• added support for background downloading of iCloud records with an activity indicator when there are many records to be downloaded or uploaded • added support for additional years when creating a financial plan • fixed bug when sometimes incorrect transactions were displayed in the payees report

Added an option to prioritise categories over tags in financial plans. When enabled, the app will not include tags into a plan calculation unless a tag was included into a plan. This option can be enabled when creating or editing a plan.

Small bug fixes

Small bug fixes

Statement Reconciliation With PDF Files (iPad only, iPadOS 26 required) When reconciling a bank statement in the app, you can now open a PDF version of the statement and display it side by side with your transactions. This allows you to quickly cross off transactions in the PDF as you reconcile them in the app. Debit & Credit can also attempt to recognize transactions from a PDF statement and automatically mark them as reconciled to save you time. However, this feature depends on your bank and how the PDF files are formatted.

Bug fixes

Improvements related to VoiceOver support

• fixed a bug where a previously deleted category could appear in the list when setting up a new shortcut in the Shortcuts app • localization improvements

• slightly increased widget margins to better match Liquid Glass design • added a workaround to prevent a smaller decimal keyboard from appearing on iPad • fixed bug when on the watch it was not possible enter a transaction amount with more than two digits

• Added dividers to the menus for actions on budgets and scheduled transactions • Fixed bug where the calculator was incorrectly displayed in iOS 26

Liquid Glass Design Debit & Credit now features the new Liquid Glass design style New App Shortcuts We have introduced new shortcuts for creating transactions, as well as a shortcut to create a new local expense for a previously saved payee location. This is a very powerful shortcut if you rely on saved payee locations. Whenever you are in a previously saved location, just run the shortcut and the app will ask you for a transaction amount. Once entered, it will use the right account, payee, and category for a new transaction. You can assign this shortcut to the action button on your device.

Improvements related to CSV file import

Small bug fixes related to financial plans

Updated File Import (iOS 18) Everything related to file import has been rewritten from scratch using the latest technologies available on Apple platforms. • improved speed and reliability of file import • you can now start file import right in the app settings without opening a file in another app and sharing it • significantly improved import UI on the iPad, where the table view is used to more efficiently utilise screen space • improved UI related to creating new accounts and transaction confirmation for file import • improved support for VoiceOver when confirming transactions for file import • improved error messaging Other improvements: • when exporting transactions that include notes, the app also uses notes for shared transactions to mention who created/edited a transaction • fixed bug when pending transfers to/from accounts excluded from net wealth calculation were incorrectly processed in the net wealth forecast report

Internal improvements and bug fixes

Accessibility improvements

• improved animation when showing/dismissing financial plan sections • account widget can now display folder information

Updated Financial Plans (iOS 18 required) • the table view mode for financial plans is now available on the iPad • the table view mode has a new option to display both planned and actual numbers together in a single table cell • improved logic for annual items in financial plans. Now planned amounts are matched to reported amounts as long as spending for a year is within a specified annual amount • other items that affected your financial performance (such transfers to excluded accounts or currency exchange rate changes) are now displayed in plans This update also changes the direction of bars in the categories/payees reports.

Updated Financial Plans (iOS 18 required) • the table view mode for financial plans is now available on the iPad • the table view mode has a new option to display both planned and actual numbers together in a single table cell • improved logic for annual items in financial plans. Now planned amounts are matched to reported amounts as long as spending for a year is within a specified annual amount • other items that affected your financial performance (such transfers to excluded accounts or currency exchange rate changes) are now displayed in plans This update also changes the direction of bars in the categories/payees reports.

Significantly improved performance of financial plans, calculating financial plan results is now 4-5 times faster

This update brings a completely new attachments manager: • See your attachments either as a grid of thumbnails or a list/table (table is used on iPad and Mac) • Every attachment has a description of its transaction, file size, type, and date • Use search to find attachments by description or other metadata • Sort by size or date to find attachments that take up the most space • Select multiple transactions in the list/table view mode, then optionally delete or share them • Drag transactions from the attachments manager and drop them to other apps to copy It is powerful and simple to use. You can open the attachments manager in the app settings when you have previously saved attachments. The attachment manager requires iOS 17. Other new features: • Added dark and tinted app icons for iOS 18 • Improved sidebar colours on iPad in iPadOS 18 • Improved transaction entry in watchOS 11

This update brings a completely new attachments manager: • See your attachments either as a grid of thumbnails or a list/table (table is used on iPad and Mac) • Every attachment has a description of its transaction, file size, type, and date • Use search to find attachments by description or other metadata • Sort by size or date to find attachments that take up the most space • Select multiple transactions in the list/table view mode, then optionally delete or share them • Drag transactions from the attachments manager and drop them to other apps to copy It is powerful and simple to use. You can open the attachments manager in the app settings when you have previously saved attachments. The attachment manager requires iOS 17. Other new features: • Added dark and tinted app icons for iOS 18 • Improved sidebar colours on iPad in iPadOS 18 • Improved transaction entry in watchOS 11

Improvements to the Apple Card integration

Improvements related to the Apple Card integration.

This update brings integration with Apple Card, Apple Cash, and Apple Savings accounts in the US.