Debit & Credit 4+

Personal Finance Manager

Ivan Pavlov Pty Ltd

    • 4.7 • 424 Ratings
    • Free
    • Offers In-App Purchases

Description

If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you.

• All Accounts in One App
Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch.

• Super Fast
Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks.

• Locations (Geotagging)
Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance.

• Budgets & Scheduled Transactions
Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done.

• Financial Plans
Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth.

• Reports
We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too.

• iCloud Sync
We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you.

• Shared Accounts
Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances!

• Bank reconciliation mode
Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities.

• Importing data
We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do.

• Color Themes
Eight color themes are available for selection in the app settings in case if you want to customize your experience.

• Watch App
Create new transactions on the go with the Apple Watch app. You can also check your budgets and pay scheduled transactions with it.

• Powerful features
Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them.

• Mac version of the app
You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud.

Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at https://debitandcredit.app/privacy-policy-with-terms.html.

In case of any questions please don't hesitate to contact support@debitandcreditapp.com.

What’s New

Version 7.2.2

• improved animation when showing/dismissing financial plan sections
• account widget can now display folder information

Ratings and Reviews

4.7 out of 5
424 Ratings

424 Ratings

Mark6976 ,

Fantastic

Been using this app for about 2 years now. Used to use Microsoft money on a computer till it crashed. Looked at, and tried 10 or more accounting type apps and none seemed quite right for me. Found this one and after a few weeks committed and bought the full version (£9.99 a year) all credit debit and saving’s accounts in one place standing orders and regular payments all in one place with pending or cleared or all payments in view. I have waited to give a review as I wanted to make sure it was everything I needed. Some bits I don’t use like budgets and reports but I am sure they would be useful if I wanted to use them. So all in all this app is fantastic for me. If you are still scratching around for an app to use to keep an eye on you finances then I suggest try this, don’t think you will be disappointed.

rumbletum ,

Sharing Option V Poor

Edit: Updated to 4* after response below. However developer does need to update his documentation as instructions say both need to have a premium subscription

I actually like this app, have paid for the subscription and was set to make it my finance app of choice, its just if you want to share it with your partner it really falls down. I could totally live with the limitation on who edits the data etc, but the fact that you both have to pay for a premium version for even this pared down sharing option seems crazy. If there was proper family sharing of the paid version this would be the app for me. For now, the hunt for a decent iOS finance/budgeting app continues.

Developer Response ,

The premium subscription is eligible for family sharing.

slk1953 ,

Really impressive!

I've been looking for an app to replace moneywiz as I don't want to pay £4.99 a month for an app that I only use offline. So far, this app does everything that I'm looking for. It was instantly clear that upgrading for a one-off payment of £3.99 was going to give me exactly what I need. I can schedule income and bills and the reports are clear with a clean, simple interface. Editing is simple and you can add/remove categories to personalise spending and income. Worth looking at the advanced settings as there are some good extras in there. Highly recommended. Update: three months later and I love this app - best money manager I've ever used.

Events

App Privacy

The developer, Ivan Pavlov Pty Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More

Supports

  • Family Sharing

    Some in‑app purchases, including subscriptions, may be shareable with your family group when Family Sharing is enabled.

  • Siri

    Get things done within this app using just your voice.

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