careless™
Cover For Modern Humans
Only for iPhone
Free
iPhone
You love it? We cover it, in minutes and from only £4.99/month*. Hello instant & hassle-free Belongings covers for modern humans. Meet careless™, the UK’s first no-nonsense lifestyle insurance app. Sign up in a jiffy, chat with caremate™ for an instant quote**, personalise your cover, and get protected in minutes.
WHY CARELESS™
A brand new kind of peace of mind for the digital tribes.
• Instant, app‑based cover: Get protected in minutes at point of sale or on the go, with no onboarding phone calls, invasive paperwork or awkward annual renewal dance.
• Protects your home premium: Broken laptop, lost earphones, stolen camera? Claim on careless™, not your home insurance, helping avoid premium hikes and loss of your “no-claims” style discounts.
• Fixed monthly spend: From £4.99/month* to keep big one‑off replacement costs off your credit card and away from hefty home insurance excesses.
• Built for students, renters and flat‑sharers: A smart alternative when you don’t have, or aren’t named on, a full home contents policy but still own valuable belongings.
BUILT FOR MODERN LIVING
From everyday essentials to tech and valuables, careless™ protects one of the widest ranges of belongings in the UK, all in one smart single app.
TECH
Gadgets, Household Tech, Digital Music, Laptops, Smart Wearables, Handheld Consoles, VR, Mobiles, Earphones and more
LIFESTYLE
Jewellery, Watches, Handbags, Eyewear, Footwear
CREATIVES
Cameras, Photography Gear, Music Instruments
ACTIVE
E-bikes, Pedal Bikes, Sports Equipment
INSURANCE WITHOUT THE HEADACHE
Hello #insuranceREVOLUTION
On‑the‑go instant cover:
- No onboarding phone call
- Pay monthly, cancel anytime (no hard feelings)
- 0% APR | No hidden fees
- No credit score check
Control everything in‑app:
- Fine‑tune your active covers, quotes and personal details
- In‑app ID verification
- In‑app policy documents
- Jargon‑buster guide
YOU CLAIM, NO PAIN
Boost your claim game. Turn “oh no” moments into simple, guided in‑app claim journeys.
• In‑app automated claim filing
• Claims partner rated “Great” (4-stars) on Trustpilot
• UK‑based claims team (real humans)
• 24/7 caremate™ in‑app support
£1 OFF MONTHLY FOR EACH ACTIVE MATE
Get your first active cover to unlock your referral dashboard. Stack your careless™ referrals and you could earn free insurance, forever.
• Unlimited invites
• 1 x active mate = £1 off your monthly price
• Personalise your referral code
• Add your code to Apple Wallet
STAY IN TOUCH
instagram.com/carelessinsurance
tiktok.com/@wearecareless
facebook.com/carelessinsurance
pinterest.com/wearecareless
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*Price for careless™ Belongings cover Eyewear or Headphones/Earphones with single item valued at £100 and an excess of £22.50. Terms apply.
**Quotes in under 90 seconds on average (timings may vary). Terms apply.
_
THE LEGAL BIT
Careless Technologies Limited is an appointed representative of Stubben Edge (Risk) Limited (FRN: 943286), which is authorised and regulated by the Financial Conduct Authority (“FCA”).
improved accessibility, minor bug fixes, minor improvements
The developer, Careless, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- Careless Technologies Limited
- Size
- 127.9 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later.
- Languages
- English
- Age Rating
18+
- 18+
- Copyright
- © 2026 Careless Technologies Limited
