Vivid Business and Personal 4+

Accounts, Cards, High Interest

Vivid Money GmbH

Designed for iPhone

    • 3.9 • 16 Ratings
    • Free

iPhone Screenshots

Description

The right app for all your needs. Open a Vivid Business account for companies and freelancers, or a Vivid Personal account for individuals.

Over 1 million Europeans downloaded the app to grow their money with Vivid.

REGISTRATION IN MINUTES
— Full online onboarding.
— Friendly onboarding.

FREE SUBSCRIPTION
— Start with our free plan for €0/month
— Test any paid plan with a free trial.

MULTIPLE ACCOUNTS, MULTIPLE IBANS
— Get up to 15 IBANs with a personal account and up to 30 with a business account.
— Share an IBAN with friends and family living in the EU (for personal accounts).

EARN DAILY INTEREST ON YOUR MONEY
— Add money to a special account with a 4% annual interest rate*.
— Top up and withdraw your funds anytime.

REWARDS EVERYDAY
— Earn up to 5% cashback on monthly categories of purchases.
— Enjoy cashback deals with selected merchants and up to 10% cashback on hotel and car bookings (for personal accounts).

SEND AND RECEIVE MONEY INSTANTLY
— Free Instant SEPA transfers.
— Add money with a card or Apple (for personal accounts).

PERSONALISED VISA CARDS
— Issue multiple virtual or physical cards to match your needs.
— Pick your favourite colour and design, or create your own!
— Add your cards to your Apple Wallet and pay with your phone.

FULL CONTROL OF YOUR CARDS
— Change your PIN and freeze your card in a few taps.
— Set monthly limits.
— Request new credentials.
— Turn on and off withdrawals, online transactions and contactless.

FREE BUSINESS CARDS WITH HIGH LIMITS
— First business card delivery is free for all members.
— High spending limits on each business card.
— No block for high activity—use it as much as you like.

INVEST IN STOCKS, ETFS (for personal accounts)
— Buy and sell 2,000+ stocks and ETFs.
— Get dividends.

FAST SUPPORT
— Quick support via chat or email.
— 24/7 availability.

MOBILE AND WEB ACCESS
— Organise your finances from our mobile app (for personal and business accounts) or web app (for business accounts).

EASY BUDGETING
— Access intuitive analytics into your spending patterns.
— Monthly financial reports.
— Pre-plan future transfers.

CONFIDENT CASH WITHDRAWALS
— Withdraw money in ATMs worldwide.
— Withdrawals with personal accounts are free of charge up to €1,000 per month.

STREAMLINE YOUR PAYMENTS
— Request funds via phone number, send instant transfers between Vivid customers and divide bills. (for personal accounts)
— Pay all your bills at once by sending transfers in bulk (for business accounts)
— Accept incoming SWIFT transfers.

ADD TEAM MEMBERS (for business accounts)
— Manage your team's access to the account.
— Assign Admin and Assistant roles with different levels of access.
— Issue cards and set spending limits for employees with Assistant roles.

STATE-OF-THE-ART SECURITY
— Get immediate notifications for each transaction.
— Your card’s CVV is only visible from your app.
— Turn on biometric login for your account.

Vivid Money S.A. provides accounts, cards and payment services for Vivid Business and Personal.
Vivid Money B.V. provides investing services, Interest accounts and Interest Rate Pockets.
More info on vivid.money.

*The promotion is valid for the first 2 months after opening an Interest Account or Interest Rate Pocket. After, you’ll receive the regular interest rate as per your plan. This rate applies to funds up to 300 000 EUR for business accounts and up to 100 000 EUR for personal accounts.

What’s New

Version 3.51.1

We are releasing a hotfix to address and resolve critical issues that were impacting user experience.

Thank you for your continued support and feedback.

Ratings and Reviews

3.9 out of 5
16 Ratings

16 Ratings

maximus1502 ,

The best online bank

I have had multiple online banks, such as Revolut, Vancelian, LHV, SEB etc… and this bank is by far the bets, regarding fees, app UI and customer service. They have great rewards and a lot of bonuses. Plus the cashback is by far one of the best in any bank. You can easily invest and earn a percentage of your money, that you hold in your account. It is the best bank I have used and I recommend everyone to use it.

Vivid client ,

Review.

Disgusting service!
Registered without any problems. I wanted to change the password but did not receive any message to the mail, tried to reinstall the app (one of the possible options for solving the problem as written in the app itself) did not help. I tried to write in support twice, for 7 days I received absolutely no feedback. I do not advise you to use this app, they do not know how to work with clients.

RevolutScammedMe ,

Fraud

On the first top up, 600 eur. They blocked account without a timeframe and give me another lie everyday that its super important for them to figure this out. But in reality they just stole my money. I reccomend everyone with this kind of problem to turn to authorities

Developer Response ,

Hello there👋, We highly value the security of our customers and follow all current banking regulations. The decision to restrict an account is always based on our internal policies and in compliance with our terms and conditions. We’d love to provide you with the assistance needed. It’d be amazing to know that you can enjoy all our services! Please email us at reviews@vivid.money and add your personal code V1084 in the message. We'll be there for you. Have a great day! Your Vivid Team💜

App Privacy

The developer, Vivid Money GmbH, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts
  • User Content

Privacy practices may vary based on, for example, the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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