Penno — Budget & Debt Tracker
No Bank. No Cloud. Offline.
Free · In-App Purchases · Designed for iPad. Not verified for macOS.
Your finances belong on your phone — not on a company's server.
Penno tracks your budget, debts, and standing orders entirely offline. No open banking. No account. No monthly fee. Pay once, keep it forever.
What Penno does:
- Budget — monthly limits by category, live progress bars
- Debt — log what you owe, track every payment, watch balances drop
- Recurring — direct debits and standing orders logged automatically
- Reports — month-on-month comparisons and category breakdowns
- Widgets — your budget on your home screen at a glance
- Export — CSV and XLSX to Files app, any time
What Penno doesn't do:
- Connect to your bank or building society
- Ask you to create an account
- Upload your data anywhere
- Show advertisements
- Charge a monthly or annual fee
Your data stays on your device. No open banking credentials. No cloud sync. No telemetry. Nothing leaves your phone unless you export it yourself.
One-time purchase. No subscription. Yours forever.
Privacy Policy: https://getpenno.com/privacy/
Ratings & Reviews
Purchase failures now include store error codes. In-app review waits until a screen is visible.
The developer, Muhammed Mustafa Demir, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Size
- 63.1 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 14 more
- English, Arabic, Danish, Finnish, French, German, Hebrew, Italian, Japanese, Korean, Norwegian Bokmål, Portuguese, Spanish, Swedish, Turkish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Lifetime 24,99 €
- Lifetime 30,00 €
- Lifetime 30,00 €
- Lifetime 24,99 €
- Family Lifetime 71,99 €
- Family Lifetime 99,00 €
- Lifetime 54,99 €
- Lifetime 69,00 €
- Family Lifetime 49,99 €
- Lifetime 12,99 €
- Provider
Muhammed Mustafa Demir
- Muhammed Mustafa Demir has identified itself as a trader for this app and confirmed that this product or service complies with European Union law.
- Address
Cicekli mahallesi bostepe sokak 06290
kecioren ankara
06290 Kecioren
Ankara Türkiye - Phone Number
+90 5447951072 - Email
hello@conjugaizen.com
- Copyright
- © 2026 Penno
