Chocolate Finance
Finance
Uniquement pour iPhone
Gratuit
iPhone
Happy money, happy you. Say hello to a new place for your spare cash.
Enjoy happy returns, daily – with no lock-ins and no hoops or complex criteria.
See your returns in the app every single day.
Available in Singapore, Hong Kong and the United Arab Emirates.
⍟ Earn daily returns
Singapore (SGD and USD)
SGD
- 2.2% p.a. on your first S$20k
- 1.9% p.a. on your next S$130k
- Up to 1.9% p.a. thereafter
USD
- 4.2% p.a. on your first US$20k
- 4.0% p.a. on your next US$130k
- Up to 4.0% p.a. thereafter
Hong Kong (HKD)
- 3.8% p.a. on your first HK$100k
- 3.5% p.a. on your next HK$200k
- Up to 3.5% p.a. thereafter
United Arab Emirates (AED and USD)
- 4.6% p.a. on your first AED 100k and US$25k, and up to 4.6% p.a. on any amount above that.
- Same rate for everyone. No salary transfer, no tiers, nothing to qualify for.
- Hold AED, US$ or both, and switch between them in the app.
⍟ Our promise
- Singapore: From now until 30 June 2027, if we don't achieve the above returns on your first S$150k and US$150k, we'll make up the difference – does it get any better than that?
- Hong Kong: From now until 30 June 2027, if we don't achieve the above returns on your first HK$300k, we'll make up the difference – are you smiling yet?
- United Arab Emirates: Returns are not guaranteed and may vary.
⍟ No lock-ins
- Singapore: Withdraw when you need it – no penalties.
- Hong Kong: Withdraw any time. Up to HK$50k per day: instant. Above HK$50k per day: usually 3 business days.
- United Arab Emirates: Withdraw any time. Start with any amount – no minimum, no maximum.
⍟ Fees
- Singapore and Hong Kong: No fees. We only make money when you make money. It's our number one priority.
- United Arab Emirates: No hidden fees and no monthly subscription fees.
⍟ Easy sign-up and user experience
Secure digital verification and a simple onboarding flow.
- Singapore: Verification via Singpass Myinfo is required.
- Hong Kong: Verification via iAM Smart or HKID is required.
- United Arab Emirates: Sign up in minutes, in English or Arabic.
⍟ Spend smarter with the Chocolate Visa Card (Singapore only)
- Enjoy zero FX fees on all overseas spend.
- Earn Max Miles on everyday spend, including bill payments.
- Miles Multiplier: higher average balances earn more miles per dollar spent.
⍟ Security and trust
Security is our top priority. We're licensed and regulated by:
- Singapore: The Monetary Authority of Singapore (CMS101452)
- Hong Kong: The Securities and Futures Commission (BSF252)
- United Arab Emirates: The Capital Market Authority (20200000382, 20200000381). Your funds are held in a segregated custody account with a licensed financial institution.
⍟ Get in touch
- Singapore: WhatsApp in-app or +65 9479 7979 (Mon–Sat, 9am–8pm)
- Hong Kong: WhatsApp in-app or +852 9298 0464 (Mon–Fri, 9am–6pm)
- United Arab Emirates: WhatsApp in-app or support.ae@chocolatefinance.com (Mon–Fri, 9am–5pm GST)
⍟ Licences and disclosures
Past performance is not indicative of future results. All investments involve risk, including the risk of loss.
- Singapore and Hong Kong: Chocolate Finance returns are currently supported by a promotional programme (Chocolate Top-Up Programme in Singapore, Chocolate Advantage Programme in Hong Kong), valid during the qualifying period and subject to terms and conditions. This does not constitute a guarantee of return or capital.
- Singapore: Chocolate Finance is a brand of Chocfin Pte Ltd and is regulated by the Monetary Authority of Singapore. This advertisement has not been reviewed by the Monetary Authority of Singapore.
- Hong Kong: Chocolate Finance is a brand of Chocolate Finance HK Limited and is regulated by the Securities and Futures Commission. This advertisement has not been reviewed by the Securities and Futures Commission.
- United Arab Emirates: Capital at risk. T&Cs apply. Full disclosures: chocolatefinance.com/ae-en
For more information, visit chocolatefinance.com. T&Cs and privacy policy are in the app.
Notes et avis
- Cette app n’a pas reçu suffisamment de notes ou d’avis pour en proposer un aperçu.
Enjoy a smoother, more reliable experience with performance enhancements and bug fixes—update Chocolate Finance to the latest version today!
Le développeur Chocolate Pte. Ltd. a indiqué que les pratiques de l’app en matière de confidentialité peuvent inclure le traitement des données tel que décrit ci‑dessous. Pour en savoir plus, consultez la politique de confidentialité du développeur .
Données utilisées pour vous suivre
Les données suivantes peuvent être utilisées pour vous suivre dans plusieurs apps et sites web appartenant à d’autres sociétés :
- Données d’utilisation
Données établissant un lien avec vous
Les données suivantes peuvent être collectées et liées à votre identité :
- Informations financières
- Coordonnées
- Contenu utilisateur
- Identifiants
- Données d’utilisation
- Autres données
Données n’établissant aucun lien avec vous
Les données suivantes peuvent être collectées, mais elles ne sont pas liées à votre identité :
- Localisation
- Contacts
- Diagnostic
Accessibilité
Le développeur n’a pas encore indiqué quelles fonctionnalités d’accessibilité sont prises en charge par cette app. En savoir plus
Informations
- Taille
- 136,3 Mo
- Catégorie
- Finance
- Compatibilité
Nécessite iOS 15.0 ou version ultérieure.
- iPhone
Nécessite iOS 15.0 ou version ultérieure. - iPod touch
Nécessite iOS 15.0 ou version ultérieure.
- iPhone
- Langues
- Anglais
- Âge
4+
- 4+
- Fournisseur
Chocolate Pte. Ltd.
- Le fournisseur Chocolate Pte. Ltd. s’est identifié comme commerçant de cette app et a confirmé que ce produit ou service est conforme à la législation de l’Union européenne.
- Numéro DUNS
659127539 - Adresse
1 George Street
#10-01 One George Street
Singapore 049145
Singapour - Téléphone
+65 91878436 - Adresse e‑mail
jason@chocfin.com
- Copyright
- © 2026 Chocolate Finance. | All Rights Reserved
