Coast: Budget & FIRE
Spending, net worth, freedom
Free · In-App Purchases · Designed for iPad. Not verified for macOS.
Coast connects two questions most money apps keep apart: what did I spend today, and what year can I stop working.
Most expense trackers stop at "you spent $480 this month." Coast answers one more: how many days that pushed back your financial independence date.
— Tracking —
· Unlimited entries, free forever, never charged per transaction
· Snap a receipt: amounts and merchants are read on device, nothing leaves your phone
· Handles the messy stuff: splitting a bill, reimbursements, partial refunds, split payments, installments, recurring bills
· Tips, service charges, tax and discounts are noted separately — the app works out what you actually paid
· Tags, subcategories and templates: most entries take three seconds
— Net worth —
· Cash, investments, property and debt tracked separately
· Reconcile once against your real balance; everything after that stacks on top automatically
· A net worth curve that shows the trend, not one day's number
— Budget —
· Pace tracking: know mid-month whether you're going to go over
· Smart budgets suggest limits from what you actually spent, not a number you guessed
— Financial independence —
· FI progress and countdown at your current savings rate
· Coast FIRE: how much you need before you can stop saving and let compounding finish the job
· Scenarios: move cities, get a raise, buy a home — save several paths and compare them side by side
· Achievement range: from pessimistic to optimistic, which years your freedom date falls between
— Your data stays yours —
· No account, no server, no sign-up
· iCloud sync runs through your own private database — we can't see it, and there's nowhere for us to look
· Daily JSON snapshot backups you can export anytime; CSV and Excel import/export are never paywalled
· The only network request is fetching exchange rates. Nothing is uploaded.
— Widgets —
Left to spend this month, net worth, and your freedom countdown — without opening the app
— Free and Pro —
Recording is free forever: unlimited entries, every account and ledger tool, import/export, FI progress and countdown.
Pro unlocks projection and attribution: achievement range, what-if sliders, scenario simulator, Coast FIRE, Barista FIRE, full monthly report, repeat-buy insights, category budgets, multi-currency tracking, themes and app icons.
— Subscription details —
· Coast Pro (Yearly): ¥30/year, with a 7-day free trial, renews automatically
· Coast Pro (Lifetime): ¥60 one-time purchase, never converts to a subscription
Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Cancelling during the free trial costs nothing.
Privacy Policy: https://eatlei.github.io/coast-site/privacy.html
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app has not received enough ratings or reviews to display an overview.
- Reimbursements, completed: mark one or many entries as Don't Reimburse in the Reimbursement Center, with a few seconds to undo. Reimbursed entries can be opened, edited or put back to pending. Only the part not yet received is touched; money already in your account never changes.
- Customize the entry list: choose whether the title shows the note or the subcategory, toggle note, category and subcategory in the subtitle, and preview the result live.
- More deliberate haptics: the FIRE what-if sliders vibrate differently for favorable and unfavorable moves, undo and delete have their own feedback, and tab switches vibrate once.
The developer, 磊 郭, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- 磊 郭
- Size
- 38.9 MB
- Category
- Finance
- Compatibility
Requires iOS 18.0 or later.
- iPhone
Requires iOS 18.0 or later. - iPad
Requires iPadOS 18.0 or later. - Mac
Requires macOS 15.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.0 or later.
- iPhone
- Languages
- English and Simplified Chinese
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Coast Pro Lifetime £9.99
- Coast Pro (Yearly) £4.99
- Copyright
- © Leon Guo

