Chocolate Finance
Finanzas
Solo para iPhone
Gratis
iPhone
Happy money, happy you. Say hello to a new place for your spare cash.
Enjoy happy returns, daily – with no lock-ins and no hoops or complex criteria.
See your returns in the app every single day.
Available in Singapore, Hong Kong and the United Arab Emirates.
⍟ Earn daily returns
Singapore (SGD and USD)
SGD
- 2.2% p.a. on your first S$20k
- 1.9% p.a. on your next S$130k
- Up to 1.9% p.a. thereafter
USD
- 4.2% p.a. on your first US$20k
- 4.0% p.a. on your next US$130k
- Up to 4.0% p.a. thereafter
Hong Kong (HKD)
- 3.8% p.a. on your first HK$100k
- 3.5% p.a. on your next HK$200k
- Up to 3.5% p.a. thereafter
United Arab Emirates (AED and USD)
- 4.6% p.a. on your first AED 100k and US$25k, and up to 4.6% p.a. on any amount above that.
- Same rate for everyone. No salary transfer, no tiers, nothing to qualify for.
- Hold AED, US$ or both, and switch between them in the app.
⍟ Our promise
- Singapore: From now until 30 June 2027, if we don't achieve the above returns on your first S$150k and US$150k, we'll make up the difference – does it get any better than that?
- Hong Kong: From now until 30 June 2027, if we don't achieve the above returns on your first HK$300k, we'll make up the difference – are you smiling yet?
- United Arab Emirates: Returns are not guaranteed and may vary.
⍟ No lock-ins
- Singapore: Withdraw when you need it – no penalties.
- Hong Kong: Withdraw any time. Up to HK$50k per day: instant. Above HK$50k per day: usually 3 business days.
- United Arab Emirates: Withdraw any time. Start with any amount – no minimum, no maximum.
⍟ Fees
- Singapore and Hong Kong: No fees. We only make money when you make money. It's our number one priority.
- United Arab Emirates: No hidden fees and no monthly subscription fees.
⍟ Easy sign-up and user experience
Secure digital verification and a simple onboarding flow.
- Singapore: Verification via Singpass Myinfo is required.
- Hong Kong: Verification via iAM Smart or HKID is required.
- United Arab Emirates: Sign up in minutes, in English or Arabic.
⍟ Spend smarter with the Chocolate Visa Card (Singapore only)
- Enjoy zero FX fees on all overseas spend.
- Earn Max Miles on everyday spend, including bill payments.
- Miles Multiplier: higher average balances earn more miles per dollar spent.
⍟ Security and trust
Security is our top priority. We're licensed and regulated by:
- Singapore: The Monetary Authority of Singapore (CMS101452)
- Hong Kong: The Securities and Futures Commission (BSF252)
- United Arab Emirates: The Capital Market Authority (20200000382, 20200000381). Your funds are held in a segregated custody account with a licensed financial institution.
⍟ Get in touch
- Singapore: WhatsApp in-app or +65 9479 7979 (Mon–Sat, 9am–8pm)
- Hong Kong: WhatsApp in-app or +852 9298 0464 (Mon–Fri, 9am–6pm)
- United Arab Emirates: WhatsApp in-app or support.ae@chocolatefinance.com (Mon–Fri, 9am–5pm GST)
⍟ Licences and disclosures
Past performance is not indicative of future results. All investments involve risk, including the risk of loss.
- Singapore and Hong Kong: Chocolate Finance returns are currently supported by a promotional programme (Chocolate Top-Up Programme in Singapore, Chocolate Advantage Programme in Hong Kong), valid during the qualifying period and subject to terms and conditions. This does not constitute a guarantee of return or capital.
- Singapore: Chocolate Finance is a brand of Chocfin Pte Ltd and is regulated by the Monetary Authority of Singapore. This advertisement has not been reviewed by the Monetary Authority of Singapore.
- Hong Kong: Chocolate Finance is a brand of Chocolate Finance HK Limited and is regulated by the Securities and Futures Commission. This advertisement has not been reviewed by the Securities and Futures Commission.
- United Arab Emirates: Capital at risk. T&Cs apply. Full disclosures: chocolatefinance.com/ae-en
For more information, visit chocolatefinance.com. T&Cs and privacy policy are in the app.
Valoraciones y reseñas
- Esta app no ha recibido suficientes valoraciones o reseñas como para mostrar una visión general.
Enjoy a smoother, more reliable experience with performance enhancements and bug fixes—update Chocolate Finance to the latest version today!
El desarrollador, Chocolate Pte. Ltd., ha indicado que las prácticas de privacidad de la app pueden incluir la gestión de datos descrita a continuación. Para obtener más información, consulta la política de privacidad del desarrollador .
Datos usados para rastrearte
Los siguientes datos pueden usarse para rastrearte en apps y sitios web propiedad de otras empresas:
- Datos de uso
Datos vinculados contigo
Los siguientes datos pueden recopilarse y vincularse con tu identidad:
- Información financiera
- Datos de contacto
- Contenido del usuario
- Identificadores
- Datos de uso
- Otros datos
Datos no vinculados contigo
Los siguientes datos pueden recopilarse, pero no se vinculan con tu identidad:
- Ubicación
- Contactos
- Diagnósticos
Accesibilidad
El desarrollador no ha indicado todavía las prestaciones de accesibilidad que son compatibles con la app. Más información
Ficha técnica
- Tamaño
- 136,3 MB
- Categoría
- Finanzas
- Compatibilidad
Requiere iOS 15.0 o posterior.
- iPhone
Requiere iOS 15.0 o posterior. - iPod touch
Requiere iOS 15.0 o posterior.
- iPhone
- Idiomas
- Inglés
- Edad
4+
- 4+
- Proveedor
Chocolate Pte. Ltd.
- Chocolate Pte. Ltd. se ha identificado como comerciante de esta app y ha confirmado que este producto o servicio cumple la legislación de la Unión Europea.
- Número DUNS
659127539 - Dirección
1 George Street
#10-01 One George Street
Singapore 049145
Singapur - Número de teléfono
+65 91878436 - Correo electrónico
jason@chocfin.com
- Derechos de autor
- © 2026 Chocolate Finance. | All Rights Reserved
