eToro Money 4+

Manage your money & crypto


Designed for iPad

    • Free



A smarter way to manage your money. Connect eToro Money seamlessly to your investment account to enjoy zero conversion fees on deposits, instant withdrawals, and the ability to spend your funds anywhere, anytime with an exclusive eToro Visa debit card (card available for Club members only). And it's free. No subscription costs or hidden fees. One app to securely manage your money & crypto with ease.

eToro Money benefits:

- 0% conversion fees on deposits
Save on every deposit. Enjoy zero FX conversion fees when using eToro Money to fund your investment account

- A faster way to access your money
Get your money when you want it, with instant withdrawals from your eToro investment account.

- eToro debit card (exclusive to Club members)
Spend your money anywhere, anytime, with highly competitive exchange rates across the globe.

- Easily send and receive money
Your sort code and personal account number mean that you can easily set up Direct Debits, as well as send to and receive money from your family and friends

- Seamlessly integrates with your eToro account
eToro Money is designed to seamlessly integrate with your investment account

- Manage your eToro Money and crypto in one place
The eToro Money app includes all the functionality of the previous eToro Wallet.
Store, hold and manage your cryptoassets, from the range available, including BTC, ETH, LTC, and more.
Track your eToro crypto trading portfolio on the go.
You can also transfer your crypto to eToroX, eToro’s professional crypto exchange.

Note: eToro Money crypto wallet services are not linked to eToro Money account services. These services are provided by separate eToro entities.

Legal bits: You can use your card anywhere Visa is accepted. FX competitiveness based on research by eToro in April 2022.

The eToro Money services are provided by eToro Money UK Ltd (Registered in England & Wales No. 07712717). eToro Money UK Ltd is authorised by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 for the issuing of Electronic Money (Firm Registration Number: 900203). eToro Money UK is a Principal Member of Visa Europe and Visa is a registered trademark of Visa International. Full Terms apply, at

Although funds held in your eToro Money wallet are not protected by any depository compensation scheme (like the FSCS), they are held in a designated safeguarding account at an authorised credit institution and, unlike banks, cannot by used by eToro Money for anything else than for facilitating your payment transactions. This means that all your funds held by eToro Money are protected at all times and in the unlikely event of insolvency, your losses are restricted to the cost of repatriation of funds only.

The services of eToro Money crypto wallet are provided by eToro X Limited ('eToro X'), incorporated in Gibraltar with company number 116348. eToro X is a regulated DLT provider licensed by the Gibraltar Financial Services Commission under the Investments and Financial Service Act with Licence number FSC1333B.

What’s New

Version 48.0.0

Welcome to eToro Money!
eToro Money connects seamlessly with your eToro investment account offering free and instant deposits with no conversion fees, and instant withdrawals. Spend your money anywhere, anytime with an exclusive eToro Visa™ debit card*, including market-leading exchange rates across the globe. It’s free, no subscription or hidden costs.

In this update, we’ve added the ability to manage Direct Debits from the app, along with some bug fixes and performance improvements. Enjoy!

*eToro Card is for Club members only, and can be used anywhere Visa is accepted. FX competitiveness based on research by eToro in April 2022.

Ratings and Reviews

2.3 out of 5
122 Ratings

122 Ratings

docchrismoore ,


This really is a bad app.

I tried to transfer LTC from the trading platform to the wallet. The coins have yet to appear in the wallet and it’s been 10 days now.

I contacted Support and got an auto-reply saying it will take up to 7 days for them to reply.

As far as I can tell, the wallet doesn’t support ADA or TRX. I guess this relates to the staking rewards eToro offers on these coins, but I don’t see why that should make a difference.

I don’t mind not having the keys. I think wider adoption of cryptocurrency will see less people wanting this. Keep it simple.

I would like to use Touch ID on my iPhone rather than entering my password every time I open it.

As a UK user, I find it hard to purchase crypto because banks will often block transactions. The eToro wallet is a potential way around this (because eToro sell other assets as well as crypto, purchases aren’t blocked by the banks) as I could use the wallet to move coins to other platforms without going through a bank. But I need to know my coins aren’t going to disappear when I try to transfer them

So far I just don’t have the confidence in this app.

Jac&Dave ,

Unable to send BTC to external wallet

I tried 3 times last week to send btc to an external wallet but they all failed. Raised support ticket but didn’t get a reply until yesterday. Was told to try again at a lower amount as the fees must have been higher than they estimated and therefore there were insufficient funds for the transaction, I did this and it failed again. I’m getting increasingly frustrated with his as I cannot access my btc and the customer support response times are slow. If payments out of the wallet can only be processed if they are much lower than the balance then customers will never be able to withdraw the full balance

Developer Response ,

We’re sorry for the difficulties you’re experiencing. Our customer support does the best they can to help and reply as fast as possible. We have brought your concern to their attention and they will be glad to follow up with you on the matter. Please contact them now and we assure you that this issue can be resolved. Once again, we apologize for the inconvenience and thank you for your patience.

Congalong ,


Overall wallet is good. Not sure what fees people are talking about? I’ve sent XRP to multiple locations with 0 fees. This is not a proper cold wallet as etoro runs maintenance on the app to keep it running but its one of the best MOBILE wallet apps out there. All these bad reviews seem to be people not understanding how to send/ receive money? Don’t use an external wallet if you don’t know how to properly send or receive crypto

App Privacy

The developer, eToro, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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