Gains - Budgeting & Cashback
Track Spending & Save More
Only for iPhone
Free · In-App Purchases
iPhone
The money app that actually helps you keep more of it.
Gains combines smart budgeting, instant cashback rewards, and AI-powered insights - all in one beautifully simple app.
What Makes Gains Different
Most budgeting apps show you where your money went. Gains helps you keep more of it.
Connect your bank accounts in seconds using Open Banking, and Gains does the rest.
Track your spending, set budgets that actually work, and earn cashback on your everyday shopping - from supermarkets to clothes shops.
No complicated spreadsheets. Just a clear picture of your money and simple ways to make it go further.
Key Features
Smart Budgeting
Connect all your UK bank accounts in one place
Automatic transaction categorisation
Set monthly budgets by category
See exactly where your money goes
Instant Cashback
Earn money back on everyday spending
Cashback at supermarkets, high street shops, restaurants and more
Instant gift card rewards
No waiting, no points to track - just savings
AI Money Assistant
Chat with your personal money assistant
Get personalised insights based on your spending
Ask questions about your finances in plain English
Smart suggestions to help you save more
Built for the UK
Works with all major UK banks
Designed around UK spending habits
No currency conversions or workarounds
Created by a team who actually use it
How It Works
Download & Connect - Link your bank accounts securely using Open Banking
See Everything - All your accounts, spending, and budgets in one place
Start Saving - Earn cashback and get smart tips to keep more money
Security You Can Trust
Your data is protected with bank-level encryption. We use Open Banking - the same secure technology used by major UK banks. We'll never sell your data or share it without your permission.
Gains is registered with FCA Agent Status via TrueLayer.
Free to Download
Gains is free to download and use all core features.
Gains Pro Subscription
Unlock AI-powered money insights with Gains Pro. Available as a monthly or annual auto-renewing subscription. Payment is charged to your Apple ID at confirmation of purchase and auto-renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://gainsapp.com/privacy
Bug fixes & Improvements.
The developer, GAINS APP LTD, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- GAINS MONEY APP LTD
- Size
- 96.5 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later.
- iPhone
- Languages
- English
- Age Rating
18+
- 18+
- In-App Purchases
Yes
- Gains Pro Monthly £5.99
- Gains Pro Annual £49.99
- Gains Pro Annual £49.99
- Gains Pro Monthly £5.99
- Copyright
- © 2026 Gains