Our personal, business and joint accounts make managing your money as seamless, simple and satisfying as it should be in 2026. It's why we're the Which? Recommended Provider for a seventh year in a row.
Apply for a bank account online in minutes - for free - from your phone, and join the millions who have already discovered the better way to bank.
What's in it for you?
No overseas fees
• We won't charge you a penny for using your card abroad, or for withdrawing cash at an ATM.
• We'll give you the Mastercard exchange rate, and won't add anything on top.
• Get notifications in the local currency, and in GBP.
Better budgeting
• Use Spaces to set money aside in a virtual change jar. Personalise with pictures, set a target, and track your progress.
• Get instant payment notifications and track your balance in real-time
• Learn where your money goes, and how to make savings, with Spending Insights
• Use Bills Manager to set aside money for your bills. It means your main balance will only show you what's actually available for day-to-day spending.
• Save on autopilot - automatically round up payments to the nearest pound and put away the spare change.
Pay and get paid seamlessly
• Owed money? Send a simple link to get paid back.
• Enjoy easy international transfers to 34 countries from your app – no hidden fees or exchange rate markups
• Pay people instantly in-app – no fiddly card reader needed
• Deposit cheques digitally from your phone and pay in cash at the Post Office.
Keep your money safe
• Your money is covered up to £120,000 by the Financial Services Compensation Scheme
• With 24/7 in-app support from real humans in the UK, we're always here to help
• Lock your card in-app and turn settings on and off, such as contactless, online, gambling and swipe payments
Business banking
No monthly fees. Get mobile and web banking access, 24/7 support and simplified accounting. Deposit cash at the Post Office from as little as £3, and deposit cheques in-app by taking a photo. Automate your expenses, ring-fence money for bills, keep track of invoices with instant payment notifications and spot where your business is spending with smart analytics. Voted Most Innovative Business Bank at RFI UK Banking & Finance Awards 2026.
The joint bank account
Manage collective household expenses or set aside money together; our joint account simplifies shared spending. Get instant payment notifications, track your spending with Insights, budget together and make important payments from one account.
Banking for the whole family, all in one app
Under 16s is our free debit card and app for 6-15 year olds. It's built seamlessly into the adult's Starling account (personal or joint) for better visibility and control.
Starling Bank Limited (trading as Starling) is registered in England and Wales (No. 09092149), 5th Floor London Fruit And Wool Exchange, 1 Duval Square, London, United Kingdom, E1 6PW. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 730166.
I love this bank and app. Support team is amazing, always helpful and polite.
Respuesta del desarrollador
Hi there, thanks so much for your kind words! We're thrilled to hear you love our bank and app. Our support team works hard to help you, and it's great to know you had a positive experience. Happy banking, Team Starling
Customer service
Loz2026
Thank you to the customer service team for always being so professional and helpful whenever I have an issue and have to call for assistance. I’m always so grateful!
Respuesta del desarrollador
Thanks for taking the time to share this! It means a lot that we were able to provide you a great experience when you needed it. We're grateful to have you with us, Team Starling
Excellent Bank
chipper 1235
Since earlier this year, I swapped our Bank Account from Virgin to Starling Bank and I have no regrets whatsoever.Great company 😊😊😊 Thank you
Respuesta del desarrollador
Thanks for your review! It's great to have you on board with us! We hope you're enjoying everything and that it's made banking easier for you. Happy banking, Team Starling
So easy
Sidderssid
My Starling account is so easy to use to exchange money into euros and pay bills across Europe. Very pleased I opened it
When you set up a Under 16s Space, your child gets their own debit card. They’ll get notifications when they spend money, and they can use the Under 16s app to check their spending and view their balance. You always stay in control, as their Under 16s Space is linked to your account. To set up a Under 16s Space, go to ‘Spaces’.
Versión 4.72.0
El desarrollador, STARLING BANK LIMITED, ha indicado que las prácticas de privacidad de la app pueden incluir la gestión de datos descrita a continuación. Para obtener más información, consulta la política de privacidad del desarrollador .
Datos vinculados contigo
Los siguientes datos pueden recopilarse y vincularse con tu identidad:
Información financiera
Ubicación
Datos de contacto
Contenido del usuario
Identificadores
Datos de uso
Diagnósticos
Otros datos
Las prácticas de privacidad pueden variar, por ejemplo, dependiendo de tu edad o de las funciones que uses. Más información
Accesibilidad
El desarrollador no ha indicado todavía las prestaciones de accesibilidad que son compatibles con la app. Más información
Ficha técnica
Tamaño
554,8 MB
Categoría
Finanzas
Compatibilidad
Requiere iOS 15.0 o posterior.
iPhone Requiere iOS 15.0 o posterior.
iPad Requiere iPadOS 15.0 o posterior.
iPod touch Requiere iOS 15.0 o posterior.
Idiomas
Inglés
Edad
4+
4+
Esta app está clasificada como 4+ con restricciones de contenido.
Parte del contenido puede tener una clasificación superior y, por tanto, el desarrollador puede restringirlo y gestionarlo a través de controles dentro de la app.
Controles dentro de la app Verificación de edad garantizada
Proveedor
STARLING BANK LIMITED
STARLING BANK LIMITED se ha identificado como comerciante de esta app y ha confirmado que este producto o servicio cumple la legislación de la Unión Europea.
Número DUNS 220202975
Dirección 5th Floor, London Fruit And Wool Exchange 1 Duval Square London N/A E1 6PW Reino Unido