Settle group expenses without the stress.
Tired of messy IOUs, awkward money talks, and complex math after a trip or shared dinner?
Settle Up is the smartest way to track shared expenses and manage "who owes whom" instantly. From simple bill splitting to complex multi-currency adventures, we handle the heavy lifting so you can focus on the fun.
Perfect for travelers, roommates, couples, event organizers, and friends. Join over 2.5 million users who have simplified their shared finances!
WHY SETTLE UP?
– Split anything: Whether it’s an even split, unequal weights, or multiple people paying for one item, we handle every real-life scenario.
– Smart settlements: Our unique algorithm calculates the fewest possible transfers to settle all debts, saving you time and transaction fees.
– Works everywhere: Sync data across other platforms. No internet? No problem — it works offline and syncs when you’re back.
– No app required: Share a group link so friends can view the balance in their browser without downloading anything.
POWERFUL FEATURES FOR REAL LIFE
– Global ready: Supports all currencies with real-time exchange rates for international travel.
– Ultra-fast sharing: Invite friends via a simple link or a QR code.
– Export & reports: Need a deep dive? Export your data to CSV for easy accounting.
– Instant transparency: Get notified the second someone adds an expense or settles up. Settle Up will even remind group members automatically and nudge them to settle their debts.
UPGRADE TO PREMIUM FOR THE FULL EXPERIENCE
Unlock the tools designed for power users and frequent travelers:
– Ad-free: Focus on your finances without distractions.
– Receipt photos: Snap and store bills directly in the group.
– Recurring & future expenses: Automate rent, subscriptions, and utility bills.
– Custom categories: Organize your spending with colorful, personalized labels.
– Export to Excel: Get a full expense report in a spreadsheet.
– Statistics: View charts on spend by categories and members.
Stop worrying about the math. Start enjoying the moment.
Download Settle Up today and sail through your next group expense!
Visit our Terms of Service and Privacy policy at: https://settleup.io/tos.html
I live by this app for any trip or any group situation it’s so much easier than keeping backs of $5 everywhere and forgetting the only issue I have a lot of the time is explaining the app to friends, for some reason they don’t understand the system of it and seem to think they aren’t getting money back or it’s not fair so it’s hard trying to get others on the wagon to use it on a trip
Brilliant
Nevula
This app is amazing . So flexible for group outings . Doesn’t matter how many people want to pay in cash/card . No one has to down load app if they don’t want to or don’t like tech as there spending can be inputted for them . You can opt to take certain people out of expenses is say one of you doesn’t attend/ partake in that activity . It works out at end who owes what so your all equal ! Brilliant !
Better value than the alternatives
alinsreview
What I love:- good split of categories- easy to search- the fact that you can buy premium for 1 group if you don’t want subscription (and you really shouldn’t!)What can be improved:- some visualization bugs
Hacking and phishing ads, be careful
F19111
settleup allows harmful phishing and fraudulent ads in its free version, I am furious that my iPhone has been under attack as a result of fake virus scans. Uninstall this from all your, and your loved ones devices immediately to prevent hacking and unauthorised access to your phone!
Developer Response
Hello, ads are provided by Google and we have little options to deal with Google. When you see such ad, please report it to us at ios@settleup.io and we will report malicious ads back to Google.
- Lots and lots of fixes, polishes, and small improvements
Version 3.18.2
The developer, Step Up Labs, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Identifiers
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Step Up Labs, Inc.
Size
107.9 MB
Category
Finance
Compatibility
Requires iOS 17.4 or later.
iPhone Requires iOS 17.4 or later.
iPad Requires iPadOS 17.4 or later.
Mac Requires macOS 14.4 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.1 or later.
Languages
English and 15 more
English, Catalan, Czech, Dutch, French, German, Hungarian, Indonesian, Italian, Persian, Polish, Portuguese, Russian, Slovak, Spanish, Traditional Chinese
