MoneyCoach 11.4.6 brings more personalisation, faster everyday navigation, and improved reliability across transactions, reports, accounts, and bank connections. WHAT'S NEW - Added a large collection of searchable brand and category icons for accounts and categories. IMPROVEMENTS - Improved launch speed and responsiveness across settings, transactions, reports, and Overview. - Enhanced transaction search summaries with live updates, hidden-amount support, and clearer dark-mode presentation. - Improved account creation and editing so entered details and selected icons stay intact. - Expanded and standardised Simplified Chinese translations across MoneyCoach experiences. - Made connected-bank category changes and authorisation recovery more reliable. FIXES - Fixed a crash that could affect some users when searching transactions. - Fixed the account summary card disappearing after closing transaction search. - Fixed search controls and promotional content remaining visible in the wrong state. - Fixed manually selected icons occasionally being replaced automatically. - Fixed premium access briefly appearing unavailable during launch transitions. - Fixed account-entry issues that could reset in-progress changes. - Fixed currency search dismissal during another screen transition.

MoneyCoach 11.4.5 improves everyday account, transaction, widget, and Overview workflows. WHAT'S NEW - Renew bank connections directly from account lists and the Overview account card when action is needed. IMPROVEMENTS - Improved account and transaction menus so useful actions are available in more places. - Refined the Daily Limit card with a cleaner layout and clearer remaining amount. - Improved widget spacing and support for additional widget sizes. - Polished sidebar spacing and the premium card on larger screens. - Improved handling for temporary bank-provider outages and stalled syncs. - Made bank reconnects and renewals better at matching the right accounts. FIXES - Restored Edit Account in transaction-list menus when viewing a specific account. - Fixed transaction lists opened from reports so the right actions stay available. - Fixed extra divider spacing in Overview expired-connection cards. - Fixed dark-mode modal backgrounds in banking and transfer flows.

This update focuses on more reliable bank connections and a smoother day to day experience. - Bank account refreshes are more reliable, so balances and transactions are less likely to look out of date. - Clearer reconnect prompts when a bank connection needs attention. - Search is back in account transaction lists. - New categories and subcategories are selected automatically after you create them. - The Daily Limit card is clearer and easier to scan. - Fixed reconnect issues that could create duplicate linked accounts. - Updated wording and translations across the app.

WHAT'S NEW Smarter connected-bank syncing MoneyCoach now syncs connected-bank transactions more reliably, keeping pending, booked, and updated activity in step. Pending transaction filter Added a filter to review transactions that have not fully settled yet. Daily limit overview Added a redesigned daily limit card with clearer status and more polished controls. MoneyCoach AI access on Mac Added a new Mac-only sidebar entry for MoneyCoach AI, giving eligible users a clearer way to set up read-only AI access to their MoneyCoach data. Goal currencies New goals can now use a dedicated currency, so saving targets are easier to set up when your goal is not in your main app currency. IMPROVEMENTS - Bank setup now explains transaction history limits more clearly when a bank can’t import older activity. - Improved online banking refresh and renewal reliability, with clearer errors and better handling for updated transaction data. - Improved budget details with daily budget info, clearer overspent text, localised category names, and refreshed details after transaction edits. - Improved Goal Coach with clearer guidance and quick insight cards for progress, timing, and next steps. - Refined widgets for goals, net worth, budget, and upcoming bills with more consistent type, backgrounds, spacing, and dark mode presentation. - Improved credit card details navigation after payments, transaction edits, and billing cycle drill-downs. - Improved CSV import, quick entry, and amount parsing. - Improved Mac Catalyst and visionOS screens. - New installs now use a refreshed deep blue default accent. FIXES - Fixed duplicate imports that could happen immediately after connecting a bank. - Fixed connected-bank sync edge cases involving inactive, pending, and settled replacement transactions. - Fixed automatic Whats New presentation so it doesn’t appear during a brand-new user’s first local app session. - Fixed transaction categorisation so income and expense categories stay aligned with the transaction type. - Fixed category repair for older or cached transactions with mismatched category types. - Fixed goal list refresh and edit flows so created, edited, reordered, and archived goals update more reliably. - Fixed goal end-date handling so selected dates stay valid. - Fixed custom goal currencies in widgets. - Fixed budget period, daily limit, and daily message behaviour in several edge cases.

## What’s New - Account editing now updates save states and credit card reminders more quickly. - Transaction search now runs when you tap Submit, not with every keystroke. - Wallet/App Intent amount parsing now handles more decimal separators more accurately. - Budget widgets now match the app more reliably, including totals and currency precision. - Budgets include fixes for classic expense counts, duplicate suggestions, delete confirmations, and detail screens. - Online banking is smoother, with cleaner account headers and more reliable synced category handling. If MoneyCoach helps, please consider leaving a quick rating or review.

Voici les nouveautes dans cette grosse mise a jour : == Nouveaux budgets a partir de zero Les budgets ont ete entierement reconstruits avec un design plus epure, une navigation plus rapide et une progression plus lisible des le premier coup d’oeil. Vous pouvez toujours conserver vos budgets actuels, desormais disponibles sous Classic Budgets. == Budgets par categories Creez des budgets pour des categories et sous-categories specifique, comme Courses, Transport ou Sorties. MoneyCoach suit automatiquement les transactions correspondantes, afin que votre budget reflète vos depenses reelles. == Details du budget Ouvrez n’importe quel budget pour voir l’argent depense, l’argent restant, la progression et les transactions correspondantes, le tout sur une seule vue. C’est beaucoup plus facile de comprendre ou part le mois. == Budgets reportables Les montants non utilises peuvent desormais etre reportes. Cela aide les projets de depenses sur le long terme a paraitre moins stricts et plus realistes. == Nouveaux widgets de budget & icones Watch Les widgets de budget et les vues Watch utilisent maintenant des icones et couleurs de categorie plus claires. Votre coup d’oeil sur le budget doit etre aussi frais que la nouvelle experience. == Meilleur retour lors de la connexion bancaire MoneyCoach affiche desormais un retour plus clair lorsque vous supprimez une connexion a une banque en ligne. Vous pouvez indiquer pourquoi elle a ete retiree, et l’app gere la suite de maniere plus fluide. == Mode demo plus realiste Le Mode demo propose des comptes, budgets et un historique de transactions plus varie. L’experience doit se rapprocher davantage d’une vraie configuration MoneyCoach, tout en preservant vos finances reelles. == Gerer l’abonnement depuis les Reglages Les Reglages incluent desormais une option Gerer l’abonnement plus claire, lorsque prise en charge. Cela donne a la gestion de l’abonnement une place plus evidente, sans devoir chercher partout. == Ameliorations - Amelioration des periodes Classic Budget pour que les intervalles personnalises, periodes mensuelles, jours restants et l’historique ancien correspondent plus regulierement. - Ajout d’un bouton pour fermer le clavier lors de la saisie de transactions, pour une edition plus rapide et plus sereine. - Mise au point automatique sur la recherche de pays de banque UE afin que vous puissiez commencer a taper immediatement. - Notifications de synchronisation bancaire localisees, pour que les mises a jour de transactions utilisent plus regulierement la bonne langue. - Actions de connexion bancaire ameliores : supprimer, renouveler et re-synchroniser les connexions sont plus difficiles a interrompre au milieu d’une action. - Les transactions exclues sont plus faciles a restaurer et a mettre a jour dans toute l’app. - Les paywalls s’affichent desormais de maniere plus fiable, sans doubles modales. - Le mode demo inclut plus d’activite budget et carte de credit plus realiste. == Corrections - Correction de la navigation vers la banque en ligne depuis la liste des comptes pour que le flux de liaison s’ouvre de maniere plus fiable. - Correction de la configuration de l’abonnement pour que les utilisateurs connectes soient associes plus regulierement a leurs achats. - Correction des sauvegardes manuelles en mode demo. - Correction du rafraichissement des factures a venir en entrant en mode demo. - Correction des icones d’app alternatives pour qu’elles s’affichent plus regulierement. Si MoneyCoach vous a aide a vous sentir un peu plus maitre de votre argent, une note rapide sur l’App Store nous aide beaucoup.

Here’s what’s new in this major new update: == New Budgets From Scratch Budgets have been rebuilt from the ground up with a cleaner design, quicker navigation, and clearer progress at a glance. You can still keep your existing budgets, now available as Classic Budgets. == Category-Based Budgets Create budgets for specific categories and subcategories, like Groceries, Transport, or Dining Out. MoneyCoach tracks matching transactions automatically, so your budget follows your real spending. == Budget Details Open any budget to see spent money, remaining money, progress, and matching transactions all in one focused view. It’s much easier to understand where the month is going. == Move Money Between Budgets Plans change, and now your budgets can change with them. Transfer budget room from one category to another when life doesn’t follow the spreadsheet. == Rollover Budgets Unused budgets can now carry forward. This helps longer-term spending plans feel less strict and more realistic. == Rebalance Budgets Preview smarter budget adjustments before applying them across your categories. MoneyCoach helps you redistribute your budget while keeping the total under control. == New Budget Widgets & Watch Icons Budget widgets and Watch views now use cleaner category icons and colours. Your budget at a glance should feel as fresh as the new budget experience. == Improved Premium Trial Flow The Premium trial flow now explains the offer more clearly before the paywall. Notification timing has also been improved so prompts appear when they make more sense. == Improvements - Budget progress now consistently shows how much you’ve spent, instead of mixing spent and remaining progress. - Online banking imports now run more smoothly in the background and merge updates more reliably into the app. - Bank reconnection and expired-link handling are more robust, especially for GoCardless connections. - Reports received stability fixes, including improved Net Worth filtering and multi-currency totals. - Excluded transactions are safer to restore and update across the app. - Transaction lists, swipe actions, and preview screens are more resilient to stale or deleted transactions. - Quick Entry suggestions are safer when there are only a few matching categories. - Paywalls are now shown more reliably without duplicate modals. - Demo mode now includes more realistic budget and credit card activity. If MoneyCoach helped you feel a bit more in control of your money, a quick App Store rating helps us a lot.

What’s new: == Custom report date ranges Choose custom date ranges in all reports for more precise financial analysis. == Recurring bill creation Easily add and manage your upcoming recurring bills from the new entry screen. == Improved category merging A cleaner, more intuitive way to merge categories and subcategories to keep your finances organised. Other improvements == Smarter banking connections We’ve added a new notification prompt after you connect a bank to keep you updated on your sync status. == Polished bill entry We’ve refined the bill entry screen for a better user experience. == Subscription visibility Your premium subscription tier is now clearly shown on the premium card in Settings. == Enhanced feedback Premium users can now send feedback more easily via our direct chat support. Fixes - Fixed an issue where the Top Categories filter wasn’t applying the account-only scope correctly. - Improved the reliability of the “Manage Connections” screen for online banking. - Fixed a bug where deleted transactions might not reappear correctly after a forced resync. - Resolved various issues with Payday period boundaries and salary cycle anchoring. - Future transactions are now disabled by default for new users to prevent confusion. - Fixed several reporting glitches, including date interval display and chart value sanitisation. - Improved handling of deep links and redirect protocols. If you’re enjoying MoneyCoach, please leave a positive app review, as it helps us a lot.

== Recurring Bills Are Easier to Add The + button in Upcoming Bills now makes it simpler to create a recurring bill. Add the amount, due date, repeat schedule, account, and category in one smooth flow. == A Cleaner Bill Flow The new bill screen is easier to scan and quicker to fill in. Less tapping about, more getting it done. == Smarter Report Filters Reports now follow your chosen filters more accurately across accounts, dates, transfers, and starting balances. The result: charts and totals that match what you actually meant. == Smoother Premium Feedback Premium users can now open support chat more smoothly from the feedback flow. When you have something to say, MoneyCoach gets out of the way. == Improvements - Future transactions are now off by default, so balances and reports stay focused on confirmed activity unless you turn them on. - Income vs Expense now shows the correct remaining date range when a selected period only partly overlaps your report range. - Report exports now create cleaner file names, even when date ranges include special characters. - Top Categories now handles account and transfer filters more accurately. - Charts now handle unusual values more gracefully, keeping them clear and useful. - Exporting from settings now closes the filter screen before showing the share sheet. One thing at a time. If this update saved you a tap, a sigh, or a spreadsheet moment, consider leaving a review. It helps MoneyCoach reach more people who also enjoy knowing where their money went.

This update focuses on better in-app support, smoother goal management, more accurate totals across multiple currencies, and a more reliable reporting experience. Here’s what’s new: - In-App Support Chat You can now open a support chat directly from Settings without leaving MoneyCoach. It’s easier to keep track of replies and get help faster inside the app. - Sort Goals Your Way You can now reorder your goals in a dedicated sorting screen. The goals overview and details also feel more consistent as you manage them. - Correct Multicurrency Totals Account balances, transaction sections, and reports now stay accurate across currencies. This also fixes issues with net worth and top category calculations. - Exports That Match Your Filters Income vs Expense and Top Categories exports now follow the same dates and filters you see on screen. That makes shared exports easier to trust. - Smoother Report Browsing Quick ranges animate more reliably, category insights stay in sync, and report screens feel steadier as you switch views. We’ve also fixed several report edge cases that could cause incorrect totals or unstable behaviour. ## Improvements - Kept your local edits to booked online banking transactions during sync. - Improved handling of imported account currency so balances stay correct. - Hidden unsupported Deutsche Bank connections to avoid broken setup flows. - Fixed goal screen styling on iOS 26 and refined report visuals on visionOS and Mac Catalyst. - Fixed a Mac net worth crash and improved stability when applying report filters. Enjoy, The MoneyCoach Team

This update focuses on faster reporting, smoother categorisation, more flexible transaction list controls, and a more reliable online banking experience. WHAT’S NEW - Refreshed reports across Net Worth, Income vs Expense, Categories, Payees, Tags, and Yearly Projections with smoother charts, clearer layouts, and quicker navigation. - Added a grid category picker with a layout switcher to speed up categorisation. - Added new transaction list appearance controls, including display style, signed amounts, and amount colours. - Added an in-app What’s New flow so new features are easier to discover after updating. IMPROVEMENTS - Improved online banking with in-app bank authentication, clearer retry states, better expired-connection handling, and more reliable account refreshes. - Renamed Upcoming Bills to Subscriptions & Bills for clearer navigation. - Added an option to include initial amounts in report filters. FIXES - Fixed report issues affecting quick ranges, filters, top categories, navigation, empty states, and chart behaviour. - Fixed banking and multicurrency edge cases affecting balance updates, credit card handling, initial balance reconciliation, and reconnect flows.

What’s New - Redesigned Top Categories Report We’ve refreshed the Top Categories report with a cleaner, more modern look, plus better filters, layouts, and period switching. It’s now easier to spot spending patterns, compare different time ranges, and quickly see where your money is going. - Redesigned Net Worth Report The Net Worth report is now smoother, more stable, and simpler to use. You get a clearer view of how your wealth changes over time without distracting loading glitches or odd chart behaviour. - Updated Transaction List Views There’s a new “Slim” mode in the Transactions list that gives you a clearer visual hierarchy. This helps you scan your activity more quickly and focus on what matters most. Prefer the old look? The “Regular” mode is still there. - Smarter Transaction Categorisation We’ve improved the categorisation logic for online banking transactions so it learns better from your changes and applies them more reliably. You’ll spend less time fixing categories and enjoy more accurate reports and insights. - Faster Calendar Navigation The calendar now has a quick shortcut to jump straight to today, plus more refined report period controls. Everyday actions feel snappier, so adding and reviewing transactions takes less effort. Improvements & Fixes - Smoother report loading with fewer empty-state flashes - Better chart interactions and easier-to-tap report areas - More consistent filters and period handling across reports - Improved localised category and budget text - Reliability fixes for syncing and categorisation behind the scenes - Fixed an issue with transfers imported via CSV

== What’s New == - Clearer Bank Limit Upgrade Flow If you hit your online banking connection limit, you now see a clearer upgrade screen with improved wording and visuals. It explains more plainly what Premium Max unlocks and gives you a simple choice to upgrade right away or carry on later. This makes the flow easier to follow at the moment you need it. - More Reliable Banking Setup Completion We’ve improved how bank-link completion is handled during onboarding and reconnect steps. Link status now refreshes more reliably, including renewal paths where no extra bank data is returned. This helps the app recover faster and keeps your banking setup moving smoothly. == Improvements == - Updated the banking upgrade flow to use the current Premium Max plan. - Improved how unfinished banking links are restored by rebuilding state from saved link IDs. - Polished account-limit upgrade text and visuals for a cleaner, more consistent experience. - Refined onboarding and banking event handling so sync progress and account updates stay better aligned.

A major step up in quality, focused on what you feel day to day. - Less friction with online banking Reconnect flows are now more robust and forgiving, especially around expired links and awkward callback cases, so syncing feels much more stable. - More confidence when things go wrong Banking errors now show clearer explanations and better next steps, turning confusing moments into quick fixes. - Stronger balance consistency Multi‑currency calculations behave more reliably across edits and account updates, reducing surprise changes and boosting trust in your overall view. - Smarter import behaviour Credit card account detection from online banking is more accurate, so your data ends up in the right place more often. - Everyday speed boosts UI and interaction updates in core transaction flows make the app feel cleaner, faster, and more satisfying to use. Enjoying the latest improvements? Give MoneyCoach a quick rating so we can keep raising the bar. Tap “Rate” now.

== What’s New == - Added a new report filter so you can include or exclude the Initial Amount in Income vs Expense and pie chart reports. == Improvements == - Improved bank authentication with a more secure in-app browser flow (ASWebAuthenticationSession). - Bank links now refresh automatically after a successful connection. - Improved banking sync matching by resolving categories and subcategories using both ID and name. - Cleaner spacing in the Upcoming Bills list for a clearer overview. == Bug Fixes == - Fixed EU banking callback handling to prevent connection failures. - Fixed payday logic so salary mode applies immediately and biweekly recurring payments stay aligned. - Fixed navigation in transaction selection mode (tab bar and back button behaviour). - Improved stability when entering fixed-cost amounts during onboarding. - Fixed Upcoming Bills so it stays focused on the current month.

Here’s what’s new: This update focuses on stability and quality improvements across Reports, Apple Watch sync, and core workflows. - Redesigned the Category Insights report with smoother interactions and UI refinements. - Fixed several Apple Watch sync issues for better reliability, including account filtering and budget emoji handling. - Resolved a CSV import issue where default subcategories with spaces could be misread. - Corrected biweekly payday calculations and improved payday settings reliability. - Improved account refresh behaviour after a data reset. - Fixed Upcoming Bills concurrency-related issues for more stable updates. - Updated premium logic for a more accurate “valid until” calculation. - Added localisation updates and general polish. If you’re enjoying MoneyCoach, a quick App Store review helps a lot.

We’re thrilled to bring you a huge update packed with new features, smarter search and major performance improvements! NEW FEATURES • New Icon Picker & Categories: It’s now easier and more enjoyable to customise your finances with our brand new icon picker and redesigned category screen. • Tutorial Screen: Just getting started? We’ve added a new tutorial to help you make the most of MoneyCoach from day one. • Modernised Settings: We’ve rebuilt the Notifications and Support settings using SwiftUI for a smoother, more modern experience. • More Icons: We’ve expanded our icon library, giving you even more ways to personalise your categories and accounts. IMPROVEMENTS • Smarter Search: Finding what you need is quicker than ever. Search within payees, tags and categories now fully supports special characters and umlauts. • Better Category Management: We’ve refined the category picker and navigation for a more intuitive, seamless flow. • Performance Boost: The app feels snappier! We’ve optimised the account repository and sync infrastructure for faster load times and improved reliability. • Widget Reliability: The Upcoming Bills widget now updates more reliably in the background. BUG FIXES • Sync Stability: Fixed crashes and issues related to account syncing to keep your data consistent. • Transfer Fixes: Resolved a bug with the multicurrency amount field in transfers. • UI Polish: We’ve squashed various UI bugs, refreshed translations and improved localisations for a cleaner look. • General Stability: Addressed several crashes and logic issues for a smoother, more stable experience. If you enjoy using MoneyCoach, please consider leaving a rating or review. It really helps!

What’s new: - Pending Transactions We’ve made pending transactions easier to understand and manage. They’re now clearly marked as Pending. Once your bank confirms and books a transaction, the pending version will be removed from MoneyCoach and replaced with the booked transaction, which you can then edit and customise as you like. We’ve also added helpful explanations about how pending transactions work. Enjoy!

This update fixes an issue when creating a new online account on Mac and also includes some other minor fixes. Enjoy!

Happy New Year! Here’s what’s new in MoneyCoach: - Improved detection of repeating transactions for online accounts We’ve removed the old automatic detection, as it wasn’t working properly, and now give you full control over which online transactions are repeating. Find the transactions that truly repeat and turn on the Repeat Transaction toggle. The app will then find similar transactions and group them together. When you preview the main repeating transaction in the Transaction Preview screen, you’ll also see all of the related child transactions the app has identified. If there’s one you don’t want included, tap the X button and it won’t be treated as a repeating transaction. This is an excellent way to clean up any errors left over from the previous automatic detection. - Fixed the “Subscribe” card If you’re a premium subscriber, you should no longer see the blue Subscribe card on the Overview. If you still see it, please contact support. We’ve also fixed some other minor bugs. Here’s to a brilliant 2026 – we’ve got lots of exciting things planned! Enjoy!

What’s new: - Added a “Mark as Repeating” option for transactions imported from online accounts - Added user‑requested bank icons for Italy and Saudi Arabia - Improved how the Premium card shows on the Overview so it shouldn’t appear for current subscribers. If you still see it, please contact us via the support chat - Refined the design of the Overview cards and fixed a few minor issues - Fixed a crash when importing a CSV into a specific account Enjoy!

This update brings various fixes and improvements. Thanks, The MoneyCoach team.

What's new: - New account icon picker with search, making it easier to find icons - Customize Overview's background, syncing with primary color settings - Enhanced PT-BR localization, thanks to Gabriel! - Streamlined account setup in Onboarding - Fixed iPad keyboard issue when adding new transactions - Improved bank transaction notifications - Fixed issue with deleting accounts via swipe Enjoy!

What’s new: - Enhanced Stability We've resolved crashes reported by some users. Thanks for your assistance! - Improved Bank Support Fine-tuned compatibility with certain banks for seamless connectivity. Tailored optimisation for your bank. - Clearer Error Alerts If bank connectivity issues arise, you'll receive clearer details for support. We fixed broken support emails ensuring swift assistance. - Quicker Data Entry Amount field now auto-focuses for repeating transactions. Speeds up data input. Those seconds matter! - Streamlined Onboarding We've updated premium feature presentation for new users. MoneyCoach Premium's benefits are now clearer and respectful of your decisions. - Speedier App Launch for multiple account users - Toggle Future Transactions Switching future transactions toggle no longer causes crashes. Plan ahead smoothly. - Account Bug Fix Fixed a hidden bug when updating your account amounts. Rest assured, your data stays secure. Enjoy!

Update with fixes and enhancements.