- Introduced Corporate Payroll to enable scalable bulk salary processing - Performance improvements and bug fixes

• Sign-Up Improvements: Enhanced account opening flows aligned with regulatory compliance. • Mini Apps: A unified Shariah-compliant ecosystem offering payments, merchant services, financing, and lifestyle solutions within aik. • Merchant Upgrade: Raast-enabled merchant onboarding with higher limits for eligible businesses.

• Saving Account: Now you can open and manage your aik saving account for better financial control. • RTP (Request to Pay): Experience a faster and more convenient way to send and receive payments. • aik Deen: Introducing aik Deen — designed to enrich your spiritual journey with guidance and inspiration.

• Saving Account: Now you can open and manage your aik saving account for better financial control. • RTP (Request to Pay): Experience a faster and more convenient way to send and receive payments. • aik Deen: Introducing aik Deen — designed to enrich your spiritual journey with guidance and inspiration.

1.⁠ ⁠Merchant Registration: Raast-enabled Merchant Registration by AIK is the process through which businesses and service providers are on boarded onto AIK’s platform with seamless integration to Raast, Pakistan’s instant and low-cost digital payment system launched by the State Bank of Pakistan. This integration allows merchants to not only register digitally on aik but also to immediately benefit from fast, secure, and interoperable payment acceptance. 2.⁠ ⁠Merchant Payment: acceptance of digital transactions by registered merchants through AIK’s platform, with Raast acting as the backbone for fast, secure, and cost-efficient settlements.

1. Sign Up Journey Revamp: AIK offers focusing on increasing account conversion, reducing difficulty and improving user experience in sign up journey by eliminating scanning from sign up journey. Customer has to enter the number and proceed, details will be verified automatically from backend. 2. BVS expiry notification: BVS (Biometric Verification System) expiry notifications are automated alerts sent by aik to inform users that their biometric verification is about to expire or has already expired, as required by regulator. 3. In app BVS: To notify users before their BVS (Biometric Verification System) expires, ensuring timely re-verification and avoiding service disruption. With the help of this functionality all non BVS verified account holders will be able to get themselves verified using in app biometric verification feature.

• P2P QR: AIK offers P2P QR payments through its app, enabling users to send and receive money instantly using QR codes. This feature designed to provide a fast, secure, and convenient way to manage your finances digitally • Donations: Now aik offers a donation facility to its users. This means that users can contribute to various causes or charitable organizations directly through the app. Users can select from a list of approved charitable organizations to make donations and zakat.

- Addition of PayPak card along with Master card in Order card journey through aik. - Minor bugs fixes.