Our app is designed to help you find places to shop, learn more about ways you can spread the cost and manage your V12 Finance on the move.
Use our app to:
· Find retailers who offer V12 Retail Finance using our retailer directory
· See the types of finance we offer
· Check your eligibility for a personal loan without harming your credit score
· Keep track of your balance and payments
· Make or change payments and see when they're due
· Send us a secure message anytime, anywhere
· View and download important documents
Download the V12 Retail Finance app to find and manage ways to pay for the things you love.
Important information
The V12 Retail Finance app is compatible with mobile devices only.
You will be required to accept our app ‘Terms of use’ before being able to access our app. Your phone’s signal and functionality may affect your service.
We take your online safety seriously and use the latest security measures to protect your accounts, personal information, and privacy. Find out more at https://www.v12retailfinance.com/security/staying-safe-online.
Company Information
V12 Retail Finance offers credit products. Credit is subject to status and is only available to UK residents aged 18 and over. Minimum and maximum spend applies. Failure to maintain payments may mean charges are incurred, more is repaid than borrowed and it can make future borrowing more difficult.
V12 Retail Finance Limited. Registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Registered office: Yorke House, Arleston Way, Solihull, B90 4LH Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.
V12 Retail Finance is a trading name of Secure Trust Bank PLC. Registered in England and Wales 541132. Secure Trust Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration Number 204550. Registered Office: Yorke House, Arleston Way, Solihull, B90 4LH.
Broker Information
For Retail Finance: V12 Retail Finance Limited is a credit broker, not a lender, and introduces you to Secure Trust Bank PLC, its parent company. If your application is successful, V12 Retail Finance Limited will receive a commission. The amount will vary depending on the product chosen and the amount of credit taken out.
For Personal Finance: V12 Personal Finance is a trading name of V12 Retail Finance Limited. V12 Retail Finance Limited is a credit broker, not a lender. V12 Personal Finance introduces you to a limited range of brokers or lenders who may offer you a loan. V12 Personal Finance does not work with the whole of the lending market, meaning other loans may be available to you elsewhere. V12 Personal Finance does not give you any recommendation or advice. V12 Personal Finance acts for itself and is not impartial. It does not act for you or for the lenders or brokers it works with.
V12 Personal Finance receives a fixed or percentage commission payment from the lender or broker if you take out a loan. The commission it receives varies depending on the product, loan amount and APR. Loan offers (if available) are shown in this order: unsecured loans followed by secured loans, ranked by the closest matched loan amount, term and lowest APR respectively. Before completing your application, you will be shown the commission arrangement between V12 Personal Finance and the lender or broker you have selected.
I needed to buy my favourite settee from sofology and there was an offer at sofology at the time for that very settee that I couldn’t refuse but I didn’t have the spare cash to buy it at that moment. I was more than happy to learn I did have another option open to me and plus I could spread the payments without incurring any interest. This is where V12 stepped into my life and gave me the opportunity to buy my favourite settee at that moment. Thank you V12 for getting my home looking complete the way I wanted it.
Super simple
Donna878
Possibly the best and easiest process I've ever had with a finance company. From start to finish, the application was super simple, and I got a fast decision. The online dashboard is incredibly clear and makes it easy to track my payment schedule. Highly recommend them for anyone looking for a quick and straightforward loan.
The best finance app and company I have used
Ernest 53
This is by far the easiest and most user friendly finance company I have used to date , interest free , quick decisions, excellent customer service and overall a great experience, app is absolutely brilliant to to keep track on the balance , would defo items recommend
Looking for an interest free alternative to credit cards?
JRJones35mm
Great app. The application process took just a few minutes and I was approved for £1,000 which was available to spend straight away in store at a good selection of retailers.Recommended for anyone looking for an interest free alternative to credit cards!
We’ve made it clearer for new customers to register for the app and added some small improvements to keep your V12 app running smoothly.
Version 3.2
The developer, V12 Retail Finance Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
User Content
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
V12 Retail Finance Limited
Size
57.7 MB
Category
Finance
Compatibility
Requires iOS 15.1 or later.
iPhone Requires iOS 15.1 or later.
iPod touch Requires iOS 15.1 or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English
Age Rating
4+
4+
This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.