is your personal credit analyst — powered by AI. Take a clearer look at your credit report. Cresla reads your full TransUnion, Equifax, and Experian data and turns it into plain-English insights you can act on. Spot collections, late payments, charge-offs, and inquiries that may be hurting your scores, and get personalized recommendations on what to focus on next. WHAT CRESLA DOES • Imports your credit report from supported providers and parses every account, balance, payment, and negative item • Highlights negative items by severity and bureau • Generates dispute letter templates you can review, edit, and send to the bureaus yourself • Tracks your goals — score targets, payoff plans, and which accounts to address first • Gives you a private AI chat that knows your full credit context, so you can ask "what's hurting me most?" or "what should I focus on first?" and get a real answer • Saves your full history so you can compare snapshots over time PRIVACY-FIRST BY DESIGN • Your credit data and security info are encrypted at rest with AES-256-GCM • HTTPS/TLS encryption in transit • Sign in with Apple supported • Face ID / Touch ID unlock available • You control your data — request deletion at any time from Settings WHO IT'S FOR Cresla AI is for anyone who wants to understand their credit before applying for a mortgage, car loan, business credit, or just for peace of mind. It's not a credit repair company, not a law firm, and not a financial advisor — it's a tool that helps you organize your credit data and draft dispute letters yourself. DISCLAIMER This app is an educational and organizational tool. It is not a Credit Repair Organization, law firm, or financial advisor. Individual results vary. Sending dispute letters does not guarantee removal of any item from your credit report. You are responsible for reviewing every letter before sending. Subscription required for advanced AI features and dispute templates. SUBSCRIPTION Cresla AI offers an optional in-app subscription to unlock unlimited AI chat and dispute letter generation: • Annual: $150/year • Monthly: $50/month Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. Manage or cancel any time in your Apple ID settings. The free tier lets you import a report and view negative items. Terms of Use (EULA): https://cresla.ai/terms Privacy Policy: https://cresla.ai/privacy

Ratings & Reviews

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• Push notifications: get alerted on your phone for new direct messages, replies, comments, likes, reactions, and @mentions — with a unique sound for messages so you always know when someone DMs you. • @mentions: tag other members in Community posts and comments. • A faster, smoother Community, Messages, and Notifications experience — pages now load instantly. • Chat with Cresla Support right inside the app. • Bug fixes and performance improvements.

Version 1.2.0

The developer, CRESLA AI INC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Financial Info
    • Contact Info
    • User Content
    • Identifiers
    • Usage Data

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Diagnostics

Privacy practices may vary based, for example, on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Size
  • 76.1 MB
Category
  • Finance
Compatibility
Requires iOS 15.0 or later.
  • iPhone
    Requires iOS 15.0 or later.
  • iPad
    Requires iPadOS 15.0 or later.
  • iPod touch
    Requires iOS 15.0 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
  • Cresla Pro Annual 1.299,00 kr
  • Cresla Pro Monthly 399,00 kr
  • Learn More
Provider
CRESLA AI INC
  • CRESLA AI INC has not identified itself as a trader for this app. If you are a consumer in the European Economic Area, consumer rights do not apply to agreements between you and the provider.
Copyright
  • © 2026 Cresla AI Inc.
  • Developer Website
  • Privacy Policy

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